Pranay D Myself holding Ipca shares 2000 @ 850 should I wait or exit and what’s the long term view can hold for more 6 months

Ans: Congrats to your Son for Scoring 97.9 Percentile in JEE (Main).

Ready your question and noted your doubts for your Son.

1) Choosing the right stream depends upon your Son’s interest.
2) As far as IIITs are concerned, IIIT is best among what you have referred.
3) As far as Rankings of NITs, mentioned by you, NIT-Goa comes first. Then comes Puducherry & AP.
4) Compared to COMNEDK, getting admission into CSE with any top (Tier 1) colleges of Karnataka is difficult. If you can afford, you can try for Management Quota with RV , BMS, PES, MS Ramaiah (or) Dayananad College in Bengaluru.

Steps You Better Follow: 1) Choose the 2-3 stream options for your son 2) Shortlist IIIT Kancheepuram, NIT-Goa and / or 2-3 Top ranked colleges in Bengaluru, if you can decide for MQ 4) Apply to all these Colleges 5) After getting confirmed admissions from these colleges, finalise the best one, keeping in view the location preference, nearby cities (like Bengaluru) where Campus Placements are highest.

Hope I have clarified your doubt for your Son.

If you need any other clarifications for your Son or have questions for anyone, post your questions (in detail) to me and/or follow me here in RediffGURU to know more on ‘Careers / Education / Jobs’.

All The BEST, Annu, for your Bright Future from RediffGURU.

Nayagam PP
EduJob360
CERTIFIED Career Coach | Career Guru
https://www.linkedin.com/in/edujob360/

Ans: Madam,
Congrats to your Son who has scored 90.4% in his Class 12.

You have not mentioned your Son is from which State.

However, please note, with 165000 Rank, he can get Tier 2 College for Computer Science as there is a much demand & competition for Tier 1 Colleges for Computer Science Stream.

As far as best private colleges are concerned in your Home State (or) anywhere in India, competition is more for Computer Science.

If you can afford, you can try for Management Quota with any one of the top 5 colleges in your home state (or any other College in other States which you prefer) to get admission into Computer Science.

Hope I have clarified your doubt Madam.

If you need any other clarifications for your Son or have questions for anyone, post your questions (in detail) to me and/or follow me here in RediffGURU to know more on ‘Careers / Education / Jobs’.

All The BEST, Annu, for your Bright Future from RediffGURU.

Nayagam PP
EduJob360
CERTIFIED Career Coach | Career Guru
https://www.linkedin.com/in/edujob360/

Ans: Evaluating Fixed Deposits for Monthly Income
Fixed deposits (FDs) are a popular investment option in India. They offer stability and guaranteed returns. However, is an FD the right choice for generating a monthly income from your Rs.1.5 crore Provident Fund (PF)? Let's explore this in detail.

Stability and Safety
FDs are one of the safest investment options available. They are less volatile than stocks and mutual funds. Banks and post offices offer FDs with a guarantee on the principal amount. This makes FDs an attractive option for risk-averse investors.

In India, FDs are insured up to Rs.5 lakh per depositor per bank. This insurance provides an additional layer of safety. For someone looking to preserve capital, FDs are an excellent choice.

Predictable Returns
One of the biggest advantages of FDs is the predictability of returns. Unlike market-linked investments, FDs offer a fixed interest rate. You know exactly how much you will earn at the end of the tenure. This can be reassuring, especially in volatile market conditions.

Convenience
FDs are easy to manage. They do not require constant monitoring like stocks or mutual funds. Once you invest in an FD, you can sit back and relax. This is particularly beneficial for those who prefer a hands-off approach to investing.

Regular Interest Payouts
FDs offer various interest payout options, including monthly, quarterly, and annual payouts. For generating a regular monthly income, you can opt for the monthly payout option. This ensures a steady stream of income to meet your expenses.

Taxation on Interest Income
Interest earned on FDs is taxable. It is added to your total income and taxed as per your income tax slab. For someone in a higher tax bracket, this could significantly reduce the net returns.

Inflation Impact
While FDs offer guaranteed returns, they may not always keep pace with inflation. Over time, inflation can erode the purchasing power of your money. This is a crucial factor to consider, especially for long-term investments.

Assessing Alternatives: Actively Managed Funds
Actively managed funds can be a compelling alternative to FDs. These funds are managed by professional fund managers who actively make investment decisions to maximize returns.

Potential for Higher Returns
Actively managed funds have the potential to offer higher returns compared to FDs. This is because fund managers can capitalize on market opportunities.

Diversification
Actively managed funds invest in a diversified portfolio of assets. This helps spread risk and potentially enhances returns. Diversification can provide a cushion against market volatility.

Flexibility
Actively managed funds offer flexibility in terms of investment amount and redemption. You can start with a small amount and increase your investment over time. Additionally, you can redeem your investment partially or fully as per your needs.

Professional Management
These funds are managed by experienced professionals. Fund managers have the expertise to analyze market trends and make informed investment decisions. This can be advantageous for investors who lack the time or knowledge to manage their investments.

Tax Efficiency
Certain actively managed funds, such as equity mutual funds, offer tax benefits. Long-term capital gains from equity funds are taxed at a lower rate compared to FD interest. This can enhance your overall returns.

Regular Funds Through a Certified Financial Planner
Investing in regular funds through a certified financial planner (CFP) can be beneficial. A CFP can provide personalized advice based on your financial goals and risk appetite. They can help you choose the right funds and create a diversified portfolio.

Systematic Withdrawal Plans (SWPs) for Monthly Income
Systematic Withdrawal Plans (SWPs) are an effective way to generate regular monthly income from mutual funds. An SWP allows you to withdraw a fixed amount from your mutual fund investment at regular intervals, typically monthly. This can ensure a steady income stream while your investment continues to grow.

How SWPs Work
With an SWP, you invest a lump sum amount in a mutual fund. You then set up a plan to withdraw a fixed amount each month. This amount is credited to your bank account on a pre-specified date. The remaining investment continues to earn returns, providing the potential for capital appreciation.

Benefits of SWPs
Regular Income: SWPs provide a predictable and regular income stream, which is ideal for managing monthly expenses.

Tax Efficiency: Withdrawals from equity mutual funds are subject to capital gains tax, which can be more tax-efficient compared to the interest earned on FDs.

Capital Growth: While you withdraw a portion of your investment, the remaining amount continues to grow, offering the potential for long-term capital appreciation.

Flexibility: SWPs offer the flexibility to increase or decrease the withdrawal amount as per your needs. You can also stop the withdrawals if your financial situation changes.

Rupee Cost Averaging: By regularly withdrawing a fixed amount, you benefit from rupee cost averaging, which can reduce the impact of market volatility on your investment.

Setting Up an SWP
To set up an SWP, you need to follow these steps:

Choose a Mutual Fund: Select a mutual fund that aligns with your investment goals and risk tolerance. Equity mutual funds are often preferred for their potential for higher returns.

Invest Lump Sum: Invest a lump sum amount in the chosen mutual fund. Ensure the investment amount is substantial enough to support your monthly withdrawal needs.

Define Withdrawal Amount: Decide on the fixed amount you want to withdraw each month. Ensure this amount is sustainable based on your investment and expected returns.

Schedule Withdrawals: Set up the SWP with your mutual fund house, specifying the withdrawal amount and frequency (e.g., monthly).

Monitor and Adjust: Regularly review your SWP to ensure it meets your financial goals. Adjust the withdrawal amount if necessary to match your expenses and investment performance.

Balancing Risk and Return
While FDs offer safety, actively managed funds provide the potential for higher returns. It is essential to strike a balance between risk and return. You can allocate a portion of your funds to FDs for stability and the rest to actively managed funds for growth.

Creating a Diversified Portfolio
A diversified portfolio can provide a balance of safety, income, and growth. You can include a mix of FDs, actively managed funds, and other investment options. This approach can help mitigate risks and enhance returns.

Planning for Monthly Income
For generating a monthly income, you can consider a combination of FDs and Systematic Withdrawal Plans (SWPs) from mutual funds. SWPs allow you to withdraw a fixed amount from your mutual fund investment regularly. This can provide a steady stream of income.

Emergency Fund
It is crucial to set aside an emergency fund before investing. This fund should cover at least six months' worth of expenses. FDs can be a good option for an emergency fund due to their liquidity and safety.

Estate Planning
Consider estate planning to ensure a smooth transfer of assets to your heirs. Nominate beneficiaries for your FDs and mutual funds. This can help avoid legal hassles and ensure your loved ones are taken care of.

Regular Review and Rebalancing
Regularly review your investment portfolio to ensure it aligns with your financial goals. Rebalance your portfolio periodically to maintain the desired asset allocation. This can help manage risk and optimize returns.

Conclusion
FDs can be a good option for generating a stable monthly income. They offer safety, predictable returns, and convenience. However, they may not keep pace with inflation and the interest income is taxable.

Actively managed funds provide the potential for higher returns and diversification. Investing in these funds through a certified financial planner can enhance your overall investment strategy. Consider surrendering high-cost investment products like LIC, ULIP, and investment-cum-insurance policies and reinvesting in mutual funds for better returns.

Creating a diversified portfolio that includes FDs and mutual funds can provide a balance of stability and growth. Plan for a regular income through a combination of FDs and SWPs. Ensure you have an emergency fund in place and consider estate planning.

Regularly review and rebalance your portfolio to stay on track with your financial goals. By carefully evaluating your options and making informed decisions, you can achieve a stable and growing monthly income from your investments.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ans: Achieving Your Financial Goals: A Detailed Plan for a Single Mother of Two

First of all, I commend you on taking the initiative to invest in mutual funds since 2020. It's impressive and shows your commitment to securing your financial future and that of your children. Managing finances as a single mother can be challenging, but your proactive approach is a significant first step.

Understanding Your Current Investments
Let's analyze your current investment portfolio. You have been investing in several mutual funds which are diversified across different categories:

Axis ELSS Tax Saver Fund: Rs 5,000
Axis Flexi Cap Fund: Rs 5,000
Axis Focused Fund: Rs 5,000
Kotak Flexi Cap Fund: Rs 2,500
Mirae Asset Large Cap Fund: Rs 2,500
Quant Small Cap Fund: Rs 2,500
ICICI Prudential Multi Asset Fund: Rs 1,000
Aditya Birla Sun Life PSU Equity Fund: Rs 1,000
Your portfolio is a mix of large-cap, small-cap, multi-cap, and tax-saving funds. This diversification is good, but we need to ensure it aligns with your goals.

Evaluating Your Financial Goals
1. Goal: Accumulating Rs 1 Crore in 7 Years
To accumulate Rs 1 crore in 7 years, let's first understand the required rate of return. Assuming you continue to invest Rs 24,500 monthly, we need to calculate the growth rate needed to reach Rs 1 crore.

2. Goal: Building a Rs 15 Lakh Emergency Fund
An emergency fund is essential, especially for a single mother. It provides a safety net for unexpected expenses.

Analysing Your Investment Portfolio
1. Portfolio Composition
Your portfolio has a mix of equity mutual funds with varying risk levels. Equity funds generally offer high returns over the long term but come with higher risks.

2. Risk Assessment
Since your goal is to accumulate Rs 1 crore in 7 years, you need a higher exposure to equity. However, it's crucial to balance risk and ensure the portfolio suits your risk tolerance.

Expected Returns and Required Growth Rate
1. Calculating the Future Value of Your Current Investments
To calculate whether you can reach Rs 1 crore, we need to estimate the future value of your investments. Assume an average annual return of 12% for your equity investments.

2. Estimating the Emergency Fund Growth
Your emergency fund should be kept in low-risk instruments. Debt mutual funds or liquid funds are suitable for this purpose, offering stability and liquidity.

Strategies to Reach Your Financial Goals
1. Maximising Returns on Existing Investments
Regular Monitoring and Rebalancing: Ensure you review your portfolio at least once a year. Rebalance based on performance and goals.
Invest in High-Growth Funds: Focus on funds with a strong performance history. Avoid sector-specific or highly volatile funds.
2. Emergency Fund Allocation
Debt Mutual Funds: Allocate a portion of your savings to debt mutual funds for stability.
Liquid Funds: Consider liquid funds for their high liquidity and low risk.
Detailed Analysis of Your Investments
1. Axis ELSS Tax Saver Fund
ELSS funds provide tax benefits under Section 80C. They come with a lock-in period of three years, offering potential high returns due to equity exposure.

2. Axis Flexi Cap Fund and Axis Focused Fund
These funds provide diversified equity exposure, investing across market caps. They offer a balanced approach to risk and return.

3. Kotak Flexi Cap Fund and Mirae Asset Large Cap Fund
Flexi cap and large-cap funds invest in stable, large companies. They provide relatively lower risk compared to mid or small-cap funds.

4. Quant Small Cap Fund
Small-cap funds can deliver high returns but come with significant risk. Suitable for long-term goals with high-risk tolerance.

5. ICICI Prudential Multi Asset Fund
This fund invests in a mix of asset classes, including equity, debt, and gold. It provides diversification and reduces risk.

6. Aditya Birla Sun Life PSU Equity Fund
Invests in public sector companies, which might be volatile but can offer high returns if the sector performs well.

Future Projections and Adjustments
1. Projections Based on Current Investments
Assuming a 12% annual return, you need to regularly invest and monitor the performance to stay on track.

2. Adjustments and Rebalancing
Periodically rebalance your portfolio to adjust for market changes and to align with your goals.

Planning for Children's Education and Other Goals
1. Education Fund
Start a separate fund for your children's education. Consider child education plans or specific mutual funds targeting education savings.

2. Contingency Planning
Ensure you have adequate insurance coverage, including health and term insurance. This provides financial protection against unforeseen events.

Importance of Regular Savings and Investments
1. Systematic Investment Plan (SIP)
Continue with SIPs to instill discipline in saving and investing. SIPs average out market volatility over time.

2. Increasing Investment Amounts
As your income grows, increase your SIP amounts. This accelerates the growth of your corpus.

Seeking Professional Guidance
1. Certified Financial Planner (CFP)
Consulting a Certified Financial Planner can help tailor your investments to your goals and risk tolerance.

Understanding the Role of Active Management
1. Benefits of Actively Managed Funds
Actively managed funds aim to outperform the market through strategic stock selection. They offer the potential for higher returns compared to index funds.

2. Disadvantages of Index Funds
Index funds mirror the market and offer average returns. They lack the potential for above-market gains and are less flexible.

Revisiting and Realigning Financial Goals
1. Regular Review
Set periodic reviews of your financial goals and portfolio performance. Adjust your strategies as needed to stay on track.

2. Aligning with Life Changes
As your children grow, your financial needs may change. Be ready to adjust your investment strategy to meet new demands.

Steps to Build and Maintain an Emergency Fund
1. Setting Aside Funds
Start by setting aside a portion of your monthly income into a liquid or debt fund.

2. Maintaining Liquidity
Ensure that your emergency fund is easily accessible. Avoid locking it in long-term instruments.

Investment Strategy for Wealth Creation
1. Diversification
Continue diversifying your portfolio across different asset classes to manage risk.

2. Long-Term Perspective
Maintain a long-term perspective to ride out market volatility and achieve higher returns.

Conclusion
Your commitment to investing for your and your children’s future is commendable. With a balanced approach, regular reviews, and adjustments, you can achieve your financial goals. Building a Rs 1 crore corpus and a Rs 15 lakh emergency fund in 7 years is ambitious but achievable with disciplined investing and strategic planning.

Final Thoughts
Stay focused on your goals, maintain regular investments, and seek professional advice when needed. Your proactive approach sets a strong foundation for a secure financial future.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ans: I am delighted to assist you with your financial planning. Your goal of securing a long-term retirement plan is both wise and admirable. You have taken some steps towards this goal, and it’s great to see your interest in further enhancing your financial strategy. Let’s explore various aspects and create a comprehensive plan for your retirement.

Current Financial Situation
You have shared some critical information about your current financial status. Let's break it down for a clearer understanding:

Monthly Income: Rs 120,000
Cash in Bank: Rs 10,00,000
Annual PPF Contribution: Rs 1,50,000
Annual Insurance Premiums:
Tata AIG: Rs 1,00,000
LIC: Rs 32,000
This overview provides a solid foundation to build upon. We will now analyze and evaluate different components of your financial situation to optimize your investments.

Emergency Fund
Maintaining an emergency fund is crucial. This fund should cover 6 to 12 months of your monthly expenses. Given your monthly income, it’s wise to set aside at least Rs 7,20,000 to Rs 14,40,000. Since you have Rs 10,00,000 in the bank, you already have a substantial amount saved. Ensure this amount is in a highly liquid and safe investment vehicle, like a savings account or a liquid mutual fund, to cover any unforeseen expenses without disturbing your long-term investments.

Assessing Current Investments
Public Provident Fund (PPF)
Your annual contribution of Rs 1,50,000 to the PPF is a prudent choice. PPF offers tax-free returns and is a risk-free investment backed by the government. However, the returns, although guaranteed, might not be sufficient to meet your long-term retirement goals due to inflation.

Insurance Policies
You have two insurance policies:

Tata AIG: Rs 1,00,000 per year
LIC: Rs 32,000 per year
While insurance is essential for risk management, investment-cum-insurance policies often provide lower returns compared to pure investment options. It may be more beneficial to separate your insurance and investment needs.

Recommendation: Consider surrendering these policies and reallocating the funds into more lucrative investment options. Opt for a pure term insurance plan, which provides adequate coverage at a lower premium. This will ensure your family is protected while freeing up more funds for investment.

Investment Strategy
Long-Term Investment Goals
For a robust retirement corpus, it’s essential to invest in avenues that offer higher returns. Let’s discuss some suitable investment options and strategies.

Mutual Funds
Mutual funds are a great choice for long-term investments. They offer diversification and professional management, which can help in achieving higher returns.

Actively Managed Funds vs. Index Funds
While index funds are popular for their low costs, actively managed funds can provide better returns. Actively managed funds benefit from professional fund managers who can adapt to market changes and make strategic investment decisions. Although they have higher expense ratios, their potential for higher returns can justify the cost.

Regular Funds vs. Direct Funds
Investing through a Mutual Fund Distributor (MFD) with a Certified Financial Planner (CFP) credential can be advantageous. Regular funds offer the benefit of professional guidance, which is invaluable for optimizing your portfolio and navigating market complexities. Direct funds might have lower expense ratios, but they require more time and expertise to manage effectively.

Systematic Investment Plan (SIP)
Consider investing in mutual funds through a SIP. SIPs allow you to invest a fixed amount regularly, benefiting from rupee cost averaging and compounding over time.

Recommendation: Start a SIP in diversified equity mutual funds. Given your monthly income, you can allocate a substantial amount to SIPs. Aim to invest around 30-40% of your monthly income, i.e., Rs 36,000 to Rs 48,000, into equity mutual funds.

Retirement Corpus Calculation
Let’s calculate the amount you need to save for retirement. Assuming you wish to retire at 60 and considering inflation, let’s estimate the required retirement corpus.

Monthly Expenses: Let’s assume your current monthly expenses are Rs 60,000.
Inflation Rate: We assume an average inflation rate of 6% per annum.
Retirement Duration: Assuming you live up to 85 years, you will need funds for 25 years post-retirement.
Expected Returns: Assuming an average return of 12% per annum from your investments.
Using these assumptions, we can calculate the future value of your monthly expenses and the required retirement corpus.

Step-by-Step Calculation:
Future Monthly Expenses:
Future Monthly Expenses = Current Monthly Expenses × (1 + Inflation Rate)^(Retirement Age - Current Age)
Future Monthly Expenses = 60,000 × (1 + 0.06)^(60 - 33) = 60,000 × 4.29 ≈ Rs 2,57,400

Annual Expenses Post-Retirement:
Annual Expenses = Future Monthly Expenses × 12
Annual Expenses = 2,57,400 × 12 ≈ Rs 30,88,800

Retirement Corpus:
Retirement Corpus = Annual Expenses × (1 - (1 / (1 + Expected Returns)^Retirement Duration)) / Expected Returns
Retirement Corpus = 30,88,800 × (1 - (1 / (1 + 0.12)^25)) / 0.12 ≈ Rs 5,18,00,000

You will need approximately Rs 5.18 crores to maintain your lifestyle post-retirement.

Optimizing Investments
Diversified Portfolio
To achieve your retirement goals, it’s essential to have a diversified investment portfolio. This can mitigate risks and maximize returns. Here are some recommended asset classes:

Equity Mutual Funds
Investing in a mix of large-cap, mid-cap, and small-cap equity mutual funds can provide growth potential. Each category has its risk and return profile, and diversification can balance the overall risk.

Debt Mutual Funds
Debt mutual funds provide stability to your portfolio. They are less volatile than equity funds and can offer consistent returns. Investing in a mix of short-term and long-term debt funds can provide liquidity and stability.

Gold
Allocating a small percentage of your portfolio to gold can act as a hedge against inflation and currency fluctuations. You can invest in gold ETFs or sovereign gold bonds for ease of investment and better liquidity.

Review and Adjust
Regularly reviewing and adjusting your investment portfolio is crucial. Market conditions change, and so do your financial goals and risk tolerance. A Certified Financial Planner (CFP) can provide valuable insights and help you make informed decisions.

Tax Planning
Efficient tax planning can increase your investable surplus. Here are some tax-saving options:

Section 80C Investments
Your PPF contributions already qualify for Section 80C deductions. You can also invest in other 80C instruments like ELSS (Equity Linked Savings Scheme) mutual funds, which offer tax benefits and potential for higher returns.

Health Insurance
Investing in a health insurance policy can provide tax benefits under Section 80D. This not only saves taxes but also ensures you are financially protected against medical emergencies.

National Pension System (NPS)
NPS is a good option for retirement planning. It offers additional tax benefits under Section 80CCD(1B) and provides a mix of equity and debt investments.

Lifestyle Considerations
Balancing your current lifestyle and future financial goals is essential. While it’s important to save and invest for retirement, it’s equally important to enjoy the present. Allocate a portion of your income towards hobbies, travel, and other personal interests. This ensures a fulfilling life both now and in retirement.

Conclusion
Securing a comfortable retirement requires strategic planning and disciplined investing. Your current savings and investments provide a solid start, but optimizing and diversifying your portfolio can significantly enhance your retirement corpus.

Consider separating your insurance and investment needs by surrendering investment-cum-insurance policies. Invest in mutual funds through SIPs and maintain a diversified portfolio to balance risk and returns. Regularly review your investments and make necessary adjustments. Efficient tax planning can further boost your savings.

Remember, a Certified Financial Planner can provide personalized guidance and help you navigate the complexities of financial planning. I appreciate your proactive approach to securing your financial future. With careful planning and disciplined investing, you can achieve your retirement goals and enjoy a financially secure and fulfilling life.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ans: Keeping in view the past 3-years data, it is not possible to get admission for CS Branch into NIT, Calicut.

However, you can try for ECE. Chances are there.

Please do not depend only upon NIT/Calicut. Have Plan B & Place C with any Private College also through Management Quota, if your parents can afford for it.

If you need any other clarifications for you or have questions for anyone, post your questions (in detail) to me and/or follow me here in RediffGURU to know more on ‘Careers / Education / Jobs’.

All The BEST for your Bright Future from RediffGURU.

Nayagam PP
EduJob360
CERTIFIED Career Coach | Career Guru
https://www.linkedin.com/in/edujob360/

Ans: Annu,

As far as 5-Participating Institutes of JAC-Delhi are concerned i.e. DTU, NSUT, IGDIW, IIITD & DSEU, it will be difficult to get admission with the rank you have scored. Even spot round selection will be difficult due to very tough competition for these Institutes.

As far as IPU is concerned, there are chances that you can get admission.

So prefer getting admission through IPU after shortlisting minimum 5 options of your course preference and apply to choose the best one after you get confirmed admission.

I hope I have clarified your doubts, Annu.

If you need any other clarifications for you or have questions for anyone, post your questions (in detail) to me and/or follow me here in RediffGURU to know more on ‘Careers / Education / Jobs’.

All The BEST, Annu, for your Bright Future from RediffGURU.

Nayagam PP
EduJob360
CERTIFIED Career Coach | Career Guru
https://www.linkedin.com/in/edujob360/

Ans: Congrats to you for Scoring 98.70 percentile in JEE (Main).

As far as top 5-6 NITs are concerned, getting admission into CSE or ECE is difficult, keeping in view the opening and closing ranks of last 3 years.

However, chances with Tier 2 NITs are more with 98.7 percentile. If you are interested in & passionate over CSE or ECE Branch only, you can join Tier 2 NIT and still can be successful in your career. Or if your parents can afford, you can try any top-ranked private college in your State.

I hope I have clarified your doubts.

If you need any other clarifications for you or have questions for anyone, post your questions (in detail) to me and/or follow me here in RediffGURU to know more on ‘Careers / Education / Jobs’.

All The BEST for your Bright Future from RediffGURU.

Nayagam PP
EduJob360
CERTIFIED Career Coach | Career Guru
https://www.linkedin.com/in/edujob360/

Ans: Sir,

1) ‘Robotics’ is a growing field with a vast array of exciting career opportunities.

2) ‘Robotics’ is an interdisciplinary engineering field which focuses on the Design, Development, and Implementation of Robots & Automated Systems. It combines the principles from Mechanical Engineering, Electrical Engineering, Computer Science and Software Engineering to create intelligent machines capable of performing self-directed or human-guided tasks.

3) A BTech in ‘Robotics’ Engineering provides your son with the in-depth knowledge and skills required to lead such technological advancements.

4) Career Options:

a) Robotics Machine Learning Engineer
b) Developer of Robotics Software
c) Scientist in Artificial Intelligence Robotics
d) Project Manager for Robotics
e) Consultant in Robotics
f) Engineer for Drons & More

As such, Mechanical (Robotics) is a better option than VLSI in VIT.

I hope I have clarified your doubts.

If you need any other clarifications for your Daughter or have questions for anyone, post your questions (in detail) to me and/or follow me here in RediffGURU to know more on ‘Careers / Education / Jobs’.

All The BEST for your Daughter’s Bright Future from RediffGURU.

Nayagam PP
EduJob360
CERTIFIED Career Coach | Career Guru
https://www.linkedin.com/in/edujob360/