post budget, Is deduction under section 80CCD(2)-employer contribution under NPS admissible under new tax regime? Should employer contribution be treated as Income?

Ans: HI MUKU,
GREETINGS FROM THE REDIFFGURUS!
It is quite challenging to secure top branches, and your rank makes you eligible for lower-tier core branches such as Mechanical, Civil, Chemical, or Production at DTU/NSUT, or potentially Electrical in the lower rounds.

ALL THE VERY BEST.

Ans: Balaji Sir, you haven’t mentioned your son’s home state. Regarding BITS, please note that your son must typically score a minimum of 250 for MSc programs and 300 for BE programs, depending on the campus. Based on your son’s score, he can realistically target mid-tier or lower-tier IIITs for CSE/ECE and lower-tier NITs mainly in less competitive branches. However, I recommend prioritizing private engineering colleges like VIT Vellore, Amrita Coimbatore, SRM, and then Shiv Nadar University over lower-tier IIITs. If he has applied for COMEDK as well, the top three colleges in Karnataka should be his first priority. ALL the BEST for Your Son's Prosperous Future!

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Ans: Anshika Madam, Based on your daughter's score, chances of getting top NITs / top IIITs / premier GFTIs are very low. Realistic chances lie in lower?tier or newer NITs and IIITs / GFTIs mainly for non?core branches (Textile, Metallurgy, Bio?Tech, etc.) and in later JoSAA rounds, especially under Home?State (UP) quota that slightly relaxes cutoffs. She must participate in JoSAA/CSAB Counselling. However, having Plan B & Plan C is advisable instead of relying only on JoSAA/CSAB. ALL the BEST for Your Daughter's Prosperous Future!

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Ans: Based on your son's score, he can reasonably aim for CSE or ECE in mid-tier NITs and IIITs, especially leveraging Delhi and UP home-state quotas, though admission to top-tier NIT CSE/ECE branches is unlikely since those typically close under a 15,000 rank. Within the Delhi and UP home-state quotas, he may secure CSE or ECE in newer NITs or mid-tier IIITs such as IIIT Guwahati, IIIT Surat, IIIT Vadodara, and IIIT Pune, depending on the JoSAA opening and closing ranks. If CSE/ECE admission in NITs or IIITs does not materialize, strong backup options include core branches like Mechanical, Civil, EEE, and Chemical in NITs, IIITs, and GFTIs, as well as reputable private engineering colleges in and around Delhi and UP apart from CSAB round. Additionally, reviewing JoSAA opening and closing ranks from the past 2–3 years will provide valuable insights and help your son confidently select and fill his preferred & maximum number of choices. ALL the BEST for Your Prosperous Future!

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Ans: Pradeep Ji, Apni beti ke liye IIIT Guwahati CSE ko NIT Silchar ECE se aage rakhna chahiye. ALL the BEST for Your Daughter's Prosperous Future!

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Ans: Sushma, order of preference can be: NIT Agartala CSE, followed by IIIT Vadodara CSE & IIIT Surat CSE. ALL the BEST for Your Prosperous Future!

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Ans: You have not mentioned your home state. Based on your rank, admission to CSE or ECE in top-tier NITs or IIITs is unlikely, but you have very good chances in mid-tier and newer NITs, IIITs, and GFTIs for core branches like Civil, Mechanical, Electrical, and Metallurgy under the OBC-NCL quota. Recent JoSAA opening and closing rank data show that branches such as Civil, Mechanical, and Electrical at NIT Agartala, NIT Manipur, NIT Sikkim, NIT Arunachal, and NIT Mizoram, as well as many IIITs and GFTIs like BIT Mesra and IIEST Shibpur, typically close within the 15,000–30,000 OBC-NCL rank range, making your OBC rank of 20,000 competitive if you organize your JoSAA choices wisely. Always cross-check your exact chances using JoSAA’s official opening and closing rank archives (2023–2025), filtered by category, round, and seat type before finalizing your preference list. ALL the BEST for Your Prosperous Future!

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Ans: You have not mentioned your home state & gender also. With a CRL of 2,42,914, admission to NITs and IIITs through regular JoSAA is very difficult, especially for General/Open category candidates. However, it is important not to skip counselling. Fill all possible GFTIs and lower-demand branches, and register for CSAB Special Rounds, as CSAB fills vacant NIT+ seats after JoSAA and cutoffs may relax. Backup options should include state engineering counselling for government and state-aided colleges, as well as good private colleges accepting JEE scores. Additionally, consider lateral pathways such as B.Sc. in Computer Science or Data Science followed by MCA, or B.Tech programs in private or state colleges if the priority branches are CSE, IT, or ECE. Focus more on state counselling and CSAB rounds rather than relying solely on JoSAA. ALL the BEST for Your Prosperous Future!

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Ans: Riddhi Madam, With a CRL of 55,000 as a General female candidate from Uttarakhand, she has fair chances of admission to NIT Uttarakhand mainly in Mechanical, Civil, and possibly borderline Electrical/Electronics branches, while CSE and ECE are difficult. She should also consider newer IIITs such as IIIT Bhagalpur, IIIT Kurnool, IIIT Dharwad, IIIT Ranchi, and IIIT Nagpur for ECE and IT-related branches, along with GFTIs like Assam University, Gurukula Kangri, Sant Longowal, and Mizoram University. It is important to register for CSAB Special Rounds, where vacant-seat cutoffs often improve. Backup options to consider include GBPUAT Pantnagar, Graphic Era, UPES, JUIT, Thapar, VIT and SRM North India campuses, Manipal Jaipur, and state counseling options. ALL the BEST for Your Daughter's Prosperous Future!

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