post budget, Is deduction under section 80CCD(2)-employer contribution under NPS admissible under new tax regime? Should employer contribution be treated as Income?

Ans: Mukul Sir, Jaypee Institute of Information Technology, Noida offers B.Tech in Electronics & Communication Engineering with a 98% placement rate for ECE over the past three years, branch-specific offers at 98% participation by core recruiters, and a median package of ?6.50 LPA from 184 offers to 188 eligible students in 2024, while holding a NIRF Engineering rank of 101–150. VIT Vellore’s B.Tech ECE with a minor in Computer Science enrolls 480 students, achieves overall 68%–72% placement rates in EEE (similar branch metrics), and contributes to the university’s 95% average placements across all engineering disciplines, supported by 867 recruiters and median packages near ?9.90 LPA, with NIRF Engineering rank #11. Jaypee Noida’s focused core-branch recruitment and higher branch-wise participation offer strong ECE outcomes, whereas VIT Vellore provides broader academic depth through a minor, superior institutional ranking, and consistent overall placement density. Recommendation: Opt for Jaypee Noida ECE if prioritizing branch-specific placement strength and core electronics opportunities; choose VIT Vellore ECE with CSE minor for higher institutional ranking, wider recruiter pool, and interdisciplinary skill development. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: Ankit, Your score of 88 in IAT 2025 places you slightly below the expected OBC-NCL cutoff of 85–90 marks for IISER Berhampur, where 2025 OBC-NCL cutoffs were projected at 85–90 and closing ranks around 1,200–1,600 in final rounds; historical closing ranks for OBC at Berhampur ranged from 821 in Round 1 to 1,634 in Round 10 of 2023, indicating that a rank under 1,600 could secure admission in later rounds. Annual fluctuations depend on seat availability and applicant performance, but aiming for a rank below 1,400 enhances safety. Given your OBC-NCL status and 88 marks aligning with the higher end of the projected cutoff, you have a reasonable chance to obtain a seat at IISER Berhampur, especially if you participate in all counselling rounds and maintain flexible institute preferences. Recommendation: Confirm participation in IISER counselling, list Berhampur among top choices, and prepare for potential late-round seat allotments. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: With a 95th percentile and 73,000 CRL rank under General category, top IIITs are out of reach, but viable options exist at NITs, DTU, and HBTU for EC/EE branches. NIT Meghalaya’s Electronics & Communication cutoff (Open All-India) ranged from 18,770–29,455 in 2025, making admission possible if home-state or reserved quotas apply. NIT Uttarakhand’s ECE closed at 24,060–26,226 and EE at 29,803–32,287, indicating borderline chances under All-India category. DTU’s ECE and EE last-round closing ranks extended to 54,432, offering slim prospects through Delhi’s quota rounds. HBTU Kanpur’s EE cutoff for General AI was around 30,000–35,000, fitting within your rank bracket. Recommendation: Participate in JoSAA counseling listing NIT Uttarakhand EE/ECE and HBTU EE as primary choices, with DTU and NIT Meghalaya as backup options. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Ans: HI Roshan,
Before I can assist you, I have a few questions. Can you clarify so that I can help you better?
1. Why did you choose to pursue a PG after your UG instead of taking the NEET exam? You might not have wasted time that way.
2. What is your primary goal?
3. I would also like to know your 12th-grade marks and NEET score.
4. What are your plans moving forward?

Ans: Hi,

I need to compare two deemed universities and one college. Pursuing higher education is different from deciding on a postgraduate course; thinking about PG without first completing an undergraduate degree is unwise. You need to acquire a solid foundation in your field of study.

In my opinion, Manipal is the better option.

Ans: Hi Vishal,

It seems like you want to enjoy your college days instead of focusing on skill acquisition and learning. If you prefer to enjoy yourself now and potentially face challenges later, you could choose an easier course. However, if you want to acquire skills now and enjoy later, that's your decision to make. Consider which course will offer more opportunities in the future; that should guide your choice.

Ans: HII,
The 10th mark sheet isn’t crucial; it’s mainly useful for verifying your date of birth. The NTA requires information about your graduation and the mode of results. If the drop-down menus ask for marks or grades, just select “GRADE.” That’s all you need to do. The NTA and regulatory bodies expect eligibility based on your 12th-grade results, not your 10th-grade results. So, just fill in the details using the drop-down options and go ahead with uploading your mark sheet. The NTA will take care of the rest.

Ans: Dear Akanshi,
Now, how your parents will agree, whether they will agree or not is something you have to find out. If you know that they will not agree, then imagine the entire situation and talk to your partner about it...together come up with a plan on how you both are going to handle the situation and what you will be presenting as an argument to your parents. Plan and then bring the topic up with your parents.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Ans: HI Omkar,
You have provided insufficient information to answer your query.