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Ramalingam Kalirajan |8221 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 12, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Asked by Anonymous - Feb 01, 2024Hindi

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Please advise about SBI EQUITY HYBRID FUND REGULAR GROWTH

Ans: SBI Equity Hybrid Fund - Regular Growth is a hybrid mutual fund offered by SBI Mutual Fund. As a hybrid fund, it invests in a mix of equity and debt instruments to provide investors with a balanced exposure to both asset classes. Here are some key points to consider:

Investment Objective: The fund aims to provide long-term capital appreciation by investing predominantly in a diversified portfolio of equity and equity-related securities. It also aims to generate reasonable income through investments in debt and money market instruments.

Asset Allocation: The fund typically maintains a mix of equity (at least 65%) and debt instruments to achieve its investment objectives. The allocation between equity and debt may vary based on market conditions and the fund manager's outlook.

Risk Profile: As a hybrid fund, SBI Equity Hybrid Fund carries moderate to moderately high risk due to its exposure to equity markets. Investors should be prepared for fluctuations in NAV (Net Asset Value) based on market movements.

Performance: Evaluate the fund's historical performance relative to its benchmark and peer group to assess its consistency and ability to generate returns over the long term.

Expense Ratio: Consider the expense ratio of the fund, which represents the annual operating expenses deducted from the fund's assets. A lower expense ratio can contribute to higher returns for investors.

Fund Manager: Understand the expertise and track record of the fund manager managing SBI Equity Hybrid Fund. The fund manager's investment decisions play a crucial role in achieving the fund's objectives.

Before investing in SBI Equity Hybrid Fund, assess whether it aligns with your investment goals, risk tolerance, and investment horizon. It's advisable to consult with a financial advisor who can provide personalized advice based on your financial situation and objectives. Additionally, review the fund's scheme information document (SID) and other relevant disclosures for detailed information about its investment strategy, risk factors, and past performance.

Best regards,
Ramalingam, MBA, CFP
Chief Financial Planner

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