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Ramalingam Kalirajan |10881 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 06, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by kunderp on Apr 07, 2024Hindi

My PF withdrawal is getting rejected and reason are fathers name is different and name is not reflected in my cheque book. Please assist on what my next action should be. How can I raise grievances, after raising grievances they don't even provide confirmation. How to overcome this.

Ans: It sounds frustrating to have your PF withdrawal rejected for these reasons. Here's how you can address them and raise a grievance effectively:

1. Update Father's Name:

EPFO Portal: Log in to the EPFO member portal (https://www.epfindia.gov.in/) and check the 'Manage' section for updating your father's name. Ensure it matches your Aadhaar card or other official documents.
Document Submission: If the online option isn't available, submit a signed application form requesting a name change along with self-attested copies of documents proving the correct name (like Aadhaar, PAN card). You can submit these documents to your previous employer or the regional EPFO office.
2. Update Bank Details:

Cheque Book Name: If your name isn't printed on the cheque book, consider using a cancelled cheque from your bank account where your name appears clearly. This can be uploaded while refiling your withdrawal claim.
Bank Account Update: Double-check that the bank account details linked to your EPF account are accurate and match your bank passbook or statement.
3. Raise a Grievance:

EPFO Portal: The EPFO portal should have a dedicated grievance redressal section. Look for options like 'Raise Grievance' or 'Contact Us'. File a detailed grievance explaining the issue (mismatched name, rejection reason) and the steps you've taken (documents submitted, bank details updated).
Clear and Concise: Clearly state your EPF account number, the nature of the problem, and the corrective action you expect. Attach relevant documents if possible.
4. Follow Up:

Screenshot: While there might not be a confirmation email, take a screenshot of your submitted grievance for reference.
EPFO Helpline: Consider calling the EPFO grievance redressal helpline for further assistance. You can find the helpline number on the EPFO website.
Patience: Resolving discrepancies can take time. Follow up periodically through the portal or helpline to check the grievance status.
Additional Tips:

Maintain Records: Keep copies of all documents submitted and communication with EPFO for future reference.
Professional Tone: Maintain a professional and courteous tone when filing grievances or calling the helpline.
By taking these steps, you should be able to get your PF withdrawal processed smoothly. Remember, persistence and clear communication are key.

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