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Sanjeev

Sanjeev Govila  | Answer  |Ask -

Financial Planner - Answered on Nov 15, 2023

Colonel Sanjeev Govila (retd) is the founder of Hum Fauji Initiatives, a financial planning company dedicated to the armed forces personnel and their families.
He has over 12 years of experience in financial planning and is a SEBI certified registered investment advisor; he is also accredited with AMFI and IRDA.... more
Samrat Question by Samrat on Nov 13, 2023Hindi
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Sir my pf amount transferred to my new company from old company. But not credited to my company. UAN is different. Please help

Ans: I would recommend the following steps if your PF amount has been transferred to your new company from your old company but has not been credited to your new company account:

• Check the status of your PF transfer. You can do this by logging into the EPFO website and checking your PF passbook. If you see that the transfer has been initiated but not completed, you can contact your old employer to find out why.

• Contact your new employer. They should be able to see the PF transfer request in their system and follow up with the EPFO to get it processed.

• Raise a grievance with the EPFO. You can do this online or by visiting your nearest EPFO office. Be sure to have your UAN, PF account number, and other relevant details handy.

• If your UAN is different from your old UAN, you will need to link them together. You can do this on the EPFO website.

• Once your PF transfer is complete, your new employer will start depositing your PF contributions into your new PF account.

• You can check the status of your PF contributions by logging into the EPFO website and checking your PF passbook.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Asked by Anonymous - Oct 31, 2023Hindi
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I had PF account under UAN number A1 in organisation A. I switched to organisation B and they created UAN B1. I raised transfer request from A1 to B1. Organisation A1 sent me annexure K saying pf is transferred. I then sent this to pf office saying plz send my amount to organisation B1. They say amount is transferred. B1 says they never received the amount. I raised this to pf department and now I am revolving between the two since 3 years. Now my UAN A1 shows no amount but UAN B1 does not show amount credited. How do I tackle this and get my money back?
Ans: Resolving PF Transfer Issues: A Step-by-Step Guide
Dealing with PF transfer issues can be frustrating, but with patience and persistence, we can work towards resolving the situation. Here’s a step-by-step guide to help you tackle this challenge effectively.

Assessing the Situation
Review Documentation

Verify all documents related to the PF transfer, including Annexure K and communication with both organizations and the PF office.
Check UAN Portal

Log in to the UAN portal to verify the status of both UAN A1 and UAN B1.
Contacting Concerned Parties
Organization A1

Reach out to organization A1 and request detailed information regarding the PF transfer status from their end.
Organization B1

Similarly, contact organization B1 and inquire about any updates or correspondence received regarding the PF transfer.
PF Office

Follow up with the PF office regarding the status of the transfer. Provide them with all relevant documents and communication details for their reference.
Escalating the Issue
Grievance Redressal Mechanism

If you encounter challenges in resolving the issue through regular channels, consider escalating the matter through the PF grievance redressal mechanism.
Online Grievance Portal

Lodge a formal complaint through the online grievance portal provided by the Employees' Provident Fund Organization (EPFO). Provide comprehensive details of the issue and attach relevant documents for reference.
Seeking Legal Assistance
Consulting Legal Experts

If the issue remains unresolved despite your efforts, consider seeking assistance from legal experts specializing in PF matters. They can provide valuable insights and guidance on further courses of action.
Legal Recourse

Explore the possibility of taking legal recourse to address the issue, especially if there are discrepancies or delays beyond reasonable timelines.
Maintaining Communication
Regular Follow-Ups

Maintain regular communication with all relevant parties involved in the PF transfer process. Follow up via email, phone calls, or in-person meetings to ensure continuous progress.
Documenting Communication

Keep detailed records of all communication exchanges, including dates, content, and outcomes. These records serve as crucial evidence in case of any disputes or escalations.
Ensuring Resolution
Persistence

Stay persistent and determined in your efforts to resolve the issue. Persistence often pays off when dealing with complex administrative processes.
Patience

While navigating through the resolution process, practice patience and remain optimistic about achieving a favorable outcome. These situations may take time to resolve, but perseverance is key.
Conclusion
Resolving PF transfer issues requires a systematic approach, effective communication, and perseverance. By following the steps outlined above and seeking appropriate assistance when needed, you can navigate through the challenges and eventually secure the transfer of your PF amount successfully.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

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My married ex still texts me for comfort. Because of him, I am unable to move on. He makes me feel guilty by saying he got married out of family pressure. His dad is a cardiac patient and mom is being treated for cancer. He comforts me by saying he will get separated soon and we will get married because he only loves me. We have been in a relationship for 14 years and despite everything we tried, his parents refused to accept me, so he chose to get married to someone who understands our situation. I don't know when he will separate from his wife. She knows about us too but she comes from a traditional family. She also confirmed there is no physical intimacy between them. I trust him, but is it worth losing my youth for him? Honestly, I am worried and very confused.
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I understand how difficult it is to let go of a relationship you have built from scratch, but is it really how you want to continue? It really seems to be going nowhere. His parents are already in bad health and he married someone else for their happiness. Does it seem like he will be able to leave her? So many people’s happiness and lives depend on this one decision. I think it’s about time you and your BF have a clear conversation about the same. If he can’t give a proper timeline, please try to understand his situation. But also make sure he understands yours and maybe rethink this equation. It really isn’t healthy. You deserve a love you can have wholly, and not just in pieces, and in the shadows.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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