Can I Repay Home Loan with Capital Gains from Property Sale?

Ans: Hello;

You may invest in any of the top flexicap funds for long term;

1. JM flexi cap fund
2. PPFAS flexicap fund
3. HDFC flexicap fund

Not recommending Quant flexicap fund as of now, also in top quartile, since there is an ongoing sebi probe into alleged front running case.

These are top quartile flexicap funds on 10 yr return basis.

Happy Investing;
X: @mars_invest

Ans: In which discipline? Please clarify. Mention your background also. Your question is incomplete.

Ans: Anju, prior to addressing the question, I would like to draw your attention to a recent article in 'The Times of India' which indicates that a majority of law graduates tend to favor employment in corporate settings over practicing in courts. Now, coming to your question, please note, BITS Law School's BBA + LLB (Hons) program is a 5-year program that combines business administration with legal studies. The program focuses on areas such as corporate law, intellectual property, business laws, and dispute resolution. The program offers a strong multidisciplinary approach, preparing students for careers in corporate law, legal consultancy, and management. Its strengths include a business + legal acumen curriculum, industry-driven curriculum, and a reputation for excellence in education and placement opportunities. However, it lacks the legacy and alumni network of top-tier law schools and can be expensive. Career opportunities include corporate and business law, management roles, consulting, entrepreneurship, academia/research, international arbitration, cyber and technology law, corporate governance, and intellectual property rights. The program is worth considering if you aim for a corporate or business law career, are comfortable with the cost and value of the BITS brand, and have excellent industry connections and internships. Build your profile well by the time you complete your BBA+LLB & improve your all other skills required. All the BEST for Your Prosperous Future.

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Ans: This a online part time program designed for mainly working professional or person doing other course. So, as alone degree it is not good. Then you should do full time offline course on data science.

Ans: Prepare for the GRE (if required by universities) and aim for a competitive score. Also, take the TOEFL/IELTS for English proficiency. If his CGPA still proves a hurdle, he can explore diploma or pre-Master’s programs in the US or Canada, which often bridge academic gaps and ease entry into Master’s programs.

Ans: AI&ML is a hot topic of CSE. Sometimes it is better than CSE. He should study his textbooks thoroughly to build his fundamentals. Apart from that he should do online courses to build his skill.

Ans: Hello;

If you retain your current corpus (52 L) in the invested funds and also continue the monthly sip of 50 K then you may reach your target of 1.5 Cr by 2030 without any Sip top-up.

A modest return of 12% from pure equity mutual funds is considered.

Happy Investing;

Ans: Dr. Santosh, A BTech in Mechanical Engineering from IIT Bombay offers diverse career opportunities in various industries, including automotive, aerospace, energy, and manufacturing. Core roles include design, manufacturing, R&D, and interdisciplinary fields like robotics. Higher studies in India or ABROAD can lead to specialized fields like aerospace, robotics, or thermal sciences, as well as management roles in consulting, product management, or operations. Government and public sector opportunities include defense and space research, administrative roles, and technical roles in public sector companies. A career in academia requires teaching and research opportunities in reputed institutions. Your son should also develop skills, network with IIT-Mumbai Alumni through LinkedIn, and prepare for competitive exams like GRE, GMAT, or CAT. All the BEST for Your Son's Prosperous Future.

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Ans: Dear Yash, No worries. If you are interested in computer then you can go for B.Tech/BCS, and if you don't have interest in computer then you can go for off line BBA. If you are having some financial problem then you can go for some job along with online BBA. For any other issue please feel free to contact me. You wrote "I have no plan for my further carrier.". Don't worry. I am here to plan your career as per your conditions. Love. All the best. GOD BLESS YOU. Professor........................:)