Daughter's SSA Account Issue: Birthdate Discrepancy and Account Closure?

Ans: The Income Tax laws have envisaged certain situations where the tax assessee is unable to file returns on their own. There is a provision to file a return as a Representative Assessee. One can also apply for a PAN Card as a Representative Assessee.

Ans: Hello Simran,

there will be no issue
All the best

Ans: Identify the Discrepancy

Initial Details: Your daughter's SSY account opened with DOB 4/2/2014.

Current Aadhar: Aadhar shows DOB 4/2/2016.

Steps to Change DOB in SSY Account

Visit the Bank/Post Office: Go to the branch where you opened the SSY account.

Carry Necessary Documents: Bring the original and a copy of your daughter’s Aadhar card showing the correct DOB.

Submit a Written Request: Write an application requesting the change of DOB in the SSY account. Mention the reason for the discrepancy.

Documents Required

Aadhar Card: Proof of correct DOB.

Birth Certificate: If available, provide a copy of the birth certificate showing the correct DOB.

SSY Account Passbook: Bring the passbook to update the details.

Possible Outcomes

Update Processing: The bank or post office will process your request. It may take a few days to update.

Verification: They might verify the documents before making the change.

Follow-Up

Check Status: Follow up with the bank/post office after a few days to ensure the update is complete.

Get Updated Passbook: Once updated, get a new passbook or the updated pages reflecting the correct DOB.

Important Considerations

Accuracy: Ensure all documents are accurate to avoid future discrepancies.

Communication: Keep a record of all communications and receipts from the bank/post office.

Seek Professional Guidance

Consult a Certified Financial Planner (CFP): They can provide additional guidance and support during this process.
Final Insights

Correcting the DOB in your daughter's SSY account is crucial for future transactions and benefits. Ensure all documents are accurate and follow up regularly with the bank or post office. Consulting a Certified Financial Planner can also provide peace of mind and professional support.

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in