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Help! My daughter's SSY account DOB doesn't match her Aadhaar card - what can I do?

Ramalingam Kalirajan |6326 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 27, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Asked by Anonymous - May 13, 2024Hindi

Money

Sir, I open a SSY account .when i open ssy a/c my daughter DOB is 4/2/2014 then now at her Aadhar DOB is 4/2/2016 so Sir tell me how can I change at SSY account

Ans: Identify the Discrepancy

Initial Details: Your daughter's SSY account opened with DOB 4/2/2014.

Current Aadhar: Aadhar shows DOB 4/2/2016.

Steps to Change DOB in SSY Account

Visit the Bank/Post Office: Go to the branch where you opened the SSY account.

Carry Necessary Documents: Bring the original and a copy of your daughter’s Aadhar card showing the correct DOB.

Submit a Written Request: Write an application requesting the change of DOB in the SSY account. Mention the reason for the discrepancy.

Documents Required

Aadhar Card: Proof of correct DOB.

Birth Certificate: If available, provide a copy of the birth certificate showing the correct DOB.

SSY Account Passbook: Bring the passbook to update the details.

Possible Outcomes

Update Processing: The bank or post office will process your request. It may take a few days to update.

Verification: They might verify the documents before making the change.

Follow-Up

Check Status: Follow up with the bank/post office after a few days to ensure the update is complete.

Get Updated Passbook: Once updated, get a new passbook or the updated pages reflecting the correct DOB.

Important Considerations

Accuracy: Ensure all documents are accurate to avoid future discrepancies.

Communication: Keep a record of all communications and receipts from the bank/post office.

Seek Professional Guidance

Consult a Certified Financial Planner (CFP): They can provide additional guidance and support during this process.
Final Insights

Correcting the DOB in your daughter's SSY account is crucial for future transactions and benefits. Ensure all documents are accurate and follow up regularly with the bank or post office. Consulting a Certified Financial Planner can also provide peace of mind and professional support.

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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I want to change my daughter DOB in sukanya samridhi yojna in post office. I have supporting documents like birth certificate and aadhaar updated. But post office employee told me that DOB dnt change in sunakya yojna. Please guide me what procedure I follow

Ans: I understand your concern about changing your daughter's DOB in the Sukanya Samriddhi Yojana account. While updating details is important, changing the DOB might be a complex process. Think of the DOB as the foundation of the account.

The post office employee might be right about not allowing direct DOB changes within the Sukanya Samriddhi scheme. However, there might be a way forward. Here's what you can explore:

Contact Higher Authorities: Reach out to the Sukanya Samriddhi Yojana program office or department head at your local post office. Explain your situation and inquire about the possibility of rectification if you have valid documents like the updated birth certificate and Aadhaar card.

Supporting Documents: The key is having strong documentation to prove the error. Ensure your updated birth certificate and Aadhaar card clearly reflect the correct DOB.

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Hello Sir I am an NRI and I still have an old SB account in India. I have not changed it to NRO or NRI account. I have a Demat account and investments in demat throgh this SB account. And I am still investing in shares through this demat a/c. Now is it better to change the account to NRI account and also update the demat account or can I continue as it is till I shift back to India?. I am not sure if it is that simple. What are the implications please explain.

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Sir,I open my daughter account ssa,her date of birth is 14/3/2016 but her aadhar date of birth is 12/11/2017 postoffice told me to write an application and closed your account.pliz tell me how to write this application

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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