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Samraat

Samraat Jadhav  |2295 Answers  |Ask -

Stock Market Expert - Answered on Apr 08, 2024

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more
Rahul Question by Rahul on Apr 08, 2024Hindi
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Namaste sir Hazoor multi projects and Authum investment & infrastructure pe aapka view for long term investment BSE listed hai Shares sir, in shares me kab Entry karna chahiye..?????

Ans: dono companies se dur raho wahi behtar hain
Asked on - Apr 10, 2024 | Answered on Apr 11, 2024
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Thank you sir, Sir kuch aache fundamentally strong mid cap and small cap stocks bataiye Long term investment ke liye..?????
Ans: As per regulatory compliance no new stock recommendation can be mentioned, I would suggest you to visit a SEBI Registered Investment Advisor and seek advice from them. The following link will help you to find the nearest Adviser for you.
https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |8544 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 06, 2024

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Namaste sir kuch acche large, mid and small companies bataiye jaha pe long term ke liye investment kar sakte hai..? ????
Ans: When considering long-term investments in the stock market, it's essential to approach it with a well-thought-out strategy. Here's an in-depth explanation:

Investing in individual stocks can be risky and requires a deep understanding of the companies you're investing in, along with regular monitoring and research. For most investors, especially those without extensive knowledge or experience in the stock market, a safer and more diversified option is to invest in mutual funds.

Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. They are managed by professional fund managers who make investment decisions on behalf of the investors. Mutual funds offer several advantages over direct stock investments:

Diversification: One of the most significant advantages of mutual funds is diversification. By investing in a mutual fund, you gain exposure to a diversified portfolio of stocks across various sectors and industries. This diversification helps reduce the risk of individual stock underperformance impacting your overall portfolio.
Professional Management: Mutual funds are managed by experienced and qualified fund managers who conduct in-depth research and analysis to select stocks that align with the fund's investment objectives. These managers continuously monitor the portfolio and make adjustments as needed to optimize returns.
Accessibility: Mutual funds offer easy accessibility to the stock market for individual investors, even those with limited capital or knowledge. With mutual funds, you can invest in a wide range of stocks with relatively small investment amounts.
Lower Costs: Compared to direct stock investments, mutual funds often have lower transaction costs and fees. Additionally, the economies of scale achieved through pooling investors' money allow mutual funds to negotiate lower trading costs and access institutional pricing.
Liquidity: Mutual funds provide liquidity, allowing investors to buy and sell their shares at the fund's net asset value (NAV) on any business day. This liquidity ensures that investors can easily access their investment funds when needed, providing flexibility and convenience.
Now, let's delve into the specific types of mutual funds suitable for long-term investment:

Large-Cap Funds: Large-cap funds invest primarily in stocks of large, well-established companies with a proven track record of stable earnings and strong market presence. These companies typically have a market capitalization in the higher range, making them relatively less volatile compared to mid-cap and small-cap stocks. Large-cap funds are suitable for investors seeking stability and consistent returns over the long term.
Mid-Cap Funds: Mid-cap funds invest in stocks of medium-sized companies that have the potential for significant growth. These companies are often in a phase of expansion and may offer higher growth prospects compared to large-cap stocks. However, they also carry higher volatility and risk. Mid-cap funds can be ideal for investors with a higher risk tolerance looking to achieve capital appreciation over the long term.
Small-Cap Funds: Small-cap funds focus on investing in stocks of small-sized companies with high growth potential. These companies are often in their early stages of development and may offer the possibility of substantial returns over the long term. However, small-cap stocks are more volatile and carry higher risk compared to large-cap and mid-cap stocks. Small-cap funds are suitable for aggressive investors willing to tolerate higher levels of risk in pursuit of higher returns.
Balanced Funds: Balanced funds, also known as hybrid funds, invest in a mix of stocks and fixed-income securities such as bonds and money market instruments. These funds aim to provide investors with a balanced portfolio that offers the potential for capital appreciation from stocks while also providing income and stability from bonds. Balanced funds are suitable for investors seeking a diversified investment approach with a balanced risk-return profile.
Equity Diversified Funds: Equity diversified funds invest across multiple market capitalizations, including large-cap, mid-cap, and small-cap stocks. These funds offer broad exposure to the equity market and aim to capitalize on the growth potential of different segments of the market. Equity diversified funds are suitable for investors looking for a well-diversified equity portfolio with exposure to various market segments.
In conclusion, mutual funds offer an excellent avenue for long-term investment, providing diversification, professional management, accessibility, lower costs, and liquidity. By investing in mutual funds across different categories such as large-cap, mid-cap, small-cap, and balanced funds, investors can build a well-diversified portfolio tailored to their risk tolerance and financial goals. Consulting a Certified Financial Planner or Mutual Fund Distributor with a CFP credential can help investors navigate the mutual fund landscape and make informed investment decisions aligned with their objectives.

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Career Counsellor - Answered on May 28, 2025

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Career Counsellor - Answered on May 28, 2025

Asked by Anonymous - May 28, 2025
Career
Hello sir, my daughter got 79563 rank in jee mains.She is also getting COE branch at Thapar..may upgrade to CSE branch. For JAC counselling should we choose DTU ,NSUT electrical branch or IGDTUW ECE.. Which is better in terms of placement Thanks
Ans: With a JEE Main rank of 79,563, the chances of admission through JAC Delhi counselling into top branches like Computer Science Engineering (CSE), Electronics and Communication Engineering (ECE), or Electrical Engineering in premier Delhi colleges are quite low. These colleges—Delhi Technological University (DTU), Netaji Subhas University of Technology (NSUT), Indira Gandhi Delhi Technical University for Women (IGDTUW), Indraprastha Institute of Information Technology Delhi (IIIT-D), and Delhi Skill and Entrepreneurship University (DSEU)—typically have closing ranks much better than 80,000 for popular branches like CSE and ECE.

Generally, CSE and ECE branches close within ranks under 20,000–30,000 in DTU and NSUT, while Electrical Engineering may have slightly relaxed cutoffs but still far below 79,000. IGDTUW is women-only but also highly competitive. DSEU has more seats but lower preference for top branches. A female candidate with rank 79,563 may get admission in less sought-after branches or in later rounds/spot rounds if seats remain vacant, but chances for CSE/ECE/Electrical in top JAC Delhi colleges are slim.

Using JAC Delhi College Predictor tools can provide personalized estimates based on category and gender.

summarise the above in 150 words along with all the names of colleges
summarise the above in 150 words along with all the names of colleges
With a JEE Main rank of 79,563, admission chances through JAC Delhi counselling for top branches like Computer Science and Engineering (CSE), Electronics and Communication Engineering (ECE), or Electrical Engineering are very slim. For the general category, the expected closing ranks for CSE/IT branches at premier Delhi colleges are much lower: Delhi Technological University (DTU) closes around rank 5,200; Netaji Subhas University of Technology (NSUT) and Indira Gandhi Delhi Technical University for Women (IGDTUW) have similar or lower cutoffs; and Delhi Skill and Entrepreneurship University (DSEU) closes around 27,000 for CSE. Electrical and ECE branches generally have higher closing ranks but still well below 79,563—for example, DTU Electrical Engineering closes near 20,000. Other reputed institutes like IIIT Delhi have even tighter cutoffs (CSE around 7,500). Thus, with your rank, securing admission in CSE, ECE, or Electrical branches through JAC Delhi counselling at DTU, NSUT, IGDTUW, DSEU, or IIIT Delhi is highly unlikely. All the best for your daughter's admission and a bright future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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