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Sanjeev Govila |458 Answers |Ask -Follow

Financial Planner - Answered on Jan 26, 2024

Colonel Sanjeev Govila (retd) is the founder of Hum Fauji Initiatives, a financial planning company dedicated to the armed forces personnel and their families.
He has over 12 years of experience in financial planning and is a SEBI certified registered investment advisor; he is also accredited with AMFI and IRDA.... more

Question by S on Jan 24, 2024Hindi

Money

My mother in India wants to send about INR 10 Lakhs, as gift to my sister, who is a US citizen, in USA. Please suggest ways to do this EssDee

Ans: Your mother can easily send it using banking channels. The facility is available on bank websites or the bank branch can be contacted for it. There are many other companies available which can facilitate it.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Question by Narik - Jul 13, 2021Hindi

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I am NRI who returned to INDIA. I still got funds in USA and I want to give gift to some of my immediate relatives. My question is: How much USD can I gift to immediate relatives without having any tax payment for them in India? Thanks

Ans: There is no gift tax in India (including for an NRI) to immediate relatives (spouse, brother or sister, brother or sister of the spouse, brother or sister of either of the parents, any lineal ascendant or descendent, any lineal ascendant or descendent of the spouse, spouse of the persons mentioned above). Both the parties (i.e) the giver and the receiver need not pay any taxes on the gifts. If the gift is in the form of an investment/asset, then the tax liability will shift to the recipient of the gift.

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Asked by Anonymous - Dec 09, 2024Hindi

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What is the maximum amt my sister leaving in america n is green card holder can gift me without any tax liability for both of us. Can gift deed stamp be signed post dated when ever she comes to India next year

Ans: There is no limits for giving gifts to relatives. Further, it is advisable to execute gift deed before giving gift.

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Tech Careers and Skill Development Expert - Answered on Feb 23, 2025

Asked by Anonymous - Feb 22, 2025Hindi

Career

My daughter get 89 percentile in JEE main 2025, she will get nit

Ans: Congratulations to your daughter on securing an 89 percentile in JEE Main 2025.
Estimated Rank: An 89 percentile in JEE Main 2025 corresponds to an approximate All India Rank (AIR) between 1,50,000 to 1,65,000. NITs with Potential Openings: Institutes such as NIT Agartala, NIT Meghalaya, NIT Raipur, NIT Jalandhar, and NIT Durgapur have, in previous years, admitted students with ranks corresponding to an 80-90 percentile range. See previous year cut offs

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Tech Careers and Skill Development Expert - Answered on Feb 23, 2025

Question by Umamahesh - Feb 22, 2025Hindi

Career

Sir, My Niece got 97.5 in Jee mains 2025, can she get CSE in which NIT , pls suggest sir.

Ans: Congratulations to your niece on securing a 97.5 percentile in JEE Main 2025.
You may get NIT Jalandhar, NIT Agartala, NIT Goa, NIT Hamirpur, NIT Meghalaya, NIT Patna etc. See previous year cut off

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Tech Careers and Skill Development Expert - Answered on Feb 23, 2025

Question by Anuj - Feb 21, 2025Hindi

Career

Sir I got 96 percentile in jee mains 2025 ..I belong to jharkhand Can I get nit jamshedpur civil engineering.... Also I am a obc ncl candidate...

Ans: Congratulations on securing a 96 percentile in JEE Main 2025.
Percentile to Rank Conversion: A 96 percentile in JEE Main typically corresponds to an All India Rank (AIR) between approximately 40,000 to 50,000. For OBC-NCL candidates, this would translate to a category rank ranging from 10,000 to 12,000.
Based on the 2024 admission data, the closing ranks for the Civil Engineering program at NIT Jamshedpur under the OBC-NCL category with Home State quota were as follows:

Round 1 Closing Rank: 15,169
Last Round Closing Rank: 79,265
So, you should get it

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Tech Careers and Skill Development Expert - Answered on Feb 23, 2025

Asked by Anonymous - Feb 21, 2025Hindi

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I don't want to do engineering but my parents are forcing me to do so what should I do?

Ans: Do not do it. Personal passion and interest are required for success in long run.

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Question by essaar - Feb 21, 2025Hindi

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Sir my son got 93.1 percentile in JEE Session-1. Can he get CSE under Kashmiri Migrant quota in any NIT or IIIT

Ans: Congratulations to your son on achieving a 93.1 percentile in JEE Main Session.
The cutoffs for the KM quota can vary significantly between institutes and from year to year, depending on factors like the number of applicants under this category and seat availability. Historically, some institutes have had relatively higher closing ranks for KM candidates, increasing the chances of securing a seat.

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Tech Careers and Skill Development Expert - Answered on Feb 23, 2025

Asked by Anonymous - Feb 21, 2025Hindi

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Hello sir.I get 92 percentile in jee mains. Can I get Cse in any Nit in sc category

Ans: Congratulations on securing a 92 percentile in JEE Main 2025.
Your case is a borderline case.

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Tech Careers and Skill Development Expert - Answered on Feb 23, 2025

Question by mithran - Feb 21, 2025Hindi

Career

I got 96.75 in JEE..I am OBC NCL Candidate..Whàt are the best college options irrespective of the branch..As I don't have any preference

Ans: Congratulations on securing a 96.75 percentile in JEE Main 2025 as an OBC-NCL candidate.
With your percentile and OBC-NCL status, you have a favorable position for admissions into several National Institutes of Technology (NITs), Indian Institutes of Information Technology (IIITs), and Government Funded Technical Institutions (GFTIs).

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Tech Careers and Skill Development Expert - Answered on Feb 23, 2025

Question by yadvinder - Feb 21, 2025Hindi

Career

My nephew has got 98.2 percentile in JEE mains 2025. Category is generally. Interested in doing CSE. Which NIT or IIIT we can expect.

Ans: Congratulations to your nephew on securing a 98.2 percentile in JEE Main 2025.
Percentile to Rank Conversion: A 98.2 percentile typically corresponds to an All India Rank (AIR) around 27,000.
Several NITs and IIITs have closing ranks for CSE that extend beyond 20,000. For instance, NIT Patna, NIT Raipur, and IIIT Nagpur have had CSE closing ranks in this range in previous years.

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Tech Careers and Skill Development Expert - Answered on Feb 22, 2025

Question by Pritam - Feb 21, 2025Hindi

Career

I got 89%ile in jee mains 1st attempt 2025. I am a sc candidate. Can I get EEE in iiest shibpur?

Ans: Congratulations on securing an 89 percentile in the JEE Main 2025 first attempt.
Percentile to Rank Conversion: An 89 percentile typically corresponds to an All India Rank (AIR) of approximately 115,045. For SC candidates, this would translate to a category rank around 6,000.
Based on the 2024 admission data, the closing rank was 5,018 for the SC category in Electrical Engineering discipline.
So, chances are less.

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Tech Careers and Skill Development Expert - Answered on Feb 22, 2025

Asked by Anonymous - Feb 21, 2025Hindi

Career

My son got 98.81. Percentile in JEE mains, GM category, NIT suratkal ECE can he get?

Ans: Congratulations to your son on achieving a 98.81 percentile in JEE Main.
1. Estimated Rank: A 98.81 percentile in JEE Main typically corresponds to an All India Rank (AIR) between approximately 12,000 to 18,000.
2. NIT Surathkal ECE Cutoff Ranks: The closing ranks for the ECE program at NIT Surathkal for the General category (Other State quota) in recent years have been as follows:

2024: Closing rank around 4,227.

2023: Closing rank around 5,119.
So, securing a seat in this specific program may be challenging under the General category.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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