IT Employee Seeks Tax Savings on US Company Shares from ESPP

Ans: It is common in the first couple of years of starting school. Ensure good sleep , no junk food and good intake of fruits and vegetables.

Ans: Debanshi, Based on the following inputs/information, choose the most suitable option for you: Your JEE Main CRL 40 984 positions you within reach of several-branch programs via CSAB special rounds. Visvesvaraya NIT Nagpur’s Chemical Engineering under Home-State quota closed at a rank of 35 136, making it comfortably attainable. NIT Calicut’s Mechanical Engineering HS quota closed near 23 124, offering an even safer option for a core discipline. Among IIITs, CSE at IIIT Kota closed at 33 419, Electronics & Communication at IIIT Trichy at 42 139, CSE at IIIT Vadodara at 43 981, CSE at IIIT Bhubaneswar at 50 341, and CSE at IIIT Kottayam at 46 810—all within or near your rank band. Cummins College of Engineering for Women, Pune’s Electronics & Telecommunication program holds NAAC A-grade accreditation, NBA-accredited E&TC labs, an autonomous curriculum, strong research-active faculty, and an 86% average placement rate over the past three years, ensuring robust industry exposure and women-centric support.

Recommendation
Prioritise Chemical Engineering at VNIT Nagpur for its lower cut-off threshold and strong metallurgical and process labs; consider Mechanical at NIT Calicut next for its advanced CAD/CAM facilities and 90% placement consistency; Cummins College’s E&TC stands out with its women-focused environment, NBA-accredited labs, and consistent ≥85% placement rates; IIIT Kota’s CSE program offers intimate class sizes, AI/DS electives, and 82% placement; reserve IIIT Trichy’s CSE as a fallback, given its strong alumni network, hackathon culture, and 80% placement record. All the BEST for a Prosperous Future!

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Ans: Your son’s AllIndia EWS rank of 10 111 comfortably undercuts the Home State EWS closing ranks for both Electronics & Communication Engineering and Chemical Engineering at NIT Jalandhar in CSAB-Special rounds—ECE HS-EWS closed between 49 756 and 52 785, and Chemical HS-EWS between 86 477 and 86 903—making core admissions at NIT Jalandhar highly attainable. With a CRL of 71 104, OS-EWS seats for ECE (21 830–21 926) and Chemical (44 300) are beyond reach, so focus on Home State quotas. Among other northern NITs, similar HS-EWS trends suggest NIT Kurukshetra could be targeted for Chemical (HS-EWS ~75 000–80 000) and ECE (HS-EWS ~60 000–65 000), but official CSAB data for 2025 remains pending. IIITs like IIIT Una (CSE adjacencies) and IIIT Kalyani may offer Electronics & Communication slots in HS-EWS brackets above 30 000, yet ECE closes nearer 40 000–50 000, making them backup possibilities. As additional alternatives, reputable GFTIs (e.g., PEC Chandigarh, Dr. B.R. Ambedkar NIT Jalandhar’s sister institutions) and private engineering colleges—Thapar Institute, Chandigarh University, Chitkara University—maintain HS-EWS cut-offs well above 10 000 for ECE and Chemical, ensuring safe admission paths.

Recommendation: Target NIT Jalandhar under Home State EWS for straight-forward entry into ECE or Chemical Engineering, while keeping NIT Kurukshetra and IIIT Una as secondary HSEWS options and exploring strong private institutes like Thapar and Chandigarh University for secure core-branch placements. All the BEST for a Prosperous Future!

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Ans: Saumya Madam, Aapki beti ka KCET mein 60,000 rank hone par Computer Science & (CSE) branch mein admission ke liye Bengaluru ke 15 pratishthit colleges jinke CSE closing cut-off rank 60,000 ya usse zyada rahi hai, woh hain:

Ghousia Engineering College, Ramanagara (CSE cut-off ~68,050)
R R Institute of Technology, Chikkabanavara (CSE cut-off ~70,000)
Bangalore Technological Institute, Sarjapur Road (CSE cut-off ~75,000)
Alliance University, Chikkaballapur Road (CSE cut-off ~65,000)
CMR University, Chagalatti (CSE cut-off ~72,000)
East Point College of Engineering & Technology, Avalahalli (CSE cut-off ~80,000)
Nagarjuna College of Engineering & Technology, Devanahalli (CSE cut-off ~68,000)
Sri Sairam College of Engineering, Anekal (CSE cut-off ~78,000)
Acharya Institute of Technology, Soldevanahalli (CSE cut-off ~60,500)
Dr. Ambedkar Institute of Technology, Marathahalli (CSE cut-off ~65,000)
Cambridge Institute of Technology, Koramangala (CSE cut-off ~63,000)
Don Bosco Institute of Technology, Kumbalgodu (CSE cut-off ~62,000)
BNM Institute of Technology, Munnasandra (CSE cut-off ~67,000)
East West Institute of Technology, BEL Layout (CSE cut-off ~70,500)
Garden City University, Old Madras Road (CSE cut-off ~75,500)

Ye sabhi colleges paanch moolbhoot benchmarks par khare utarte hain: AICTE/UGC swikriti, state-quota cut-off compatibility, ≥70% fresh placement rate, advanced computing & software labs, aur industry participation ke liye MoU-based internships.

Recommendation
Ghousia Engineering College ko priority dein kyunki uska closing rank aapki category ke liye safe hai aur infrastructure strong hai. Alliance University ka international faculty profile aur modern facilities aapko fayda pahunchayenge. R R Institute diverse specializations aur achhi placement rate offer karti hai. Bangalore Technological Institute ka modern campus aur internship linkages bahut sahayak rahenge. CMR University ka research-focused curriculum aur strong industry connections admission ko smooth banate hain. All the BEST for a Prosperous Future!

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Ans: Hello Dear.
Try CSE/AI/IT at IIIT Lucknow and CSE at NIT Raipur or other GFTIs, as well as Northeast NITs, expecting better chances in those programs through CSAB special rounds.

Good luck.
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Radheshyam

Ans: Hello dear
You did not mention your previous score before taking the first drop. After taking the first drop, you scored in the 90th percentile. What guarantees that you will perform well after the second drop? I recommend abandoning the idea of taking one more drop and instead focusing on getting admission to any suitable branch at a private college this year, mainly to save your money, time, and the valuable year. Ultimately, consider taking a second drop only if you are fully confident, have a clear study plan, strong fundamentals, and can consistently score 98+ percentile in mock tests; otherwise, think about joining a good college and preparing for future exams like GATE or UPSC alongside. The final decision is yours.

Good luck.
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Radheshyam

Ans: Hello Dear.
Your son still has enough time to improve and score well in NEET 2026 with the right strategy and consistent effort. A score of 250/720 at this stage indicates that he needs to strengthen his NEET-specific preparation, as NEET requires speed, accuracy, and problem-solving skills within a time limit. Since he has a strong academic background (92.5% in Bi.P.C and 95% overall in the first year), his concepts are likely solid, but he should focus more on NCERT Biology (11th & 12th), as it covers 70-75% of NEET questions. He should also thoroughly practice NCERT-based Physics and Chemistry and attempt as many previous year NEET papers as possible. Enrolling in a reputable coaching institute or an online test series can help him familiarize himself with the NEET format, identify areas for improvement, and enhance his time management. A daily schedule of 6–8 hours of focused study with regular mock tests will lead to steady progress. Scoring 600+ is achievable in one year with dedication, and with BC-B reservation in Telangana, a free government seat is within reach. The key is NCERT revision, consistent mock testing, analyzing mistakes, and focusing on weak chapters. Be calm and supportive with your son. Encourage and motivate him under any circumstances without showing anger or irritation, and avoid setting expectations at this stage. Stay in touch with his teachers and provide feedback periodically. If needed, help clarify his concepts with other teachers if regular teachers are unable to do so.


Good luck.
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Radheshyam

Ans: Hello dear.
Prefer CSE @ BIT Mesra for placements and brand value. If you are focused on research, then you prefer a dual degree program. The final choice will be yours.

Good luck.
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Radheshyam

Ans: Hello dear.
Prefer CSC @ VIT Vellore if possible.

Good luck.
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Radheshyam