Sir, Are the following MF worth continuing : Axis Long Term Equity Fund, Canara Robeco Emerging Equity, Sundaram Mid cap Fund, Sundaram Large & Midcap Fund ICICI MNC Fund, Nippon India Small Cap, AND Which 7 MF do you suggest.

Ans: HI MUKUL,
GREETINGS FROM THE REDIFFGURUS!
It is quite challenging to secure top branches, and your rank makes you eligible for lower-tier core branches such as Mechanical, Civil, Chemical, or Production at DTU/NSUT, or potentially Electrical in the lower rounds.

ALL THE VERY BEST.

Ans: HI MUKU,
GREETINGS FROM THE REDIFFGURUS!
It is quite challenging to secure top branches, and your rank makes you eligible for lower-tier core branches such as Mechanical, Civil, Chemical, or Production at DTU/NSUT, or potentially Electrical in the lower rounds.

ALL THE VERY BEST.

Ans: HI,
GREETINGS FROM THE REDIFFGURUS!,

Yes, you do have possibilities in the newer NITs.

For NIT Jalandhar, Raipur, and Patna, the chances of getting Computer Science and Engineering (CSE) are very high.

For NIT Nagaland, Manipur, and Mizoram, the chances are moderate, while for Arunachal Pradesh, it’s a close call. There may also be opportunities during the CSAB round.

Make sure to participate actively in the counseling process to achieve your target!

BEST WISHES.

Ans: HI MOUSUMI,
GREETINGS FROM THE REDIFFGURUS!
Yes, there is a very high probability.
High probability branches in Rourkela include Chemical Engineering, Civil Engineering, Metallurgical and Materials Engineering, Mining Engineering, and Biotechnology.
Lower probability branches in Rourkela are CSE, ECE, and EE.
All the best!

Ans: HI SIR,
GREETINGS FROM THE REDIFFGURUS!
Your daughter has a good chance of getting into core branches (Mechanical, Civil, Chemical, Metallurgical) at mid-tier and lower-tier NITs.

Mid-Tier NITs: Calicut, Nagpur, Surat, Jalandhar, and Bhopal.
Lower-Tier/Newer NITs: Raipur, Patna, Hamirpur, Srinagar, Agartala, Manipur, Mizoram, and Meghalaya.

If you provide information about your domicile, it may help clarify options further.

Encourage her to actively participate in the counseling process to achieve her goals.

BEST WISHES.

Ans: Nikunj, Before answering your question, ask yourself: which branch truly excites you more—CSE or ECE? Now, coming to your question: All 3 are good options only. The order of preference can be: Jaypee Noida (JIIT) ECE > GL Bajaj CSE > KIET CSE, keeping branch choice and long?term career in mind. Jaypee Noida’s ECE has a strong academic setup, an industry?oriented curriculum, and an ECE placement rate of around 88% with a competitive average package for a private college, making it a solid option if you are comfortable with electronics and communication.

Between GL Bajaj and KIET for CSE, GL Bajaj Noida usually performs better in placements and has a stronger CSE?focused environment, with slightly higher average packages and a more IT?oriented reputation than KIET in recent NCR?CSE placement lists, though KIET is still decent and has a slightly better overall rating while being weaker specifically for CSE performance.

If you clearly prefer core CSE and coding and are okay with a slightly lower?brand image than Jaypee’s ECE, then GL Bajaj CSE is the better choice; if you are open to ECE with strong placements and a well?established private?university environment, then Jaypee Noida ECE is the better pick.

Ans: Hi,

I understand your concern but I don't think policies ask such information while renewal. But if there is such an option, you shouldn't lie.
Better to ask the person you purchased the policy from.
In my opinion, there is no such option and thus no disclose is required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Ans: You have not mentioned your home state. Anyway, please note, based on your score, CSE in top NITs like Trichy/Surathkal/Warangal is difficult, but you have chances for CSE/IT in mid/lower NITs depending on home-state quota: NIT Agartala, Meghalaya, Mizoram, Nagaland, Sikkim, Arunachal Pradesh, Puducherry. For ECE, chances improve in NIT Calicut, Durgapur, Kurukshetra, Silchar, Jalandhar, Patna, Raipur, and Hamirpur.

For IIITs, good chances are: IIIT Pune CSE/ECE, IIIT Kota CSE, IIIT Guwahati CSE, IIIT Una CSE, and IIIT Sri City CSE. Additionally, reviewing JoSAA opening and closing ranks from the past 2–3 years will provide valuable insights and help you confidently select and fill your preferred & maximum number of choices.

ALL the BEST for Your Prosperous Future!

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Ans: Mayank, with a 98.4 percentile in JEE Main and a 6,600 OBC rank, if you focus only on PYQs for JEE Advanced, a realistic score range is roughly 120–140 marks out of 360, which historically corresponds to a rather low OBC?category rank (often beyond 8,000–10,000). You are unlikely to get top?IIT CSE/ECE with this level of preparation UNLESS you improve concept?depth and mock?test practice. You can try to score above 140 marks by following 5 simple strategies: With only 20 days left, focus on smart, high?yield preparation. First, stick to 6–8 high?weight chapters per subject (like Mechanics, Electro, Organic, Coordination, Calculus, Algebra) and revise concepts plus PYQs instead of covering everything. Second, take one full?length mock test every 2 days and spend as much time on analysis as on solving to fix recurring mistakes. Third, simplify your approach by practising only one standard method per question type (formula, tricks, graph?based) so you don’t get confused in the exam. Fourth, prioritize single?correct and numerical questions because these can alone push you to 140+ marks if you manage time and avoid risky multi?correct options. And fifth, maintain a regular sleep schedule and revise formula sheets, named reactions, and graphs for at least one hour daily to keep key concepts sharply on your mind without burnout. ALL the BEST for Your Prosperous Future!

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