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3 Daughters, 32 Years Old, Housewife, Husband Earns 10-15K, Aiming to Own a Home, Should We Invest in SIP?

Milind Vadjikar |1108 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 12, 2025

Milind Vadjikar is an independent MF distributor registered with Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with Pension Fund Regulatory and Development Authority (PFRDA).
He has a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in international business from the Symbiosis Institute of Business Management, Pune.
With over 16 years of experience in stock investments, and over six year experience in investment guidance and support, he believes that balanced asset allocation and goal-focused disciplined investing is the key to achieving investor goals.... more

Question by Bindu on Feb 12, 2025Hindi

Mere 4bache hai jisme se teen badi ladkiyan hai or beta Abhi 3sal ka hai or meri age 32ki hai or m house wife ho or mere hub.10,15k monthly kma lete h or hm sip Krna chahte hai kyoki hme apna ghar lena hai.

Ans: Hello;

You may begin monthly sip of the desired amount in a multi asset allocation fund.

You may select any fund from the top quartile in this category with lower risk rating.

Best wishes;

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Question by Ravi - Aug 21, 2024Hindi

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hi Anu Mam, Mai Ravi Delhi se, meri saadi 2023 feb hui thi meri wife ka afire uske sage chote fufa ke sath chal rha tha saadi se phale se, Saadi ke 3-4 months baad ek baar maine use room band kr ke insta video call pr baat karte hue pakda muze saak hua and to maine uske insta apne mobile mai chal liya ye baat usko ni pta thi par use sak ho gya muze pr to apne fufa ko chupke se facebook masanger pr bta rahi thi ki mere husband mere insta or chala rhe h msg mt krna and us pr call par baat kri maine sab dekh liya kya baat hui ghar aa kr phale gusse mai tha but baad mai use pyar se samjya to usne muze bas yahi bola ki meri inse baat Jan 2023 se ho rahi h bas baat krna acha lagta hai attraction ho gya hai maine use samjya ki age se baat mat krna, uske kuch months baad us ne aye din Suicide krna police ki dhamki dena, chat se kunda start kr diya uske family ko bulya family bale kai baar aa kr samja kr chakle jaate ye every week hona start ho gya ladai hona , abhi June- July 2024 ko uske exam the bo dene gai and muze khai se pta chala ki bo exam dene ke sath apne fufa se bhi baat krne lagi hai and us se mili bhi hai maine prof dudna start kiya and use pucha ki tu mili hai ki nhi apne fufa se usne muze bola han achank mil gai thi but maine baat ni ki iska fufa Rampur mai ratha hai or ye Ghaziabad mai center tha to ye achanak se milna ni ho sakta maine pucha to bo usi baat pr rahi uske baad maine pucha kis ke phone se tu apne fufa se baat karti h to mana krne lagi mai nhi krti baat sabki kasam kha li usne, maine jab search kiya to muze pta chala bo mere samane bali padosi ki ladki se phone le kr baar krti thi bo use phone de deti thi use nhi pta kha baat krti thi ye maine uske ladki ki call history nikli to pta chal kai baar isne baat ki hai apne fufa se jis din iska exam tha uske baad us din bhi ye mile ab mai kya kru aap batao alag ho jaau ya kya kru aap batato

Ans: Dear Ravi,
Ab jinko shaadi mein rehna hi nahin hai aur fufa se dil lagaa baithi hain, isme aap kya kar sakte hain. Aapne har tareeka apnaaya hai use waapas le aane ke liye. Bas ek koshish aur kar lijiye faislaa lene se pehle...Ek baar sirf aap aur aapki patni kahin ghoom aaiye aur yahi baat uthaiye par binaa koi naarazgi se...yeh pataa lagaaiye ki kya woh shaadi mein bandhnaa chahti hain ya nahin. Agar unka dil hi nahin, toh kya kar sakte hain aap...phir aise hi shaadi mein aap unka phone chedck karte rahenge aur proof dhoondhte rahenge...Isiliye is baat ka khulaasa kam aur samaadhaan par zyaada dhyaan dijiye taaki aap ek faislaa kar sake.

All the best!
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Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Greetings to Gurus, I am student from Kolkata,West Bengal. I have completed my ISC in year 2020 from Commerce stream without maths. I am from Lower Middle Class Family, finance is big issue for me. After ISC I enrolled in B.COM(Hons) course from a college under Calcutta University. I was ambitious of being Chef from childhood. But during Covid times and finance problem, I haven't pursued. During my college life, My first three semesters completed online in Covid period, after the lockdown period, my fourth semester got offline and I just passed in one paper out of 4 and then my 5th semester exam got cleared after that I appeared for rest 3 papers of sem 4 and cleared 2 papers and in sixth semester cleared 3 paper out of 4. Again in 2024, I appeared for 6th sem 1 backlog paper and cleared it but don't able to clear 4th sem one backlog paper. So, I have started my UG in year 2020 but not able to clear it till 2024 because of 1 paper(Taxation) and I have last option to reappear in 2025 examination. I want to earn good in my life, suggest me some opportunities and a way to get out from this loop. Mentally getting depress also.

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Question by Jagannath - Mar 12, 2025Hindi

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My daughter is completed her Bsc cardiac technology and presenty pursuing intership at Monipal Hospital, Bengalore. Can you advice which will be best oppertunity for further

Ans: Hi Jagannath,
Greetings.
Since your daughter has chosen a specialized course in Bachelor of Cardiovascular Technology, there are several options available in hospitals specifically for this field. You mentioned that she is currently undergoing an internship at Manipal Hospital in Bengaluru. She should take advantage of this opportunity to enhance her skills during her internship.

As cardiovascular diseases are increasingly common due to stress and other factors, she has the potential to build a rewarding career. Here are some potential roles she could consider:

Cardiovascular Technologist: Assisting cardiologists in diagnostic and therapeutic procedures.
Cardiovascular Technician: Supporting cardiologists in various clinical settings.
Cardiac Care Technologist: Providing support and care for patients with cardiac conditions.
Sonographer: Using ultrasound technology to monitor and assess patients.

Other career options include:
- Echocardiography Technician
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- Dialysis Technician
Encourage her to make the most of her time at Manipal Hospital and explore the various career paths available in this growing field.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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