Sir...I'm 37 age and just i started investing in MF... Parag Parikh flexi cap - 5000Rs SIP...and i plan to add MFs for total sip is Rs.12000 and any suggestions for good MFs

Ans: You may add an index fund and an MNC fund.

• HDFC Index Fund - Sensex Plan - Regular Plan - Growth 
• UTI MNC Fund - Growth Plan 
  
  
  

Ans: You may continue with 1, 2 & 3 and for 4^th either of the below can be considered

a)   UTI Flexi Cap – Growth

b)  Parag Parikh Flexi- Cap Growth

Ans: None of the HDFC MF schemes have given 25% CAGR in last 10yrs. Please visit am SEBI registered Investment Adviser and get your planned done. you can find them in your local area through this link.
https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13

Ans: there is a nice option in case if you are a director in any company, where in whatever you will invest on per annum basis, same amount would be received back by you from 12 th year onwards till next 30 years.
Eg. If you invest 1 lac for say 10 years, so from 11th year end, you will start receiving 1 lac for next 30 years and at the end of 30 years, you will receive back your investment. You can add nominee in this process too.
Risk cover is 10 times of your yly investment.

the above option may best suit you looking at your profile.

If you are salaried person, and if you can spare 20 k, HDFC Micro Fund may be the nice option from available option in my opinion. As a thumb rule, please pull out your investment every 5 years and change the form, from MF to property or gold and keep continue to invest in MF as well.

Ans: Given your high-risk appetite, you can consider investing in aggressive Equity Mutual Funds (MFs) for your SIPs. These funds invest in a mix of small and mid-cap companies that have the potential for high growth but also carry higher risk. Here are some suggestions to get you started, but remember this is not financial advice:

• Axis Small Cap Fund
• SBI Small Cap Fund
• ICICI Prudential Small Cap Fund

Disclaimer: This is not financial advice. Please consult a qualified financial advisor before making any investment decisions.

Here's why these Aggressive Funds might be suitable for you:

• High Growth Potential: Small and mid-cap companies can experience rapid growth, which can lead to high returns on your investment.
• Long-term Investment Horizon: These funds are best suited for investors who have a long-term investment horizon (ideally 10 years or more) as they can ride out market volatility.

Things to Consider Along With Aggressive Funds:

• Higher Risk: As these funds invest in smaller companies, they are more susceptible to market fluctuations and economic downturns. This means you could experience significant losses in the short term.
• Volatility: The price of these funds can fluctuate significantly, so you need to be comfortable with volatility if you choose to invest in them.
• Diversification: While aggressive funds can be a good part of a well-diversified portfolio, they shouldn't be the only ones. Consider balancing them out with some large-cap or debt funds to manage risk.

Your Current Portfolio:

It's good to see that you already have some investments in place. Here's a brief overview of what you currently hold:

• Quant Small Cap Fund: This aligns with your high-risk appetite and focuses on small companies with growth potential.
• Mirae Asset Bluechip Fund: This fund invests in large-cap companies, providing stability to your portfolio.
• Nippon Small Cap Fund: Similar to Quant Small Cap Fund, this focuses on small companies for growth.
• Paragh Parikh Flexi Cap Fund: This fund offers flexibility across market capitalization (mix of large, mid, and small cap).

Consultation with a Financial Advisor:

While I have provided some general information, it's always best to consult with a qualified financial advisor before making any investment decisions. A financial advisor can assess your risk tolerance, financial goals, and investment horizon to recommend a suitable investment strategy and specific Mutual Funds that align with your needs.

Remember, investing involves risk, so be sure to do your research and invest wisely.