Hi Kirtan. How much amount one needs to have invested and what investments he should choose by 2026 to earn inflation adjusted income of Rs. 70000 every month after 2026 till 2050. Pl respond on the basis of info already provided.

Ans: The amount required in 2026 is Rs. 1.37 cr for which you need to invest Rs 1.3 cr as of today. We have assumed a ROI of 10% and inflation of 6%.

Talking about the investment avenues, always consider a well-diversified investment portfolio that includes a mix of asset classes such as stocks, bonds, commodities etc.

Coming to your query, you need to invest the money in short-term fixed instruments like government, corporate bonds and corporate FD’s with relatively low risk and moderate returns.
You can also consider investing a part in conservative or equity savings funds where you get the exposure of equity markets along with safety of debt.

Please consult with a financial advisor to get personalized advice based on your specific financial situation.