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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Mar 17, 2020

Mutual Fund Expert... more

Question by khuzema on Mar 17, 2020Hindi

I AM INVESTING IN BELOW FUNDS. PLEASE SUGGEST FOR LONG TERM GOAL WHICH FUND TO HOLD/START/EXIT.

Fund name Catgory Star Rating

Khuzema Shuja

Reliance Vision Fund - RETAIL PLAN GROWTH PLAN Equity - Large & Mid Cap Fund 2

Reliance+Tax+Saver+Fund+-+Growth+-+Regular+Plan Equity - ELSS 1

Reliance-focused-equity-fund---regular-plan Equity - Focused Funds: 2

Axis Long Term Equity Fund - Growth - Equity - ELSS Equity - ELSS 5

Birla Sun Life Tax Relief 96 - Growth - Equity - ELSS Equity - ELSS 4

SBI Magnum Equity Fund - Growth - Equity - Diversified Equity - Thematic Funds: - Other 4

SBI Blue Chip Fund - Regular Plan - Growth Equity - Large Cap Funds: 3

SBI Magnum Tax Gain Scheme 93 - Dividend - Equity - Equity - ELSS 2

ICICI Prudential Value Discovery Fund - Regular Plan - Growth - Equity - Equity - Value Funds: 2

HDFC Top 200 Fund - Equity - Diversified HDFC Equity - Large Cap Funds: 3

Kotak Midcap Fund - Regular Plan - Growth - Equity - Diversified Equity - Mid Cap Funds: 3

Dsp-blackrock-top-100-equity-fund---regular-plan Equity - Large Cap Funds: 4

sundaram-rural-india-fund---regular-plan Equity - Thematic Funds: - Other 4

Ans: You may continue with the 5 & 4 rated funds; however for others better alternative is available

Equity – ELSS:

- Canara Robeco Equity Taxsaver Fund - Regular Plan - Growth

- BOI AXA Tax Advantage Fund-Regular Plan- Growth

- Aditya Birla Sun Life Tax Relief '96 - Growth Option

Equity - Large Cap Funds:

- LIC MF Large Cap Fund-Regular Plan-Growth

- Axis Bluechip Fund - Regular Plan - Growth

- Kotak Bluechip Fund - Growth

- Mirae Asset Large Cap Fund - Growth Plan

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Value Funds: Tata Equity P/E Fund Regular Plan -(Growth Option)

Equity - Focused Funds:

- Axis Focused 25 Fund - Regular Plan - Growth Option

- Motilal Oswal Focused 25 Fund (MOF25)- Regular Plan Growth Option

Equity - Large & Mid Cap Fund

- BOI AXA Large & Mid Cap Equity Fund Regular Plan- Growth

- Canara Robeco Emerging Equities - Regular Plan - GROWTH

- Tata Large & Mid Cap Fund- Regular Plan - Growth

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Dec 20, 2019

Question by Shams - Dec 20, 2019Hindi

Kindly advise about my mutual fund investments. Name of the Fund Category RankMF Star Rating SBI Focused Equity Fund - Reg Growth Equity - Focused Fund 5 SBI Small Cap Fund - Reg Growth Equity - Small cap Fund 2 SBI Magnum Multicap Fund - Reg Growth Equity - Multi Cap Fund 4 SBI Large & Midcap Fund - Reg Growth Equity - Large & Midcap Fund 3 SBI Magnum Global Fund - Reg Growth Equity - Thematic Fund - MNC 4

Ans: You may continue with 4 & 5-Star rated ones and rest can be relooked.

Large and Midcaps:

Axis Growth Opportunities Fund – Growth
Tata Large and Midcap Fund - Growth

Small Caps:

Kotak Small Cap
Axis Small Cap

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Nov 29, 2019

Question by Bhavin - Nov 29, 2019Hindi

My mutual fund investments are as below: Please advice what can I do for long term benefit. Aditya Birla Sun Life Plan Growth Fund: Rs 1000 per month L&T Midcap Growth: Rs 2000 per month Mirae Asset Emerging Bluechip Fund Growth: Rs 2000 per month Mahindra Unnati Emerging Business Growth: Rs 1000 per month Name of the Fund Name of the Fund RankMF Star Rating AdityaBirla Sun Life Plan Growth Fund (scheme name not mentioned) L&T Midcap Growth Equity - Mid Cap Fund 3 MiraeAsset Emerging BluechipFund Growth Equity - Large & Mid Cap Fund 4 Mahindra UnnatiEmerging Business Growth Equity - Mid Cap Fund 4

Ans: You may continue with funds with 4 star ratings.

Midcap: Suitable option considering quality and value for money at present levels is DSP Midcap and Axis Midcap

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Ramalingam Kalirajan |6971 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 04, 2024

Asked by Anonymous - Jun 30, 2024Hindi

Hello sir I have invested in Icici prudemtial mutual funds Canara bank mutual fund Quant direct fund Above three are good for long term?

Ans: It's great to see your proactive approach to investing. You've chosen ICICI Prudential Mutual Funds, Canara Bank Mutual Funds, and Quant Direct Funds. Let's explore if these are good for the long term and how you can secure your financial future.

Your Current Investments
You've invested in:

ICICI Prudential Mutual Funds
Canara Bank Mutual Funds
Quant Direct Funds
Each has its strengths. Let’s dive deeper into how these funds can help you achieve long-term financial goals.

Understanding Your Investment Choices
ICICI Prudential Mutual Funds

ICICI Prudential Mutual Funds is one of India's leading fund houses. They offer various funds catering to different risk appetites and investment horizons. Here are some key benefits:

Expert Management

Experienced fund managers make informed investment decisions.

Diverse Options

They offer equity, debt, and hybrid funds, catering to various investor needs.

Strong Track Record

Many funds have delivered consistent performance over the years.

Canara Bank Mutual Funds

Canara Bank Mutual Funds is a reputed name in the mutual fund industry. Their funds are known for:

Stable Returns

Focus on generating stable returns with a moderate risk profile.

Balanced Approach

Offers balanced funds that invest in both equity and debt instruments.

Trusted Brand

Backed by Canara Bank, ensuring reliability and trust.

Quant Direct Funds

Quant Direct Funds is a newer player but has gained attention for its performance and innovative approach. Key highlights include:

High Performance

Some funds have shown strong performance in short periods.

Innovative Strategies

Uses unique strategies to capture market opportunities.

Focused Approach

Often have a concentrated portfolio, focusing on high-growth potential stocks.

Advantages and Risks
Equity Funds

Equity funds invest in stocks. They have high growth potential but come with higher risk. Suitable for long-term goals.

Debt Funds

Debt funds invest in fixed-income securities like bonds. They offer stable returns with lower risk. Good for conservative investors.

Hybrid Funds

Hybrid funds mix equity and debt, balancing risk and return. Ideal for moderate-risk investors seeking balanced growth.

Importance of Diversification
Why Diversify?

Diversification reduces risk. Investing in various asset classes ensures your portfolio is not overly dependent on one type of investment.

Risk Management

Different assets react differently to market conditions, balancing your portfolio.

Consistent Returns

A diversified portfolio can provide more stable returns over time.

Opportunities

Diversification captures growth opportunities in various sectors and markets.

Evaluating Index Funds and Direct Funds
Index Funds: Disadvantages

Limited Outperformance

Index funds aim to match, not beat, market performance. This limits potential gains.

Market Volatility

They mirror market movements. In downturns, they can suffer significant losses.

Lack of Flexibility

Index funds don’t adjust portfolios based on market conditions.

Benefits of Actively Managed Funds

Actively managed funds strive to outperform the market. They offer:

Professional Management

Fund managers make strategic decisions to optimize returns.

Flexibility

Can adapt to market changes, potentially enhancing returns.

Higher Potential

Aim to beat benchmark indices, providing higher returns.

Direct Funds: Disadvantages

No Advisor Support

Direct funds don’t involve intermediaries. You miss out on expert guidance.

Complex Decisions

Requires more research and understanding to select the right funds.

Limited Assistance

No professional to help with portfolio rebalancing or goal setting.

Benefits of Regular Funds

Expert Guidance

Investing through an MFD with a CFP ensures professional advice.

Convenience

Simplifies the investment process, saving you time and effort.

Ongoing Support

Continuous support for portfolio management and goal tracking.

Power of Compounding
Starting early maximizes compounding benefits. Reinvesting returns accelerates growth, helping your investments multiply over time.

Creating a Balanced Portfolio
Asset Allocation Strategy

Equity Allocation

Continue investing in equity funds for growth. Diversify across large-cap, mid-cap, and small-cap funds.

Debt Allocation

Add debt funds for stability. They reduce overall portfolio risk.

Hybrid Funds

Consider hybrid funds for a balanced risk-return profile.

Regular Review and Rebalancing
Monitoring Investments

Regularly review your portfolio. Market conditions and personal goals change, so adjust your investments accordingly.

Rebalancing Portfolio

Rebalance your portfolio periodically. This ensures your asset allocation aligns with your risk tolerance and goals.

Risk Management
Emergency Fund

Maintain an emergency fund covering 6-12 months of expenses. This protects you from financial setbacks.

Insurance

Ensure adequate health and life insurance. This safeguards your financial security.

Tax Planning
Tax-Efficient Investments

Invest in tax-saving instruments to reduce your tax liability and maximize returns.

Strategic Withdrawals

Plan withdrawals to minimize tax impact. Use tax-advantaged accounts strategically.

Setting Long-Term Goals
Retirement Planning

Aim to build a substantial retirement corpus. Estimate your future expenses and plan accordingly.

Children’s Education

If you plan to have children, start saving for their education early. This can be part of your long-term financial goals.

Estate Planning
Will and Nomination

Prepare a will and ensure nominations are updated. This ensures smooth transfer of assets.

Trusts

Consider setting up trusts if needed. They provide greater control over asset distribution.

Seeking Professional Guidance
Certified Financial Planner (CFP)

Consider working with a CFP. They offer expert advice and help optimize your investment strategy.

Better Fund Selection

CFPs have access to research and insights. They can recommend funds that suit your goals and risk profile.

Final Insights
Your current investments in ICICI Prudential, Canara Bank, and Quant Direct Funds are a solid foundation. However, diversify your portfolio further to enhance returns and reduce risk. Focus on a balanced asset allocation strategy, regular reviews, and rebalancing.

Investing through a Certified Financial Planner ensures expert guidance tailored to your goals. The power of compounding, combined with disciplined investments and strategic planning, will secure your financial future. Start early, stay disciplined, and make informed decisions.

Your future self will thank you for the efforts you put in today.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Money

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Milind Vadjikar |580 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Nov 05, 2024

Question by Pankaj - Nov 05, 2024Hindi

hi, I have ICICI Pru LifeTime Super with 5 L Life Insurance Cover: Taken in year 2012 paid 5 instalments summing Rs. 1 Lac. Current value showing 3.9 lac. Pl advise (1) to keep it or to surrender, (2) how to utilize with max. return

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It is yielding you decent result.

Also based on current income tax rules the maturity proceeds of this policy will be exempt from capital gain tax.

Hence my suggestion would be to hold it till maturity.

Best wishes;

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Dating, Relationships Expert - Answered on Nov 05, 2024

Asked by Anonymous - Sep 15, 2024Hindi

I am 50 years old and got married 15 years ago. I am a very spontaneous sort of a guy and enjoy life, partying etc. I was also very active socially.My wife being the complete opposite put a stop to all that once we got married. She also does not display any affection and has no interest in physical intimacy. She is just concerned with her housework.We also have lot of differences in mental attitude & intellectual abilities. At no stage will we ever seperate, however, I am unhappy with her nature. She has lot of friends, however is always at daggers drawn with in her in laws. We had to stay separately for 6 months, and I tried looking for love else where, however after a couple of months, I realised, that I missed her. I am in a quandary. Despite requesting her to work on our relationship, I get no response. Please advise on how to proceed.

Ans: Dear Anonymous,
I understand you are in a tough spot. But it's nice to see that after all those years of differences, you still have genuine feelings for her. I strongly suggest considering marriage counseling. From your description of your marriage, it seems to be there have been issues from the very beginning of it. It's been too long and now those issues must've become deep-rooted. Seeing a professional can be a game-changer. They can guide you out of this slump more methodically and help you navigate the emotions you are feeling right now. It can also help you understand the reasons for your wife's disinterest and handle it better.

Best Wishes

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Dating, Relationships Expert - Answered on Nov 05, 2024

Asked by Anonymous - Oct 30, 2024Hindi

I have a gf who don't have parents and i want to marry her but my parents are very traditional minded but i love her so much want to give her the best life. Please help me in this situationship

Ans: Dear Anonymous,
I am not sure how your partner not having parents is against your parent's traditional mindset. It isn't a choice she made. If they are concerned about her family background, it would be great if you could arrange a meetup with any close family of your GF with your parents. Take your time and make your parents understand that not having parents can be her misfortune but not her identity, and it does not make any sense to reject someone based on that.

Hope this helps.

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Dating, Relationships Expert - Answered on Nov 05, 2024

Asked by Anonymous - Nov 02, 2024Hindi

Hii, I have an love marriage after 9 years of dating and 6 years, 2 children post marriage, my little one is 11 months old now. My husband has an affair upto chatting to someone in his company, his junior but in different department, when my Lil one was 1 month old, we had in a rough patch then due to child birth and family drama. When I saw it and confronted him, he said he is sorry and won't do it again, we had multiple fights for 3-4 months after then due to same reason, but he mostly listen and consol. It's been a lot of mental torture for me. I love my husband a lot and he is a good person, but sometimes sill I see her msg in his phone asking for small helps or casual msg. She is also married. I am not sure my husband deletes msg or what, I am not able to get over this. Before it, this is was preety much a good relationship. I am highly educated and independent women. I don't want anything form my husband apart from love. What should I do, whenever I tell him I want to just leave and let him have his life, he won't let me somehow. We are having a good physical relationship 2-4 times a week( just to tell where we are). Please help me...I can't overcome that he is making fool of me...

Ans: Dear Anonymous,
I am sorry to hear you are in such a tough spot. I would suggest considering marriage counseling. A professional who can help you both tackle these issues would be helpful in this situation. I understand that it was his mistake and he needs to put the effort to make you trust him again, but since you are still together, you will also have to put in the effort to let it. I know it is difficult and that's where marriage counselor comes in. They can help you navigate these feelings. Moreover, if he is indeed hiding something, therapy can help that come out in the open.

Hope this helps.

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Ravi Mittal |395 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Nov 05, 2024

Asked by Anonymous - Sep 10, 2024Hindi

Hi, Me(M38) and wife(F37) happily married for 12 years and blessed with one daughter. Partner(F28)continuing friendship with a person[M] who had crush on her before marriage considered emotional infidelity? Me(M38) and wife(F37) happily married for 12 years and blessed with one daughter. My wife is having friendship (strictly platonic) with a guy from her 10tlh grade (same class). Before our marriage (she may be doing her college, our relationship just started may be 2 weeks) this guy told her he has genuine interest in her and he want to take the relationship further if she wants, she said she is not interested in a relationship and she got committed, she always saw him as a friend, no other feelings for him and we can be friends if you don't bring any romantic interest again. He never took this talk again ever after and happy to be a friend. They are talking as friends. She got married to me. He also got married. They still do chats once in a month. She introduced me to him and visited his home when we visited his city. He also came to our home once (me and my family was there). She used to update me with chat she had with him and the content they are chatting. I am ok with that When we were talking about our school life and college life 2 years before. She said this guy had crush on her during her college days. I asked her, why did not she tell me this info till now. She said it is not purposely, she does not feel the need to do as the person is not in-appropriate with her and continuing as good friend as promised after she rejected his proposal. I don’t want to create any unnecessary issues as I don’t have any felling or so with him. That time I checked their chats completely, it’s about update about their common friends, their recent travel, their job, meditation courses and the books they read recently. I haven’t seen any flirting or romantic message from either of them. So I am perfectly fine with it and had no problems. I recently came to know about the concept of emotional cheating which is very new to me. Before that cheating to me is only flirting, sexeting and physical sex. I have asked for advice in redddit.com in infedility sub forum about emotional cheating/ emotion affair. There persons are advising like even having friendship with someone who had crush on you is emotional cheating as it is indirectly leading them on you. So with an omission of lie he had crush on her and indirectly leading him on you wife was emotionally cheating on you. This is very much equal to cheating. I do have lots of friends in other gender, but no one had crush on me. Does this count as emotional cheating/affair as she did not mention he had crush on her before marriage? I am little depressed and not able to spend quality time with my wife who is in postpartum depression and take care of our daughter properly as before. Do you guys advise me how to navigate this situation?

Ans: Dear Anonymous,
Are you really going to ruin your happy relationship based on some new term you have learned recently? Emotional cheating and many more terms of the kind will come and go, what truly matters is the truth. She is merely friends with this guy and for your peace of mind, you have even checked their conversations- what part of it looks like cheating to you? If tomorrow, some random person projecting their own insecurities claims that a man speaking to a woman is some "new form" of cheating, would you start believing that? My point is that these are just random opinions of some people- it isn't the ultimate truth. The entire context matters. This man had a crush on your wife, she rejected it, and now they are just friends. I find absolutely no misconduct or infidelity in this. The fact that none of your friends had a crush on you does not factor in at all. Moreover, your wife is in postpartum depression- that should be your biggest concern but here you are, giving more importance to the random 2 AM thoughts of some people you don't even know. Please rethink if you are being fair to your wife- the mother of your child.

Best Wishes

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Ravi Mittal |395 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Nov 05, 2024

Asked by Anonymous - Oct 26, 2024Hindi

I (30M) am looking for Arranged Marriage Prospects. My Family has found a Prospect (27F) who seems like a Good Match, she's Well Educated, Earning Well & from the same Community. I haven't yet met her in Person, but connected with her on Social Media Platforms & interacting regularly. Recently, I scrolled through her Instagram Profile (It's a Public Profile). She seems to be a very Sociable Person, she has shared many Photos of herself, Partying/Travelling along with her Friends. My Problem is that she seems to like Wearing Clothes which are Revealing. She has shared many Photos/Videos, in which she's skimpily dressed (including some Bikini Photos at Beach/Swimming Pool). She also has a Pierced Navel Ring & Tattoos on some Private Parts like Chest, Hips, Thighs & Lower Back, which she flaunts proudly on Social Media. Though, I am not Judging her Character, based on her Choice of Clothing, but seeing all these made me a little Uncomfortable, as I am a very Modest & Simple Person myself. I have not discussed this issue with my Parents, as they have a very good opinion about her (which I don't want to Ruin). But I've discussed with some of my closest Friends (of both Genders) & some of them have Chided me for being so Judgemental. They suggested me to meet her atleast once in person, to understand what's her Character/Personality like. Shall I give it a try or Reject her Politely at this stage itself, without wasting any more Time (either her or mine)? Or am I being too Superficial to Judge a Woman, just based on her Social Media Profile, without even meeting her once, personally (This is what some of my closest Female Friends opined)? Please suggest me how to proceed with this Prospect in Arranged Marriage.

Ans: Dear Anonymous,
I know it might come off as you being judgmental of her choice of dressing, but you have a right to form an opinion in your mind, especially since in your case, you might be marrying the person. As long as you are not making up your mind about her based on her dressing, forcing her to dress the way she wants, or thrusting your opinion on her, it's alright. It's human nature to be a bit jerked by the choices others make that we won't make ourselves. Having said that, I believe meeting her once in person can be good for you; you might have a new perspective- both about her and on life. But no one can force you to do either. My suggestion is that do what you think is right- if you are sure you will reject this alliance based on her choice of clothes, even if she is the nicest person on the face of the earth, meeting up might be a waste of time. But if you think you are open to changing your mind, go for it.

I would also like for you to remember one important point if things work out between the two of you- do not try to push your opinions on dressing and change the way she is after getting married. That would not be fair. In case, you start hoping that she will change and fit YOUR mold of the perfect woman, I would strongly suggest keeping that thought in check.

Best Wishes.

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Radheshyam Zanwar |1026 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 05, 2024

Question by Tanya - Nov 03, 2024Hindi

Hello sir I cleared neet ug in my 3rd drop ...should it cause problem in my neet PG preparation...will I be able to clear neet PG in first attempt???

Ans: Hello Tanya
No. It will not cause any problems in your NEET (PG) preparation.
If you study hard and have full confidence in your preparation, it is possible to clear NEET (PG) in 1st attempt.

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Prof Suvasish Mukhopadhyay |7 Answers |Ask -Follow

Career Counsellor - Answered on Nov 05, 2024

Asked by Anonymous - Sep 08, 2024Hindi

Sir, prof rajender singh ( rajju bhaiyya) University formally known as allahabad State University has launched first time M-tech (dual degree) in AI and data science. Is it worth to take admission

Ans: Since it is the first year we don't have any feedback. So I would advise you to wait for at least one year. By the time if you get chance in some other universities it will be fine. I am always there to help you. Best of luck. Prof. Mukhopadhyay

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Prof Suvasish Mukhopadhyay |7 Answers |Ask -Follow

Career Counsellor - Answered on Nov 05, 2024

Asked by Anonymous - Oct 14, 2024Hindi

Hello! Sir! How it would be having Masters in Computer Science from Wichita State University Kansas,USA.I am asking job point of view and its value also in US. Thanks!

Ans: Wichita State University Kansas, USA is a reputed university. I suggest you to join the university and after second semester and before the third semester you will get a gap of three months. Many students come to India by being homesick. Never do that. Spend that three months as an intern in some good companies like APPLE/Google/Facebook/Amazon/Microsoft/Intel etc. etc. That internship will pay you a lot and as an intern if you do well the same company will absorb you. Once you are in US don't think of job. Ample opportunity is there. Only hard work coupled with correct decision must be there. Mind that- Decision makers a man. Lesser the wrong decisions bigger is the success, rest you leave it to me. I will be always there to show you the correct path. From Washington to Vermont & from California to Florida all are at my finger tips. I am a global counselor. With best wishes. Prof. Mukhopadhyay

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Question by K - Sep 15, 2024Hindi

Namaste my daughter studying in 4th year btech biotechnology, for pg which country is suggested,is there any hope in to study cyber security, food and nutrition courses or else pl guide me once

Ans: Namaskar. The best country for the girl is Germany. The education is totally free and it is relatively near than USA. From Biotechnology to Cyber Security seems like jumping from GILAB JAMUN to SAMOSA!!! Is it not. Before going for a course of four years students and family members don't even think for four hours. Food and Nutrition is not bad. But since she is pursuing B.Tech in Biotechnology she should do M.Tech/MS in a more specialized course of Biotechnology. What is specialization? To know more and more about less and less. So let her try for MS from Germany and always motivate her. I am always there to help her for 24 X7 and certainly she will succeed. But let her devote a complete day to think about the subject which she loves most and she must do MS in that subject only. Relatives and friends must not impose their choice on her. It is her life, let her choose her subject.

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See more questions »

Fund name	Catgory	Star Rating
Khuzema Shuja
Reliance Vision Fund - RETAIL PLAN GROWTH PLAN	Equity - Large & Mid Cap Fund	2
Reliance+Tax+Saver+Fund+-+Growth+-+Regular+Plan	Equity - ELSS	1
Reliance-focused-equity-fund---regular-plan	Equity - Focused Funds:	2
Axis Long Term Equity Fund - Growth - Equity - ELSS	Equity - ELSS	5
Birla Sun Life Tax Relief 96 - Growth - Equity - ELSS	Equity - ELSS	4
SBI Magnum Equity Fund - Growth - Equity - Diversified	Equity - Thematic Funds: - Other	4
SBI Blue Chip Fund - Regular Plan - Growth	Equity - Large Cap Funds:	3
SBI Magnum Tax Gain Scheme 93 - Dividend - Equity -	Equity - ELSS	2
ICICI Prudential Value Discovery Fund - Regular Plan - Growth - Equity -	Equity - Value Funds:	2
HDFC Top 200 Fund - Equity - Diversified HDFC	Equity - Large Cap Funds:	3
Kotak Midcap Fund - Regular Plan - Growth - Equity - Diversified	Equity - Mid Cap Funds:	3
Dsp-blackrock-top-100-equity-fund---regular-plan	Equity - Large Cap Funds:	4
sundaram-rural-india-fund---regular-plan	Equity - Thematic Funds: - Other	4