I have invested the following mutual funds in the year 2015. Would like to have your opinion whether I can still continue in the scheme or shift to some other scheme? Also would like to know the reason for the same. 

Name of the Fund	Category	RankMF Star Rating
Aditya Birla Sun Life Focused Equity Fund (G) (29)	Equity - Focused Fund	4
Aditya Birla Sun Life Pure Value Fund (G)	Equity - Value Fund	2
DSP Natural Resources and New Energy Fund - Regular Plan (G) (29)	Equity - Sectoral Fund - Energy & Power	4
DSP Small Cap Fund - Regular Plan (G)	Equity - Small cap Fund	2
HDFC Mid-Cap Opportunities Fund (G) (56)	Equity - Midcap Fund	3
IDFC Multi Cap Fund - Regular Plan (G) (26)	Equity - Multi Cap Fund	4
Invesco India Multicap Fund (G) (26)	Equity - Multi Cap Fund	3
L&T Emerging Businesses Fund - Regular Plan (G) (19)	Equity - Small cap Fund	2
L&T India Hybrid Equity Fund (G)	Hybrid - Aggressive Hybrid Funds:	5
L&T India Value Fund (G) (28)	Equity - Value Fund	3
SBI Blue Chip Fund (G) (30)	Equity - Large Cap Fund	3
SBI Magnum Multicap Fund - Regular Plan (G)	Equity - Multi Cap Fund	4
Sundaram Equity Fund - Regular Plan (G)	Equity - Multi Cap Fund	4
Sundaram Midcap Fund - Regular Plan (G)	Equity - Midcap Fund	3
Sundaram Rural and Consumption Fund (G)	Equity - Thematic Fund - Other	4
Sundaram Services Fund - Regular Plan (G)	Equity - Sectoral Fund - Service Industry	4
Sundaram Small Cap Fund - Regular Plan (G) (29)	Equity - Small cap Fund	2
Sundaram Value Fund - Series VII - Regular Plan (G)	Close ended	-

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Hello Anu Mam, I have a friend who has been married for 10 years and with 2 kids one 8 yr old daughter and a two year old son. His wife whom he loved and trusted so much had cheated on him with one of her friends for almost 3 years which he came to know about last year. Though he could not digest that and thought of divorcing her but thinking about his children's future he changed his mind and told her to end all communication with him in order to save this marriage .She too had agreed . He hadn't told about this to anyone except me including her parents whom he respected a lot and hence didn't want to hurt them ... But after 3 months he came to know that she was still in contact with her friend using another phone without his knowledge and her affair also had not stopped . This time he couldn't tolerate and told this to her parents and told them that he would be filing for divorce. Her parents literally begged with him not to do so and requested him to give one last chance as they would mend her this time . He told them that even after giving her a chance to mend herself she has cheated again and broken his trust and that he couldn't live with her without trust . So he had decided to move on but his wife and her mother threatened him that they will have no other choice but to commit suicide if he doesnt forgive his wife. He was also worried about his children's future without their mother .. Based on some elders and friends (including mine )advice he gave her one last chance but on condition that there should not be any communication with her affair partner in future and if he comes to know about them being in any kind of contact he would be filing for divorce . His wife and her parents agreed to this and he took her back though not wholeheartedly but due to circumstances. Though they lived under one roof they did not live a harmonious life and lived like strangers and there used to be quarrels very frequently between them . This sometimes had gone physical and on many occasions his wife had threatened him with suicide... And in March this year he came to know that she was in contact with her affair partner secretly using another phone. When confronted she told they were just talking and nothing else...Though there may not be any physical contact this time my friend is very upset and adamant that he wouldn't live with her and want a mutual divorce ...His wife is not agreeing for it and threatening that she would write his name and end her life if he goes for a contested divorce. My friend is too worried about the legal complications if such a thing happens . He is also concerned about his kids especially his daughters future if he goes for a contested divorce based on adultery , the impact it would have on his daughter s future ..He doesn't want to spoil his daughters future ..At the same time he says he cannot imagine living with his wife again after being cheated on twice... Kindly advice what should I advise him ...