As income upto 12 lacs is tax free this year, can I issue form 15G / 15 H to banks for FD interest and companies for dividends, even if my total income is approx. 7 lacs, above basic exemption limit?

Ans: Divya Madam, Chitkara University’s B.Tech in AI & Future Technologies is NBA-accredited with NAAC A+ status, delivered by PhD-qualified faculty, and features dedicated AI, Blockchain, Cloud, and Cybersecurity labs. Its Solan campus achieved nearly 100% placements over the last three years, engaging 670+ recruiters and offering deep industry internships. NMIMS Chandigarh’s B.Tech CSE & Data Science (120 seats) is UGC-recognized with NAAC A+ accreditation, modern computing and analytics labs, and industry-experienced faculty; being a new campus, final placement data is pending, though it benefits from NMIMS’s strong recruiter network. Scaler School of Technology’s four-year CS & AI program provides 1:1 mentorship by industry experts, immersive project-based learning tied to BITS and IIT degrees, and guarantees 100% placement assistance with top tech firms. Newton School of Technology’s B.Tech in CSE & AI offers specialized data-science labs and paid internships from year two, but as a nascent institute records only 40–60% final placement conversions due to its evolving infrastructure and recruiter base.

Recommendation:
For robust placement consistency, proven infrastructure, and extensive recruiter engagement, choose Chitkara University AI & Future Tech. If brand affiliation and modern analytics labs are priorities and you’re comfortable awaiting initial placement data, consider NMIMS Chandigarh CSE & Data Science. Opt for Scaler School of Technology for guaranteed placement support and industry mentorship, and for early paid internships with a growing recruiter pool, select Newton School of Technology. All the BEST for the Admission & a Prosperous Future!

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