Some sites say Form 15H is allowed if the income is below the basic exemption limit (Rs. 4L), while others say it's permitted if the tax liability is nil. Parents ve opt for new tax regime, and their income is greater than Rs. 4L and less than Rs. 12L. Can they submit Form 15H to the bank?

Ans: With an EWS category rank of 2436 in JEE Advanced 2025, your son has realistic chances of securing admission in several IITs, particularly in the newer campuses and core engineering branches rather than Computer Science Engineering. JEE Advanced 2025 cutoff for EWS category was set at 18.50% aggregate marks, significantly lower than the general category requirement of 20.56%. This reduced threshold reflects the 10% EWS reservation that provides competitive advantage over general category candidates.

Among the accessible options, IIT (ISM) Dhanbad offers strong prospects with EWS closing ranks of 528 for CSE, 1121 for Electrical Engineering, 1462 for Mechanical Engineering, 1674 for Chemical Engineering, and 1950 for Civil Engineering in 2024. Newer IITs including IIT Bhilai (EWS closing ranks: 1009-1201 for Data Science & AI), IIT Palakkad, IIT Tirupati (EWS closing rank 727 for CSE), IIT Jammu, IIT Goa, IIT Mandi, and IIT Ropar present viable alternatives with EWS cutoffs generally falling between 800-2500 across various engineering disciplines. These institutes offer core branches including Electrical, Mechanical, Civil, Chemical, and Materials Engineering within the EWS rank range of 2436. Previous year data indicates that candidates with ranks around 2000-2500 in EWS category typically secure admission to newer IITs and less competitive branches in established IITs, with the 2024 EWS last round rank extending to 25,524 overall.

Recommendation: Target IIT (ISM) Dhanbad for Mechanical, Chemical, or Civil Engineering, and consider newer IITs like Bhilai, Palakkad, Tirupati, Jammu, and Goa for core engineering branches. Participate actively in all JoSAA counselling rounds as EWS cutoffs may fluctuate, and ensure preference filling includes multiple IITs and branches to maximize admission chances within the competitive EWS quota system. All the BEST for the Admission & a Prosperous Future!

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Ans: Roopa, With an SC category rank of 5,568 in IAT 2025, there is no realistic chance of admission to any IISER. The closing SC ranks for even the newest or least competitive IISERs (such as Berhampur, Tirupati, Thiruvananthapuram) have consistently remained below 750 in all recent rounds, with top IISERs like Pune, Kolkata, and Bhopal closing between ranks 266 and 600 for SC candidates. The expected cutoff marks for SC in 2025 are 65–75, but the seat matrix and high competition ensure that all SC seats are filled by candidates with much lower ranks than 5,568. No official or trend data supports SC admissions at or beyond this rank, even in spot or withdrawal rounds.

Recommendation: With an SC rank of 5,568 in IAT, IISER admission is not possible; focus on alternative science or engineering colleges, state universities, or private institutes for your academic future. All the BEST for the Admission & a Prosperous Future!

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Ans: Surely he will get some IIT. With a JEE Advanced rank of 16,557, a male candidate in the general category may find it challenging to get into the top IITs, but could potentially secure admission to newer IITs or some less popular branches in older IITs.

Ans: Go for cse ai and ml in quantity university Roorkee.

Ans: He may miss the top notch colleges, but there is no harm in trying. But I would recommend take the admission in VIT Bhopal and if he gets the top notch college through MHCET then leave VIT Bhopal and join, only you will lose some money, what VIT Bhopal will deduct.

Ans: Tell me first whether you want to be a doctor or Engineer, before I give you my counselling.

Ans: Drop is not at all a good option, he will be depressed. Send him to KIIT. Once the course starts he will adjust.

Ans: These are highly specialized branches and placements are limited.

Ans: Send him to GFTI and state govt. colleges and be strict with him. Abhi seee control nahi kiya toh haat ka bahar jayega.