Some sites say Form 15H is allowed if the income is below the basic exemption limit (Rs. 4L), while others say it's permitted if the tax liability is nil. Parents ve opt for new tax regime, and their income is greater than Rs. 4L and less than Rs. 12L. Can they submit Form 15H to the bank?

Ans: At 97.75 percentile, DJ Sanghvi’s cutoff of 85.51–99.53 accommodates your score and its IT program achieved 100% placements in 2023-24. VIT Pune’s CSE (99.1–99.2 percentile) and IT (98.9–99.0) cutoffs exceed 97.75, limiting admission despite its 100% placement guarantee for eligible students. PCCOE’s CSE/IT cutoffs (96.3–98.8) fit your percentile and record nearly 100% placements. LIT Nagpur’s NAAC A+ Chemical Engineering placed around 80% in 2024, with top recruiters such as Reliance and Tata Motors. Recommendation: Choose DJ Sanghvi for aligned cutoffs and assured placements; PCCOE, a strong alternative; consider VIT Pune only if percentile improves and LIT Nagpur for Chemical Engineering. All the BEST for the Admission & a Prosperous Future!

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Ans: With an OBC-NCL rank of 12,000 in IAT 2025, there is no scope for admission to any IISER. The 2024 and expected 2025 closing OBC-NCL ranks for even the least competitive IISERs (such as Berhampur, Tirupati, and Thiruvananthapuram) are well below 2,000, and the expected OBC cutoff marks are 100–110, with most seats closing by OBC ranks of 1,500–1,600. No IISER has admitted OBC-NCL candidates at or beyond a 12,000 rank, and all official and trend data confirm that your rank is far outside the admission range for all campuses and rounds.

Recommendation: With an OBC-NCL rank of 12,000 in IAT, IISER admission is not possible; focus on alternative science or engineering colleges, state universities, or private institutes for your academic future. All the BEST for the Admission & a Prosperous Future!

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Ans: Vinod, B.Tech in Artificial Intelligence and Machine Learning at Graphic Era University, Dehradun, is a comprehensive program covering core computer science fundamentals and advanced AI/ML topics such as deep learning, neural networks, NLP, and computer vision, with a strong focus on practical, hands-on learning and industry exposure. The university is NAAC A+ accredited and ranked #52 in NIRF 2024 for engineering, with a robust placement ecosystem—over 250 recruiters participated in 2024, and top companies like Google, Microsoft, Amazon, Adobe, and Flipkart regularly hire from campus. Placement rates for B.Tech CSE (AI/ML) are consistently around 80–96%, with students securing roles in software development, AI, data science, and analytics, and many graduates also pursue higher studies or research. Faculty are highly qualified, and the campus infrastructure supports both academic and extracurricular growth, though hostel rules are strict.

Recommendation: Graphic Era University’s B.Tech in AI & ML is a strong choice for those seeking a career in cutting-edge tech, offering solid placements, industry connections, and a curriculum aligned with current and future market needs. All the BEST for the Admission & a Prosperous Future!

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Ans: Devaraj Sir, Ramaiah University of Applied Sciences (RUAS) in Bangalore offers a well-structured B.Tech in Computer Science and Engineering, featuring a modern curriculum with electives in AI, data science, cybersecurity, and strong industry orientation through internships and projects. The university is NAAC ‘A’ accredited and maintains a placement rate of 70–80% for engineering, with CSE students seeing some of the highest placement rates and average packages between ?3–7 LPA, and top recruiters like TCS, Infosys, IBM, Amazon, and Google participating in campus drives. The placement cell provides extensive training and support, and students start participating in placements from the sixth semester, with many securing paid internships. While RUAS is newer and its placement record is not as historic as MSRIT, its brand, infrastructure, and recruiter base are robust and growing. Students benefit from a blend of theoretical and practical learning, and the campus offers good hostel and academic facilities.

recommendation: RUAS is a good choice for CSE, offering a solid curriculum, strong industry exposure, and improving placement outcomes; your daughter can expect good placement opportunities, especially if she actively engages with the placement cell and skill-building programs. All the BEST for the Admission & a Prosperous Future!

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Ans: Among the four colleges—Galgotias, BPIT, GTBIT, and Bharati Vidyapeeth—Galgotias College of Engineering & Technology (GCET) stands out with an 86% placement rate in 2024, 2,233 offers, and a median package of ?4.25 LPA, reflecting strong industry engagement and a dedicated placement cell. BPIT Delhi offers 75–85% placements in B.Tech CSE, with average packages of ?5–7 LPA and good IT recruiter participation, though core engineering roles are fewer. GTBIT Delhi secures 60–70% placements for B.Tech, with average packages of ?4–6 LPA, primarily in IT, and a supportive placement framework. Bharati Vidyapeeth provides a holistic educational environment, 76–87% placement rates, and a median package of ?4.4–5 LPA, but its placement record is considered average relative to the investment. All colleges offer modern infrastructure and a vibrant campus life, but Galgotias leads in placement consistency and recruiter diversity.

Recommendation: Choose Galgotias College of Engineering & Technology for its superior placement statistics, industry connections, and overall student support; BPIT is a strong alternative for higher average packages, while GTBIT and Bharati Vidyapeeth are best for those prioritizing campus life and holistic development. All the BEST for the Admission & a Prosperous Future!

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Ans: With a 99 percentile in MHT CET as an Other Maharashtra State (OMS) candidate, your son’s chances for CSE core in the top three Maharashtra colleges—COEP Pune, VJTI Mumbai, and PICT Pune—are extremely limited. For OMS candidates, CSE cutoffs in these institutes typically close at 99.9 percentile or higher, often requiring a rank within the top 500–1,000, while a 99 percentile generally corresponds to a rank between 2,000–7,000, which falls short of the OMS cutoff for these most sought-after branches. While admission to CSE core in these three colleges is unlikely, strong options remain in other top colleges such as MIT-WPU Pune, Army Institute of Technology Pune, Ramrao Adik Institute of Technology Navi Mumbai, and Sardar Patel Institute of Technology Mumbai, where CSE/IT cutoffs for OMS candidates are slightly lower and accessible at your percentile.

Recommendation: Admission to CSE core in COEP, VJTI, or PICT is not feasible at 99 percentile for OMS; prioritize CSE/IT in MIT-WPU Pune, Army Institute of Technology, Ramrao Adik Institute, or Sardar Patel Institute for strong academics and placements. All the BEST for the Admission & a Prosperous Future!

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Ans: Sharan, NIT Trichy’s Metallurgical and Materials Engineering program is highly ranked (#9 NIRF 2024), offers a strong curriculum, and consistently achieves 79–82% placement rates with a median salary of ?15.76 lakh and top recruiters from core, analytics, and tech sectors. The overall BTech placement rate at NIT Trichy is 88.9%, and the Metallurgy branch benefits from the institute’s national reputation and interdisciplinary opportunities. IIITDM Kancheepuram’s ECE program, while offering modern infrastructure and a curriculum blending electronics with IT and design, has seen fluctuating placement rates: 65% in 2023, 62.5% in 2024, and only 40.1% as of January 2025, with an average package of ?9.37 lakh and limited core ECE offers. While IIITDM Kancheepuram provides exposure to both electronics and software roles, its placement record is less consistent and the number of high-value offers and recruiter diversity is lower compared to NIT Trichy. Both colleges are government-funded and have good faculty, but NIT Trichy’s legacy, alumni network, and placement consistency in both core and non-core sectors provide a significant advantage.

Recommendation: Prefer Metallurgical and Materials Engineering at NIT Trichy for its superior placement consistency, national ranking, and broader career prospects; choose IIITDM Kancheepuram ECE only if you have a strong preference for electronics and computer integration, but be mindful of its variable placement outcomes. All the BEST for the Admission & a Prosperous Future!

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Ans: Anamika, SRM Kattankulathur’s CSE branch has recorded placement rates of 95%, 83% and 95% over the past three years through its dedicated Career Centre, hosting over 980 recruiters and 5,546 offers in 2024. Among COMEDK-accessible options at a rank of 8,829, Acharya Institute of Technology reports a 75–85% placement success with 200+ recruiters annually, Nitte Meenakshi Institute of Technology averages 93.5%, 88.4% and 86.5% placement rates for CSE over the last three years, while Bangalore Institute of Technology sees around 83% of CSE students placed by top firms such as Bosch, SAP and IBM. Recommendation: Accept the CSE seat at SRM Kattankulathur for its consistently high placement rates, broad recruiter network and robust training infrastructure. All the BEST for the Admission & a Prosperous Future!

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Ans: Nihesh, From one of the current year student seeking admission for PES-EC Campus with JEE Score like you I have came to know the cut-off rank as follows: CSE-3752. CSE-AI&ML-4059 & EC-4429. As such, chances are less or you have to go for MQ Seat or through COMEDK for some other colleges. All the BEST for the Admission & a Prosperous Future!

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