Some sites say Form 15H is allowed if the income is below the basic exemption limit (Rs. 4L), while others say it's permitted if the tax liability is nil. Parents ve opt for new tax regime, and their income is greater than Rs. 4L and less than Rs. 12L. Can they submit Form 15H to the bank?

Ans: With 66% in your 12th boards and 61 percentile in JEE Main, you are not eligible for CSE in NITs, IIITs, or GFTIs, as these require higher percentiles and at least 75% in boards for General/OBC candidates. However, you can still pursue CSE in many private engineering colleges such as SRM, VIT (via their own entrance), Amity, LPU, and others that accept lower scores. Additionally, explore state counseling processes, as some state colleges have more flexible cutoffs. If you are open to other branches, more options will be available in private or state colleges. All the best for your admission and a bright future!

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Ans: SRM Kattankulathur

Amrita Coimbatore

Manipal Jaipur

VIT Bhopal

Ans: NITs with lower cutoff:

NIT Nagaland, NIT Meghalaya, NIT Arunachal Pradesh (ECE/EEE/other branches)

These NITs usually have lower cutoffs, mostly outside home state reservation.

IIITs with moderate cutoff:

IIIT Hyderabad is tough for this rank but IIIT Nagpur, IIIT Surat, IIIT Ranchi, IIIT Kota could be options in some branches except core CSE.

Other Government or reputed colleges:

DTU (Delhi Technological University) ECE or Electrical branches may be possible through state quota or other means, but CSE will be tough.

NSIT, IGDTUW (if eligible through state quotas)

Ans: Participate in JoSAA + CSAB with all eligible choices.

Apply to state counselling with your category and girl quota.

Keep private universities as backups, especially ones with good CS faculty and flexible electives.

Ans: With a 97th percentile in JEE Main but only 59.6% in CBSE Class 12 (PCB) and an RT (compartment) in Chemistry, you are currently not eligible for admission to NITs, IIITs, GFTIs, or IITs. Both JEE Advanced and JoSAA counseling require candidates to have passed Class 12 with at least 75% (General/OBC) or be in the top 20 percentile, and to have cleared all subjects. Your immediate priority should be to clear your Chemistry compartment exam and obtain a valid Class 12 pass certificate. If you can improve your aggregate or reach the top 20 percentile after the compartment or improvement exams, you may become eligible for JEE Main and Advanced admissions next year. Meanwhile, consider private universities or state-level counseling with more flexible eligibility criteria. Focus on clearing your compartment and improving your scores to keep your engineering admission options open. All the best for your admission and a bright future!

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Ans: VIT Bhopal

Ans: For Mechanical Engineering in Andhra Pradesh, outside of IITs, NITs, and IIITs, Velagapudi Ramakrishna Siddhartha Engineering College (VRSEC) and Andhra University College of Engineering (AU College of Engineering) are good options. VRSEC is known for its good placement record, and AU College of Engineering also offers a strong Mechanical Engineering program. Other colleges with good Mechanical Engineering programs in AP include Vignan's Foundation for Science, Technology and Research (VFSTR), Sri Venkateswara University College of Engineering (SVUCE), and KL University (KLU).

Ans: Prefer: VIT Vellore (if offered) for the 5-year Integrated M.Tech — especially if the specialization aligns with current tech trends (e.g., AI, Data Science, Embedded Systems).

Why?

Better brand and reputation than SRM.

Long-term academic value with a Master’s degree included.

Stronger peer group and placement ecosystem.

Ans: NIET Noida – B.Tech CSE (Core)

IMS Ghaziabad – B.Tech CSE (AI-ML)