I have the following income sources:

1. House rent
2. LTCG
3. STCG
4. Bank interest
5. Small share jobbing income (less than Rs 2,000)
6. Small income from private tuitions (approximately Rs 50,000)

Which ITR should be used for filing return for AY 2021-22?

Note: I was employed till March 2020 and hence was filing regular returns using an ITR-2.

Ans: Yes, the I-Pill (emergency contraceptive pill) can cause a delay in periods as a side effect. The high dose of hormones in the pill can disrupt the menstrual cycle, leading to irregular bleeding or delayed menstruation.
But it's important to do pregnancy test and meet your gynae if still no periods

Ans: For a husband at 41 and wife at 36 considering a second pregnancy, concerns about age and finances are valid. While both are still fertile, the husband's age may slightly increase the risk of chromosomal abnormalities in the baby, while the wife's age increases the risk of pregnancy-related complications and chromosomal conditions in the baby. Finances should be carefully considered, as raising a child can be expensive, especially when factoring in potential medical costs and childcare.
Yes, but advance in medical science we can always rule out any congenital problems in the baby by series of sonographies and blood test done at every trimester and appropriate intervention can be done.
If you are surely planning to have one more child in future, then it's advisable to go ahead with present pregnancy since its natural conception.
Kindly reconsider

Ans: For a husband at 41 and wife at 36 considering a second pregnancy, concerns about age and finances are valid. While both are still fertile, the husband's age may slightly increase the risk of chromosomal abnormalities in the baby, while the wife's age increases the risk of pregnancy-related complications and chromosomal conditions in the baby. Finances should be carefully considered, as raising a child can be expensive, especially when factoring in potential medical costs and childcare.
Yes, but advance in medical science we can always rule out any congenital problems in the baby by series of sonographies and blood test done at every trimester and appropriate intervention can be done.
If you are surely planning to have one more child in future, then it's advisable to go ahead with present pregnancy since its natural conception.
Kindly reconsider

Ans: 40-year-old woman with anemia who has had multiple blood transfusions, is taking iron supplements, and has undergone tests with normal results, may have an underlying medical condition causing her anemia. The weight loss observed could be related to the anemia itself, or it could be a separate issue unrelated to the anemia. Further investigation to identify the cause of the persistent anemia and the weight loss is needed.
Possible reasons for persistent anemia:
Iron Absorption Issues:
Despite taking iron supplements, the woman may not be able to absorb iron properly due to conditions like celiac disease, inflammatory bowel disease, or prior surgery.
Bleeding Source:
A hidden source of bleeding, such as a polyp, ulcer, or other gastrointestinal issue, could be causing the blood loss that needs to be addressed.
Chronic Disease:
Anemia of chronic disease can occur due to conditions like kidney disease, heart failure, or inflammatory conditions, and the treatment focuses on managing the underlying disease.
Other Types of Anemia:
Conditions like aplastic anemia (where the bone marrow doesn't produce enough red blood cells) or hemolytic anemia (where red blood cells are destroyed prematurely) may also need different approaches.
Incorrect Iron Supplement:
The iron supplement being taken may not be the most effective type, or the dosage may be too low, preventing the anemia from being fully resolved.
Reasons for weight loss:
Anemia's Effects:
Underlying Medical Condition:
The woman's weight loss may be related to an underlying medical condition not related to the anemia, such as hyperthyroidism, cancer, or an eating disorder.
Iron Supplement Side Effects:
Some iron supplements can cause digestive issues like constipation or stomach cramps, potentially leading to changes in appetite and weight.

Ans: Lumbar canal stenosis can cause pressure on the nerves, leading to weakness in the legs and difficulty while walking. Yoga can help, but it must be done very gently and carefully to avoid any strain on your spine.

Helpful Yoga Asanas for Lumbar Canal Stenosis
?? Tadasana (Mountain Pose) – Improves posture and strengthens the spine.
?? Setu Bandhasana (Bridge Pose) – Strengthens the lower back with support.
?? Supta Padangusthasana (Reclining Hand to Big Toe Pose) – Stretches the legs without putting pressure on the spine.
?? Makarasana (Crocodile Pose) – Relaxes the lower back and reduces tension.
?? Bhujangasana (Cobra Pose, very gentle) – Helps open up the spine if done lightly.

Important Points
Always keep movements slow and controlled.

Avoid deep forward bends and sudden twists.

Support your lower back with cushions if needed.

Focus on breathing deeply during every pose.

Learn Under a Yoga Coach
Since your condition is delicate, it is very important to practice under a trained yoga coach. A coach will help you modify the asanas safely and gradually build strength and mobility.

Take care of your spine with patience and care.

R. Pushpa, M.Sc (Yoga)
Online Yoga & Meditation Coach
Radiant YogaVibes
https://www.instagram.com/pushpa_radiantyogavibes/

Ans: I'm happy to see your interest in yoga even during your busy work life. Working in an IT company often means long sitting hours, which can cause stress and stiffness. The good news is, you can easily practice chair yoga and pranayama at your desk to stay fresh and energetic.

Simple Pranayamas You Can Do on a Chair:
?? Anulom Vilom (Alternate Nostril Breathing) – Helps you relax and focus.
?? Bhramari Pranayama (Humming Bee Breath) – Reduces mental tiredness and calms the mind.
?? Deep Belly Breathing – Sit straight, place your hands on your belly, and take slow deep breaths to release tension.
?? Sitali Pranayama (Cooling Breath) – Very helpful to refresh yourself during work breaks.
?? Ujjayi Breathing (Victorious Breath) – Boosts energy and improves focus.

How to Do It:
Sit tall on your chair with your feet flat on the ground.

Keep your back straight but relaxed.

Close your eyes gently and start breathing deeply with awareness.

Practice for 5-10 minutes whenever you feel stressed or tired.

Important Tip:
It is always best to learn proper breathing techniques from a trained yoga coach first. This ensures you do them correctly and get full benefits without strain.

Stay calm, stay strong.

R. Pushpa, M.Sc (Yoga)
Online Yoga & Meditation Coach
Radiant YogaVibes
https://www.instagram.com/pushpa_radiantyogavibes/

Ans: Hello Piyush.
Not possible to predict the required JEE percentile as it varies year by year. But with the mentioned percentile, you have bright chances to get admission to NFSE (National Fire Service College), Nagpur. It's advisable to participate actively in the JoSAA counselling process, as cutoffs can vary annually based on competition and seat availability.
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Radheshyam

Ans: Hello Pooja.
You are eligible to appear for JEE (Adv) 2025 and 2026.
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Radheshyam

Ans: Hello Santosh.
It's advisable to participate in the UPTAC counseling process and consider other reputable engineering institutes, as it would be difficult to get to the branch you mentioned. You may have better chances for admission in other branches with higher closing ranks, such as Civil, Mechanical, or Chemical Engineering.
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Radheshyam