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Ulhas

Ulhas Joshi  |255 Answers  |Ask -

Mutual Fund Expert - Answered on Sep 04, 2023

With over 16 years of experience in the mutual fund industry, Ulhas Joshi has helped numerous clients choose the right funds and create wealth.
Prior to joining RankMF as CEO, he was vice president (sales) at IDBI Asset Management Ltd.
Joshi holds an MBA in marketing from Barkatullah University, Bhopal.... more
Asked by Anonymous - Aug 22, 2023Hindi
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Hello Ulhas. I want to invest Lumsum amount of Rs 25000 / Month on only New Fund( High Risk/ Equity) . Please advice should I continue with this strategy

Ans: Hello and thanks for writing to me. Please state your objectives and other relevant details like age, risk appetite and goals for me to give you some recommendation.

Generally, you can consider investing in NFO's where you think the fund investing philosophy is aligned with your ideas of wealth creation and the fund matches your risk appetite and investment horizon.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Hello This is Mr kumar S/o Smt Rani, I need advise for My mother, she get angry often, she don't speak out with us openly what is going in her mind but she burst out once in a week or somtimes after two weeks, one thing that i know is that she is obsessed with child from me and my wife, one day She burst on my mother-in-law for us not having child. She is very obsessed with kitchen as well if my grandmother try to cook something in the kitchen she will come in between and start verbal fight with her sometimes they both get physical as well, If i say that lets go to doctor she denies. She says she is alright, she just need love. She is very competitive with my siblings, she says she want child before my cousin. Me and my wife are not ready for that yet can you suggest some solution. Should we take some doctors
Ans: Dear Anonymous,
The choice of when you want to have a child must be left to you and your wife. The rest of the parade can have their own dreams around it, drama around it and add characters to that drama as well.
You choose if wish to be part of that drama or not...If NO< then IGNORE what's happening...And wll, your mother's temper tantrums can also be hers alone...It's like you ignore a child for throwing a tantrum in public, after a few times, the child learns that it has no effect on the parent!
Do the same with your mother...Her anger is only her way of complaining about something that she is unhappy about! You will have to teach her to express herself better and in a calm manner but the start step is to ignore, so that she stops and notices something different and then she may be willing to look within and change...
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Relationships Expert, Mind Coach - Answered on May 16, 2024

Asked by Anonymous - May 14, 2024Hindi
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My family is giving me traditional medicine, because i did not want to get married. I have already turned down 2 arranged marriage saying i should be stable in finance first, but they think i am possesed. And if i said i won't take medicine, my mom threatens me "i should pack my bag and leave the house". The thing is i work with dad and live with my family and i do not get paid. The worst thing is i spend most of my life at work, i don't even have a time for myself. Though i try to bring new ideas and help in work, I see the resentment in his eyes that says "you should just get married. I don't even have a time for myself.My oldest sister was married for a year and she was sick hates it deeply. She started healing after her divorce. It is big issue, we don't even talk about that event."What should i do?
Ans: Dear Anonymous,
In situations like these, it's common for experts to suggest Family Therapy as the entire family needs to clear out what they are holding onto as it seems to be affecting someone else and then the cycle and loop seems to be going on and on...
I don't know if your parents will be willing to do something like this as the first step is to acknowledge that there is something amiss and take responsibility for it...
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Hello Sir..i m 33 yr engineer mommy to 2.5 yr daughter..want to do an MBA from tier 1 college. After graduating i was lecturer in engineering colg hv 2 years of experience n after that working in govt Bank from past 7 years. Gave CAT twice but time constraint n toddler was not able to crack.last year got finalised for NMIMS hyderabad but dint took admission as away from mumbai n not that great bschool.going to give cat this year as ladt chance but i m very very confused n stressed that should i go for it or not, m having age barrier ,a growing kid,offc n home work pressure, managing all this i could hardly make time of 2/3 hrs to study with low energy..i thought of executive mba but was thinking doin executive taking so much risk wil actually land me where? Also as d growing age n 9-5 job health hampers sometimes with backaches n end of day i think that is my decision really worthy,shud i really go fr it or settle wid what i hv, in short m trying to jump from comfort zone to competitive world where i il b having colleages 10 yrs younger n smarter than me..but i get a kick wn i c womens sparking high.can u plz guide me sir taking my decision?
Ans: I believe instead of looking for 2 year full time MBA course, try for Executive MBA course from some of the top IIMs or XLRI or ISB. You would have to write the GMAT which requires less amount of preparation as compared to CAT. Minimum work experience required for doing Executive MBA is around 5 years. So the others would also be of similar age.

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Kanchan Rai  |189 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 16, 2024

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Hi mam,I love a boy..We both are from different states.We both work as software engineers and earn well.I am 24 and he is 26.My parents were looking alliance for me so i told them ki I like a boy..From the day I have told them they have not even asked ny opinion .My mom just keeps on repeating your dad will die as he has high bp and diabetes..you will become fatherless..My dad says he will drink poison and kill me as well..he himself told me that his image in society is more important to him and no one has give me rights to marry a boy of my own choice..My parents keep on calling me to my home so that they can make me quit my job..even after telling that I love a boy my parents went behind my back and fixed a boy for me..they say that the boy they are looking for me will be perfect..pls suggest me what should i do ..should i run away or convince them
Ans: It's important to acknowledge the complexity of the situation and the depth of your emotions. In such circumstances, finding a balance between honoring your own feelings and respecting your family's concerns can be incredibly difficult.

First and foremost, your safety and well-being are paramount. Threats of harm, whether directed towards yourself or others, are never acceptable and should be taken seriously. If you ever feel physically or emotionally unsafe, it's crucial to prioritize your own protection and seek support from trusted friends, family, or authorities.

In terms of navigating your relationship with your parents, open communication and understanding can be key. Despite the challenges, expressing your feelings to them in a calm and respectful manner might help them better comprehend your perspective. Sharing your thoughts, desires, and the reasons behind your choice may help bridge the gap between your differing viewpoints.

However, it's essential to approach these conversations with realistic expectations. Changing deeply ingrained beliefs and societal expectations is a gradual process, and it's possible that your parents may not immediately come around to your point of view. In such cases, setting boundaries to protect your emotional well-being may be necessary. This could involve limiting contact or seeking support from external sources such as counselors or support groups.

Ultimately, the decision to run away or to continue trying to convince your parents depends on your individual circumstances and what you believe is best for your future. Take the time to reflect on your values, priorities, and long-term goals. Surround yourself with supportive individuals who can offer guidance and encouragement as you navigate this challenging situation. Remember, you have the right to pursue happiness and fulfillment in your life, even if it means diverging from traditional expectations.

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Patrick Dsouza  |250 Answers  |Ask -

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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