50-year-old NRI with inactive PF account - How to withdraw?

Ans: If your KYC is not updated and your previous employer is not available, you may face challenges in withdrawing your PF. However, you can take the following steps to resolve the issue:

Contact EPFO: Reach out to the Employees' Provident Fund Organisation (EPFO) for guidance and assistance. They may provide you with information on the necessary steps to update your KYC and facilitate the withdrawal process.

KYC Update: Update your KYC documents such as Aadhar card, PAN card, bank account details, etc., through the EPFO portal or by visiting the nearest EPFO office. This will authenticate your identity and facilitate the withdrawal process.

Claim Process: Initiate the withdrawal process through the EPFO portal by submitting the required forms and documents. You may need to provide details such as your PF account number, personal information, employment history, etc.

Legal Assistance: If you encounter difficulties in the process or require legal guidance, consider consulting a lawyer who specializes in PF and employment-related matters. They can provide you with personalized advice and assist you in resolving any legal issues.

Follow-up: Stay proactive and follow up regularly with EPFO officials to track the progress of your withdrawal request and address any issues that may arise during the process.

Seek Employer's Assistance: If possible, try to locate your previous employer or their authorized representative who can assist you in the KYC update and withdrawal process. They may have records or information that could facilitate the process.

Remember to exercise patience and persistence throughout the process, as resolving issues related to PF withdrawal may take time.

Ans: Hello;

1. Generate UAN through EPFO site.
2. Link it to Aadhaar.
3. Link your bank account with it.
4. Link the old EPF account with the UAN.
5. After the pf account is linked to your UAN, you may submit request for withdrawal.

Best wishes;