New India Assurance Policy: Can I Convert & Remove Agent?

I got a call from my bank AXIS to get Medical Insurance. Axis bank has tied with TATA AIG insurance they are providing low premium for the policy. They said this premium amount will be till my age 55. In this period i have to keep bank transactions with Axis bank. If not you can withdraw from policy or you can transfer the policy to TATA AIG. If i take the policy, what will happen to policy seniority? Can I take direct policy with the insurance company? I am confused help me.

I have a medical insurance with National Insurance in the name of my father & mother (77 years) of Rs. 1,50,000/- each. The said Mediclaim policy was renewed on 10th April 2021 for a year (Mediclaim policy due from 17th April 2021). But on 15th April 2021, my father expired after I renewed the policy on 10th April 2021. What is the procedure to delete the name of my father from the said policy due to his death and convert the entire sum of Rs. 3,00,000/- in the name of my mother since I already paid the premium for 2021-21? Will the policy to be treated as new? If new, what would happen for the cumulative bonus for the existing policy? Will the CB be lost?

Sir Myself Rajiva Raman a retired Banker is having a Mediclaim Policy from Tata AIG, the premium for which is around 52000/- per year for floater policy with 3 members myself (58), my wife (52), my son (13). I want to change to some other company. I want to change it to National Insurance Company. Please advice.

Hello Team, I have clarification w.r.t Insurance and please find my details below 12-Jul-2023: Second Child born 10-Aug-2023: Floater Policy(2 Adults and 1 Child) took as suggested by Agent with 3 years Premium Second child cannot be added due to minimum eligibility days Agent recommended to add 2nd child after 60days and difference premium to be paid After 90 days (not sure about the date): Tried to add 2nd child to the policy through agent but it was not able to done Agent suggested that "We can add it in next year (i.e during Start of August 2024) 10-Aug-2024: When checked with Star health, they said that "Addition/deletion can be done at 2026" and said that "Addition of child should be done through mail after 91 days and website will not support to add a child" and when I asked the document reference for the same and no response yet from Star Health Current Policy holding: Corporate Insurane : SI (3L) for 2 Adults and 2 Childs Personal Insurance : SI (25L) for 2 Adults and 1 Child Star Health Suggestion: Take a separate policy for 2nd Child for 5L and it can be added to existing policy in 2026. Please let me know how to proceed further 1. Whether the Separate policy can be taken here or wait until 2026, to add the 2nd child 2. Whether the Star Health was really worth or can I consider for porting in 2026 due to disappointment with above issue Thank you in advance!