I had purchased 600 shares of IDFC bank almost two years back? What should I do now

Ans: Hardik, VIT-AP’s B.Tech CSE program, part of an Institute of Eminence accredited by NAAC A++ and NBA Tier-1, features 15 computer labs and specialized Data Analytics and Network Security labs with over 1,100 high-end systems. Its dedicated Career Development Centre records over 90% placement consistency, with CSE graduates averaging ?8 LPA over the past three years and recruiters like Amazon, Microsoft and Deloitte. Jaypee University of Information Technology, Solan, holds NAAC A+ accreditation and NBA approval, offering modern AI/ML and networking labs and a training cell that achieved 93% CSE absolute offers in 2021–25 with median salary of ?6.5 LPA and peak placements by Amazon and Google.

Recommendation: Prioritize VIT-AP CSE if you seek an IoE-backed curriculum, superior lab infrastructure, and a higher average CSE package; choose JUIT Solan CSE for its strong regional reputation, NAAC A+ accreditation, and solid 93% placement consistency supported by personal mentoring and industry-aligned training. All the BEST for Admission & a Prosperous Future!

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Ans: Vidyavardhaka College of Engineering (VVCE) Mysore, affiliated with VTU and holding NAAC ‘A’ grade with NBA Tier-II accreditation, provides a robust outcome-based CSE curriculum supported by modern computing, AI/ML and networking labs alongside industry-oriented training through its TAP cell. In 2023–24, VVCE placed 517 of 815 CSE?eligible students (63% placement), with a median package of ?4.5 LPA, and recruiters including TCS, Accenture and Mu Sigma. JSS Academy of Higher Education & Research Mysore (JSS STU), NAAC ‘A+’ and NBA accredited, offers specialized ECE labs in VLSI, signal processing, and embedded systems and recorded an exceptional placement rate for ECE in 2023, with median packages near ?9.8 LPA driven by visits from Google, Amazon and Cisco. Both institutions maintain qualified PhD faculty, grant active industry?academic partnerships and foster student development through internships and workshops.

Recommendation: Prioritize JSS Mysore ECE for its exceptional placement consistency, higher median compensation, and specialized electronics infrastructure; choose VVCE CSE if you favor a focused CSE program with strong accreditation, solid placement support and metropolitan industry exposure in Mysore’s tech corridor. All the BEST for Admission & a Prosperous Future!

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Ans: IIT Bombay’s five-year Dual Degree in Electrical Engineering (BTech+MTech) combines world-class accreditation, cutting-edge labs in power systems, signal processing and embedded hardware, PhD-level faculty mentorship and strong industry ties, achieving around 98% placement consistency across core and technology sectors over the past three years. UIET (Chandigarh) CSE, a NAAC A+-accredited programme, delivers specialized AI/ML and software-development curriculum through modern computing labs and corporate partnerships with Amazon, Google and Microsoft, yielding roughly 86.6% branch-wise placements and extensive pre-placement training. RGIPT’s BTech in Petroleum Engineering, as an Institution of National Importance, offers specialized labs for upstream and downstream processes, collaborations with ONGC and HPCL, and records a robust 85–90% placement rate in core energy firms and research organisations. NSUT’s ECE programme, NBA-accredited within a top-ranked government institute, provides advanced VLSI, communications and IoT facilities, with an average placement consistency near 75% and access to both central and campus-based recruitment drives. IIST (Thiruvananthapuram) Aerospace Engineering, under the Department of Space, features avionics-centric labs, direct ISRO research engagement and specialized faculty but sees moderate 76–78% (placements subject to annual recruitment policy and CGPA criteria & other eligibility criteria).

Recommendation Prioritise IIT Bombay Dual Degree Electrical Engineering for its unmatched brand prestige, near-universal placement consistency and premium research-industry ecosystem; next opt for UIET Chandigarh CSE for its strong 86.6% placement rate, specialized AI/ML labs and leading software recruiters; follow with RGIPT Petroleum Engineering for its national importance status, 85–90% core-sector placements and energy-industry linkages; choose NSUT ECE for its established government-institute credentials, robust communications infrastructure and solid placement pool; consider IIST Aerospace Engineering last for its unique ISRO collaborations and specialized avionics focus, acknowledging variable absorption pathways (placements subject to annual recruitment policy and CGPA criteria & other eligibility criteria). All the BEST for Admission & a Prosperous Future!

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Ans: Hello Snajya
If possible, prefer IT @ IIIT Allahabad. The final decision will be yours.

Good luck.
Follow me if you receive this reply.
Radheshyam

Ans: Hello dear.
Consider LPU, LNMIT, GD Goyenka, SRM (Unnao), UEM/JEC Jaipur etc. Serach for more options onlie.

Good luck.
Follow me if you receive this reply.
Radheshyam

Ans: Kamlesh, With a GATE Biotechnology score of 536, admission to M.Tech Biotechnology at most NITs is unlikely since recent closing GATE marks for general category ranged from about 610 at NIT Warangal to 547 at NIT Rourkela, all exceeding your score. Moreover, NITs generally mandate a four-year B.Tech/B.E. in Biotechnology (or allied engineering disciplines) or a master’s in life sciences; holders of a three-year B.Sc. without mathematics at the 12th level must first complete a relevant M.Sc. to meet eligibility criteria. Focus on enrolling in a two-year M.Sc. in Biotechnology to fulfill NIT eligibility and strengthen your subject foundation, then reattempt GATE aiming above 550 to align with NIT cutoff trends; alternatively, explore M.Tech programmes in self-sponsored categories at NIT Calicut or other institutes that accept M.Sc. graduates, ensuring you secure the required qualifying degree background. All the BEST for Admission & a Prosperous Future!

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Ans: Manipal University Jaipur, part of the MAHE Institute of Eminence, holds NBA Tier-1 and NAAC A+ accreditations and offers credit and non-credit student exchange programs with 30+ partner universities across Australia, Europe, North America and Asia, enabling third- and fourth-year CSE students with CGPA > 7 to earn external credits and build global academic networks. Its CSE curriculum includes specializations in AI/ML, Data Science, Cybersecurity and IoT, supported by 12 advanced labs and 120 faculty members engaged in international research collaborations. JAIN University Bangalore, NAAC A+ and UGC-recognized, maintains MoUs with Asian Institute of Technology (Thailand), IIIT Hyderabad (Modern ML minor), GeeksforGeeks and YARSI University (Indonesia), facilitating semester exchanges, joint workshops, hackathons and dual-degree options for cross-border academic immersion. Situated in Bengaluru, JAIN offers easier local access to mentorship and preparatory resources for GRE/TOEFL and leverages global apprenticeship ties.

Recommendation: For maximized MS abroad opportunities through structured credit transfers (subject to final confirmation by you with MUJ), a broader partner network and IoE status, choose Manipal Jaipur’s CSE; for Bengaluru residency, direct industry-academic linkages in AI/ML minors and flexible exchange modules, opt for JAIN University Bangalore. All the BEST for Admission & a Prosperous Future!

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Ans: IIT Kharagpur's Bachelor of Science in Economics is a four-year programme under the Department of Humanities and Social Sciences with 59 seats annually, offering comprehensive training in micro-macroeconomics, econometrics, development economics, and quantitative methods through NBA-accredited curriculum. The programme features courses in Mathematical Economics, Operations Research, Statistics for Economics, and Public Finance, preparing students for careers in banking, finance, consulting, and government sectors with top recruiters including KPMG, World Bank, IMF, CRISIL, and Deloitte. IIIT Delhi's BTech Computer Science & Engineering is a specialized four-year programme ranked 85th in NIRF Engineering category 2024, featuring modern AI/ML labs, outcome-based curriculum focused on software development, and strong industry partnerships with companies like Microsoft, Amazon, and Google. The CSE programme recorded 95.59% placement rate in 2024 with an average BTech package of ?22.04 LPA, supported by cutting-edge research facilities and specialized tracks in machine learning, cybersecurity, and data science.

Recommendation: Choose IIIT Delhi BTech CSE for its superior placement consistency, specialized technical infrastructure, and 95.59% placement rate with strong industry connections in emerging technology sectors; opt for IIT Kharagpur BSc Economics if you prefer interdisciplinary economics training, IIT brand value, and career paths in finance, consulting, and policy-making sectors. All the BEST for Admission & a Prosperous Future!

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Ans: Dear Friend,
At age 50, with ?3.5 crore in equity mutual funds, ?50 lakh in debt funds, and ?50 lakh in savings (total ?4.5 crore), and monthly expenses of ?50,000, you are well-positioned to retire in a year. Your retirement plan should aim to protect capital while ensuring growth and stable income. Start by allocating your corpus into 60% equity (?2.5–2.7 crore) for long-term growth and 40% debt/liquid (?1.8–2 crore) for short- to medium-term income stability. Park two years’ expenses (\~?12 lakh) in liquid/ultra-short-term funds. Initiate a Systematic Withdrawal Plan (SWP) from debt funds to draw ?60,000 monthly. Keep ?50–75 lakh in safer options like FDs or short-duration debt funds for children’s education. Ensure comprehensive health insurance for both spouses. Review and rebalance asset allocation every 3–5 years. Prepare a will and maintain a 6-month emergency fund. This approach will provide a sustainable, inflation-adjusted income and peace of mind throughout retirement.
Regards, Nitin Narkhede -Founder, Prosperity Lifestyle Hub,
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