Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Vivek Shah |60 Answers |Ask -Follow

Financial Planner - Answered on Jun 19, 2023

Vivek Shah is a SEBI registered investment advisor and certified financial planner from FPSB India. He has over 18 years of experience in financial planning.
Shah founded Finrise, a financial planning and wealth management firm, in 2011. He believes that equity investment is the only way to generate long term wealth.
He has an MBA in finance, a degree in chartered accountancy and is a registered life planner from Kinder Institute of Life Planning, USA.... more

Question by Amit on Jun 15, 2023Hindi

Money

I had purchased 1000 Equity Shares of Sintex Plastics Technology in Feb, 2022 @7.80p. what can i do?

Ans: Not a good to own in a portfolio as a prudent investor.

Decline in Net Profit with falling Profit Margin (QoQ)
Declining profits every quarter for the past 3 quarters
The company has low interest coverage ratio.
Promoter holding has decreased over last quarter: -3.32%
The company has delivered a poor sales growth of -25.6% over past five years.
Promoter holding is low: 0.08%
Company has a low return on equity of -74.8% over last 3 years.
Company has high debtors of 187 days.
Inefficient use of assets to generate profits - ROA declining in the last 2 years

These factors are sufficient enough to look at the company whether it makes sense to be holding this company in long term or not.

Disclaimer: Information provided is only for educational purpose. Please consult your investment adviosor before making any investment decisions.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Samraat Jadhav |2194 Answers |Ask -Follow

Stock Market Expert - Answered on Jun 20, 2023

Asked by Anonymous - Jun 20, 2023Hindi

Money

I am holding 2000 shares @5.218 of Vikas Ecotech Ltd. on Dt. 09.03.2022 now please what to do ?

Ans: Decline in Net Profit (QoQ)
Declining Revenue every quarter for the past 2 quarters
Declining profits every quarter for the past 2 quarters
EXIT and please invest in quality companies.

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Samraat Jadhav |2194 Answers |Ask -Follow

Stock Market Expert - Answered on Feb 01, 2024

Question by Anil - Jun 21, 2023Hindi

Money

I had purchased 1500 equity share of Baroda Rayon Corporation @ 15.20. What can i do.?

Ans: Growth in Net Profit with increasing Profit Margin (QoQ)
Company able to generate Net Cash - Improving Net Cash Flow for last 2 years
Book Value per share Improving for last 2 years
Hold it, good company

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Samraat Jadhav |2194 Answers |Ask -Follow

Stock Market Expert - Answered on Jul 05, 2023

Asked by Anonymous - Jun 25, 2023Hindi

Money

I hold patel engineering 1000 shares. What can I do?

Ans: Declining Net Cash Flow : Companies not able to generate net cash
High promoter stock pledges around 88%
FII/FPI have decreased holdings from 2.92% to 2.10% in Mar 2023 qtr

EXIT

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Samraat Jadhav |2194 Answers |Ask -Follow

Stock Market Expert - Answered on Jul 17, 2023

Question by SACHIN - Jul 13, 2023Hindi

Money

I had purchased 15 Equity Shares of LICI @889p. what can i do?

Ans: EXIT, market share declining and no new product innovation

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Latest Questions

Dr Dipankar Dutta |750 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 06, 2025

Asked by Anonymous - Feb 06, 2025Hindi

Career

I am 12 th Science student. I have colour deficiency. Which engineering streams I can opt as my career?

Ans: You should not go for Engineering as most of the company donot recruit people with colour blindness.

Mayank Chandel |1994 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 05, 2025

Question by Naysha - Jan 13, 2025Hindi

Career

I am a 11th pcb student in starting i was preparing for neet but I left it i want a good and stable job in future but I'm not sure which competitive exam should I prepare for now or what should I pursue in future i am so confused

Ans: Hello Naysha
What are your career interests, if you can share then I can suggest accordingly.

Mayank Chandel |1994 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 05, 2025

Asked by Anonymous - Jan 25, 2025Hindi

Career

Hlo mai 2025 ma board exam de rhi hu mera faculty science (PCB) h mai 2026 ma JEE Mains ka exam de sakhti hu

Ans: Hi
JEE MAINS requires PCM.

Mayank Chandel |1994 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 05, 2025

Question by Stuti - Jan 19, 2025Hindi

Career

Hello sir,I am a pcb student and i am preparing for neet and this is my second drop but i don't think i can clear neet and get mbbs seat bcz i am not a student who study all the time i just can't.I am so confused between bsc nursing or bams what should i choose which have better salary package bcs i am the eldest daughter of my family plz answer me

Ans: Hello Stuti
both career have their perks. After B.Sc nursing, you can go abroad where it is very high demand and rewarding. In Europe you can earn above 2L after experience of 1-2 years in India.
After BAMS you will be a doctor & can practice allopathy after a bridge course. Also, you can work as a resident doctor in hospitals.

If you have a budget of around 20-25L for the complete course I can help you with admissions for MBBS abroad. Since NEXT exam has become compulsory for Indian as well as foreign graduates. It is also a great option.

In case of any queries & professional help, you can DM me through insta handle CAREERSTREETS I will help you with the ideal solutions.

Milind Vadjikar |977 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 05, 2025

Asked by Anonymous - Feb 04, 2025Hindi

Money

WHAT IS THE BEST FUND AT PRESENT FOR SIP IN EQUITY FOR NEXT 7YEAR TENURE?

Ans: Hello;

In my view, flexicap type mutual fund is the best fund to invest for a 7 yr+ horizon.

This may change based on risk appetite and financial profile apart investment horizon.

Any fund from the top quartile that has proven its ability to provide better risk adjusted returns over long-term may be apt.

Happy Investing;

Mayank Chandel |1994 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 05, 2025

Asked by Anonymous - Jan 15, 2025Hindi

Career

What are the best undergraduate courses / colleges options that I have in India for pursuing a research / teaching career in mathematics? What are their admission qualifications / entrance exams and their difficulty levels?

Ans: Hi
The best institutes for mathematics and research are ISI, CMI & IISERS. You need to qualify their entrance test and they are at par with JEE-MAIN level.

Mayank Chandel |1994 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 05, 2025

Asked by Anonymous - Feb 05, 2025Hindi

Career

I showed on your websites some gurus are saying that you will be eligible for JEE advanced if you will repeat 10th,11th and 12th again with new enrollment That's why I am in confusion

Ans: Hi,
as per jee main brochure, there is no age limit for candidates applying for the Joint Entrance Exam (JEE Main). However, Candidates are required to pass the class 12 or equivalent exam in 2023, 2024 or 2025.

Since everything is getting digitalized your details will be stored online in ABC, then I feel it may create a problem.

Milind Vadjikar |977 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 05, 2025

Asked by Anonymous - Feb 05, 2025Hindi

Money

Dear Mr Milind, I am a 43 year old single guy with no kids. I am looking to retire within next 2 to 3 years. I own a home in a metro city and i do not have any outstanding loans. My current retirement portfolio include 2 crore Mutual Funds (75% Equity and 25% Debt). I have 50 Lakhs in Pf and Gratuity. I also have a plot worth 30 Lakhs which i am not considering for retirement fund. I will have a total retirement portfolio of 3 Cr in next 2 years. My monthly expenses is 50k. Am i in comfortable financial position to retire by 2027? Please Advise

Ans: Hello;

After you accumulate a corpus of 3 Cr, you may 20/10 L in a mix of liquid funds and flexi FDs as your emergency fund.

If you invest the balance 2.8/2.9 Cr in a equity savings type mutual fund with low to moderate risk rating and do an SWP at 3%, you may expect a post tax monthly income of 60 K+.

This will grow with inflation as the fund provides returns and thus provide inflation indexed income.

Consider investing in NPS regularly every month the proceeds of which may be used to boost your retirement income at 60.

Do take good health care insurance.

Best wishes;

Milind Vadjikar |977 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 05, 2025

Asked by Anonymous - Feb 05, 2025Hindi

Money

I need to accumulate 7 to 8 lakhs in next 1 year I am getting 9.4 lpa can you suggest the investment options

Ans: Hello;

It is better to save ~ 50% of your income towards this goal and get balance amount through loan rather then investing in market linked instruments, returns from which may be quite volatile in the short term.

Best wishes

Ravi Mittal |520 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Feb 05, 2025

Question by Raj - Feb 05, 2025Hindi

Relationship

Is it ok to have a girlfriend while continuing marriage after the age of 60 yrs

Ans: Dear Raj,
Do you have an open marriage? Is your wife aware of your wishes and supports them? If that's the case, you have your own arrangement and I don't see how what you do is anyone else's business. But if that's not the case and you are planning on doing all of this behind your partner's back, and you are asking for some kind of reassurance from me that it is okay to cheat, I can't give you any.
Hope this helps.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x