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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Aug 31, 2020

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Question by Ather on Aug 31, 2020Hindi

Money

Greetings! I have the following on going SIPs. Kindly advise me if I should continue or switch.

1) Axis BluechipFund-Large Cap-Lumpsum 100000

2) Kodak Focused Equity Fund-Focused-Lumpsum 200000

3) Kodak Stanadard MultiCap Fund-MultiCap-Every Month 10000, investing past 15 months and planned to invest for next 5 years.

4) L&T Emerging Business Fund- SmallCap-Every month 2000, investing past 15 months and planned to invest for next 5 years.

5) SBI SmallCap Fund SmallFund-every month 2000, investing past 15 months and planned to invest for next 5 years.

Thanks a lot in advance for your valuable advice.

Ans:

Name of the Fund	Category	Recommendations
Axis Bluechip Fund-Large Cap	Equity - Large Cap Fund	Continue
Kotak Focused Equity Fund-Focused	Equity - Focused Fund	Switch to Axis Focused 25
Kotak Stanadard MultiCap Fund-MultiCap	Equity - Multi Cap Fund	Switch to UTI Equity Fund
L&T Emerging Business Fund- SmallCap	Equity - Small cap Fund	Switch to Axis Small Cap
SBI SmallCap Fund	Equity - Small cap Fund	Continue

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Sir, could you please advise me on these SIPs. Shall I continue or make a switch? Parag Parekh Flexi Cap Fund -- 10000 Mirae Asset Emerging BlueChip Fund -- 2500 HDFC Focused 30 Fund - Growth(CORG) -- 3000 HDFC Balanced Advantage Fund - Growth(GFG) – 3000

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Sir, could you please advise me on these SIPs. Shall I continue or make a switch? Parag Parekh Flexi Cap Fund -- 10000 Mirae Asset Emerging BlueChip Fund -- 2500 HDFC Focused 30 Fund - Growth(CORG) -- 3000 HDFC Balanced Advantage Fund - Growth(GFG) – 3000

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Sir, could you please advise me on these SIPs. Shall I continue or make a switch? Parag Parekh Flexi Cap Fund -- 10000 Mirae Asset Emerging BlueChip Fund -- 2500 HDFC Focused 30 Fund - Growth(CORG) -- 3000 HDFC Balanced Advantage Fund - Growth(GFG) – 3000

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Head, Rank MF - Answered on Nov 29, 2019

Question by Pranab - Nov 29, 2019Hindi

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Dear Sir, Greetings! I am 45 years; I have the following ongoing SIPs. Kindly advise me if I should continue or switch. Mirae Asset Emerging Bluechip Fund Mirae Asset Tax Saver Fund Birla Sunlife Frontline Equity Fund DSP Midcap Fund ICICI Prudential Value Discovery Fund HDFC Midcap Opportunities Fund Name of the Fund Name of the Fund RankMF Star Rating Mirae Asset Emerging Bluechip Fund Equity - Large & Mid Cap Fund 4 Mirae Asset Tax Saver Fund Equity - ELSS 4 Birla Sunlife Frontline Equity Fund Equity - Large Cap Fund 4 DSP Midcap Fund Equity - Mid Cap Fund 4 ICICI Prudential Value Discovery Fund Equity - Value Fund 2 HDFC Midcap Opportunities Fund. Equity - Mid Cap Fund 3

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Hi, I'm Lavan Kumar, i'm 34 year old married, one daughter of 6yr old. my current take home salary is 80k. my current PF balance as on Jan'25 is 8.5L Holding 1Cr term insurance with a premium of 18K per annum medical premium of 40k per annum for my family ( including parents). PPF Balance is 1.18L, investing around 20K per year investing in NPS from Dec'22 onwards and currently holding 2L and investing 50K every year and also investing 4500 monthly through employer from my salary( above mentioned sal is excluding this amt) Investing 9k per month in 5 mutual funds 1.Kotak infrastructure and Economic reform fund - 2k 2.Quant infrastructure fund -2k 3.Bandhan sterling value fund - 1k 4.SBI long term equity fund - 2k 5.Quant Multi Asset fund - 2k Paying LIC of 27K per year for 10L sum assured. currently holding a personal loan with an EMI of 27k per month, same will be closed by Dec'25. Please guide me on how to achieve 1Cr in next 10 years and where to invest to achieve my target.

Ans: Hello;

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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