I enjoy reading your posts answering all the tax queries.

I need your expert advice.

I am an NRI. I invest in stocks and mutual funds. Recently in July and August 2021, I switched three equity mutual funds from regular to direct schemes. As a result, a total of Rs 24,000 was deducted as TDS on LTCG @ 10 per cent.

I want to know if I can reclaim the TDS deducted. I do not have other income in India except for interest earned on NRE FDs which is exempt from tax. I am also receiving some dividends on shares but that is of nominal value.

I have never filed my ITR earlier as my income in India has always been below the taxable limit.

I would appreciate if you could answer my tax query.

Ans: Hello dear.
Both Manipal and SRM are strong institutions. Choosing between them is quite a challenging task. Your son's preferred branch is not mentioned. I can only suggest choosing the one that is closer to your hometown.
Best of luck to you.
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Radheshyam

Ans: Hello Kanudas
Chances are slim to get GMC. Explore more options.
Best of luck to you.
Follow me if you like the reply. Thanks.
Radheshyam

Ans: With a KCET rank of 14,046, admission to Electronics and Communication Engineering (ECE) at premier institutions like RVCE (2024 GM cutoff: 746) or BMSCE (1,850–1,950) is unattainable. However, MSRIT Bangalore (ECE cutoff: 7,000–15,500) may offer opportunities in later counselling rounds, given its 85–90% placement rate in embedded systems and IoT roles via partnerships with Qualcomm and Bosch. CMRIT Bangalore (expected ECE cutoff: 25,000–35,000) and RNSIT (ECE cutoff: 15,909–20,630) are feasible options, reporting 80–85% placement rates with recruiters like Infosys and Wipro. Reva University (expected ECE cutoff: 25,000–35,000) also provides assured admission, leveraging its NAAC A++ accreditation and industry-aligned labs in VLSI design. While PES University (ECE cutoff: 8,380–8,550) and Dayananda Sagar College (7,567–7,793) remain competitive, prioritize MSRIT during later rounds and secure CMRIT/RNSIT as backups. Explore EEE or Telecommunication Engineering at NIE Mysuru (cutoff: 9,000–12,000) or BMSIT (10,500–13,000) for broader admission prospects, ensuring alignment with Bangalore’s tech ecosystem. Recommendation: Target MSRIT ECE in extended counselling phases, followed by CMRIT/RNSIT, and consider interdisciplinary branches at mid-tier colleges to balance academic rigor and placement stability. All the BEST for your Admission & a Prosperous Future!

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Ans: Hello dear.
Not possible for us to mention the list of B.Arch. colleges spread across the pan-India. Better to focus on the nearest one from your hometown.
Best of luck to you.
Follow me if you like the reply. Thanks.
Radheshyam.

Ans: Hello dear
Both options are strong. Thapar is a little expensive than Jaipur. If you can afford it, prefer CSE @ Thapar.
Best of luck to you.
Follow me if you like the reply. Thanks.
Radheshyam

Ans: Hello Aditya
Prefer Chandigarh over Jaypee if possible.
Best of luck to you.
Follow me if you like the reply. Thanks.
Radheshyam

Ans: Hello dear
Chances are slim with government colleges. You are eligible to get admission either to Manipal or VIT. Prefer Manipal if it offers you the preferred branch. You can also explore more colleges via the state-level counseling process.
Best of luck to you.
Follow me if you like the reply. Thanks.
Radheshyam

Ans: Manjeet, IIIT Lucknow’s CSE/CSB/IT programs report 91–94% placement rates (2024–2025) with Amazon, Google, and Deloitte as top recruiters, supported by interdisciplinary curricula integrating AI/ML and business analytics. Its CS with Business program achieved a 91.36% placement rate (2024) and offers global collaborations (e.g., Arizona State University), ideal for tech-management hybrid roles. IIIT Allahabad’s IT Business Informatics (93% placement rate) and ECE (60–70% placements) emphasize core electronics and business analytics, with research partnerships in IoT and data science, though ECE lags in tech-sector opportunities. While Allahabad’s NIRF #87 ranking and legacy (est. 1999) ensure academic rigor, Lucknow’s NAAC A++ accreditation and rising QS World recognition (top 800) provide stronger industry linkages. Recommendation: Prioritize IIIT Lucknow CSE/CSB for assured tech placements and interdisciplinary flexibility, opting for IIIT Allahabad IT Business Informatics if valuing research-driven analytics, and avoid ECE unless targeting niche hardware roles. All the BEST for your Admission & a Prosperous Future!

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Ans: Lavkush, With 410 marks in NEET 2025 under the SC category and Uttar Pradesh domicile, your expected rank is ~215,594–216,407, aligning with 2024 SC cutoffs for private medical colleges like Era’s Lucknow Medical College (2024 SC closing rank: 216,407) and Rama Medical College Kanpur (214,963). For government MBBS seats, UP’s 85% state quota historically admits SC candidates with ranks ≤150,000 (e.g., Autonomous State Medical College, Ayodhya: 2024 SC cutoff 116,154), making direct admission unlikely. However, deemed universities such as Subharti Medical College (SC cutoff: 230,000) or Sharda University (250,000) remain feasible. Recommendation: Participate in UP state counselling for potential vacancies in newer government colleges post-stray rounds, while prioritizing private institutions via management quota. Consider BDS programs at Government Dental College, Kanpur (SC cutoff: 240,000) or reappear for NEET 2026 with targeted preparation to improve rank for government MBBS eligibility. All the BEST for your Admission & a Prosperous Future!

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