Hi ...deve ... This is Ravi kumar... Age 33. Am doing SIP of Rs. 5500. Now i want increase SIP upto 10,000. My portfolio is 1. UTI nifty 50- 1000 2.Canera Robeco blue chip -1000 3. Quant small cap -1500 4.Parag parikh Flexi cap -1000 5.Sbi small cap -1000 Am need to take another funds or any corrections in my portfolio... Plz give me suggestion.

Ans: HI,
GREETINGS FROM THE REDIFFGURUS!
Based on your percentile, the following state government colleges are possible for you. You have good chances of getting admission in lower branches, such as Civil, Mechanical, and Production Engineering, during state counseling at I.K. Gujral Punjab Technical University (IKGPTU) in Jalandhar and Maharaja Ranjit Singh Punjab Technical University (MRSPTU) in Bathinda. Additionally, you may find opportunities in less competitive branches at Government Funded Technical Institutions (GFTIs) during the CSAB special rounds.
ALL THE BEST.

Ans: HI PARUNANDI SIR,
GREETINGS FROM THE REDIFFGURUS!
Securing a seat in Warangal for the top branches is challenging in the early rounds based on your rank. However, it is possible to get admission to less competitive branches during special or CSAB rounds. The following branches may be available:
- Metallurgical and Materials Engineering
- Biotechnology
- Integrated M.Sc. courses

At the same time, your son will have a good chance of securing less competitive branches at NIT Rourkela, Calicut, and Jaipur, particularly in Civil or Metallurgical Engineering in the later rounds.

There are strong possibilities for Civil, Chemical, and Metallurgical in lower-tier NITs.

In NIT Srinagar, there are high chances of getting Computer Science and Engineering (CSE) or Information Technology (IT) during special rounds.

At NIT Mizoram, Manipur, and Nagaland, you can expect good chances for Electronics and Communication Engineering (ECE), Electrical and Electronics Engineering (EEE), or CSE branches.

Additionally, at NIT Raipur, Jalandhar, and Agartala, it is possible to secure a spot in ECE or Mechanical Engineering.

Make sure to actively participate in the counseling process to maximize your chances of getting the most advantageous branch for your future.

ALL THE BEST.

Ans: Dear Anonymous,
I understand where you are coming from; it's not just the post. It's about your private life being turned into public content and mockery. Your reaction is valid and yes, it is unfair. I understand her interest in building an online presence, but it has to be separated from your right to privacy. Start with a calm conversation about this; express, verbally, how her posts make you feel. Instead of saying, "You can't post about is," try saying, "When our problems become content, it hurts the relationship and me." Or, you can say, "I am so happy that you are making content, but not when it involves our problems." It's the best way to frame the expression without sounding accusatory. Be clear about your boundaries: no posts about private matters, and consent is key. Give her real-word examples, like how your friends mock you. Try to keep the conversation as less accusatory as possible, to avoid a bigger conflict. Start with communicating your feelings.

Best Wishes

Ans: It depends on type of Mutual fund (debt/equity/specified fund) and for house sale it depends on date of acquisition (Before 1.4.2001 OR After 1.4.2001 but before 23.07.2024).

In either case it is taxable at 12.5% subject to certain conditions

Ans: Hi
Aapka UP Board: 65.2%
JEE Advanced dene ke liye:
SC/ST candidates ke liye minimum 65% required hota hai
Aap 65.2% ke saath eligible ho

Ans: Order of preference: (1) RVCE (2) BMSCE (3) MSRIT (4) Dayanand Sagar (5) PES (to separately register with JEE Main Score) (6) CMR University (7) NITTE Meenakshi & (8) BIT. ALL the BEST for Your Son's Prosperous Future!

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Ans: Property owners in a redevelopment project are generally liable to pay Capital Gains Tax on hand over of property for redevelopment and liable to pay tax in the financial year the Occupancy Certificate (OC) or Completion Certificate is received. The capital gain is the difference between the Stamp Duty Value (SDV) of the new flat (plus any cash compensation) and the indexed cost of acquisition of the old flat. Accordingly, when new flat is sold, Stamp Duty Value (on which tax is already paid) becomes the cost of acquisition.

I understand that you have not paid tax at the time of hand over of property for redevelopment, accordingly, it is advisable to contact tax consultant.

Ans: Keshav Sir, CSE in Manipal main campus is realistically possible, especially in later counselling rounds. Fill preference order as: CSE → CSE (AI/ML related) → CSE Financial Technology → Mathematics & Computing → IT-related branches → ECE as backup. Have 3-4 other backup options also instead of relying solely on MIT. ALL the BEST for Your Son's Prosperous Future!

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Ans: Gains from a Silver ETF Fund of Funds (FoF) are taxed according to the investor's income tax slab rate if held for 24 months or less and accordingly, 87A rebate is available