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Ulhas Joshi |284 Answers |Ask -Follow

Mutual Fund Expert - Answered on Mar 01, 2024

With over 16 years of experience in the mutual fund industry, Ulhas Joshi has helped numerous clients choose the right funds and create wealth.
Prior to joining RankMF as CEO, he was vice president (sales) at IDBI Asset Management Ltd.
Joshi holds an MBA in marketing from Barkatullah University, Bhopal.... more

Question by Ravi on Mar 01, 2024Hindi

Money

Hi ...deve ... This is Ravi kumar... Age 33. Am doing SIP of Rs. 5500. Now i want increase SIP upto 10,000. My portfolio is 1. UTI nifty 50- 1000 2.Canera Robeco blue chip -1000 3. Quant small cap -1500 4.Parag parikh Flexi cap -1000 5.Sbi small cap -1000 Am need to take another funds or any corrections in my portfolio... Plz give me suggestion.

Ans: Hello & thanks for writing to me. The funds you invest in are good funds & you can consider increasing your investment amounts to these funds.

I am assuming that you are fine with the risks of volatility & are investing for the long term. If you mention your goals & risk appetite, I may recommend other schemes.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Advait Arora | Answer |Ask -Follow

Financial Planner - Answered on May 24, 2023

Question by Khilan - May 23, 2023Hindi

Money

Hello sir need assistance for the following SIPs i am investing right now. What more should i add as i need to increase my portfolio 1- aditya birla sunlife flexicap fund growth regular. 2- edelweiss balanced advantage fund growth regular. 3- hdfc hybrid equity fund growth. 4- icici prudential bluechip fund growth. Or should i increase my investment in the mentioned above portfolios.

Ans: Dont buy too many mutual funds. just add to the existing ones. i like icici pru bluechip fund. it is top fund. you can add more to it. also hdfc hybrid fund is also good.

thanks

please note : Investing strategies depends on your risk appetitive, so Please consult your financial advisor and then take further decision.

Advait Arora @wealthenrich

Ramalingam Kalirajan |11157 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 02, 2024

Asked by Anonymous - Feb 19, 2024Hindi

Money

Hi, I am 38 years old and investing 10k per month in SIP's for the past 2 years. The funds include 1. Aditya Birla Sun Life Digital India Fund-1.5K 2. Bandhan Tax Advantage Fund-1K 3. Canara Robecco ELSS Tax Saver-1K 4. DSP ELSS Tax Saver-1K 5. ICICI Prudential Technology Fund-2K 6. Mirae Asset ELSS Tax Saver Fund-2K 7. Nippon India Small Cap Fund-1.5K I want to increase monthly SIP to 15k from April onwards. Let me know if the current portfolio is fine. Should I increase my contribution in the existing funds, or should I look out for newer ones

Ans: Increasing your SIP to 15k per month is a positive step towards boosting your investment portfolio. However, before making any changes, it's crucial to evaluate the performance of your current funds and assess whether they continue to align with your investment goals and risk tolerance.

Consider reviewing the performance of each fund, analyzing their holdings, and ensuring that your portfolio remains well-diversified across different sectors and market segments. Based on your analysis, you may choose to increase your contributions to some existing funds or explore adding new funds to further diversify your portfolio.

Consulting with a financial advisor can provide valuable insights and help you make informed decisions about adjusting your investment strategy to optimize returns and achieve your financial objectives effectively.

Ramalingam Kalirajan |11157 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 15, 2024

Asked by Anonymous - Apr 14, 2024Hindi

Money

Hi sir, I'm 24 investing in sips i.e, 10k per month. 2500 in sbi index fund, 2500 in parag Parikh flexi cap fund, 2500 in motilal oswal midcap fund, 2500 Nippon India small cap. Can you suggest me changes and improvements in my portfolio. Thank you.

Ans: Your SIP portfolio has a good foundation, but consider minor adjustments for diversification:

Small-Cap Weightage: Four funds include small-cap exposure, which can be volatile. Reduce allocation to small-cap or consider a diversified equity fund.
Large-Cap Inclusion: For stability, add a large-cap fund (represents well-established companies).
This improves balance and potentially reduces risk. Remember, consistency is key in SIPs. Consult a financial advisor for a more detailed review based on your risk tolerance.

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Dr Nagarajan J S K |2758 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Apr 30, 2026

Question by Rabindra - Apr 30, 2026Hindi

Career

DTU or NSUT have any VIP quota for MP or Ministers??

Ans: HI RABINDRA,
GREETINGS FROM THE REDIFFGURUS!
Hi, your query is quite peculiar and unusual. It may be possible in private institutions or sometimes in private universities, but not in government institutions or through eligibility via common entrance exams. If that's the case, the relevant authority should have provided this information in their prospectus or bulletin. Otherwise, what would be the purpose of conducting entrance or eligibility exams? While such practices may have occurred in the past, they are not commonplace today. If you have evidence of such occurrences, please bring them to light.
BEST REGARDS.

Nayagam P P |11228 Answers |Ask -Follow

Career Counsellor - Answered on Apr 30, 2026

Question by Kartikeya - Apr 25, 2026Hindi

Career

Hello sir today I had my AEEE phase 2 exam for amrita vishwa vidhyapeetham I attempted 64 questions out of 100 and am expecting about 53-55 correct if that is the case then what are my chance at that campus my top priority is cse and I am from kanpur,Uttar Pradesh general category

Ans: Kartikeya, Your expected score may be around 159–165 marks if there are no major negative impacts. For CSE admission, your chances depend heavily on your final percentile and rank, as well as the campus. As an outside-state General category candidate from UP, securing CSE at Coimbatore is difficult since it requires a very high rank or percentile. CSE at Bengaluru, Amritapuri, and Chennai campuses is also quite competitive. It is better to target CSE specializations such as AI and Data Science, as well as branches like ECE, EAC, and EEE across campuses like Amritapuri, Bengaluru, Chennai, Amaravati, and Faridabad. Make sure to register for counseling, fill out all CSE-related branches as a priority, and also consider using your JEE Main score if it is stronger to increase your admission options. All the BEST for Your Prosperous Future!

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Radheshyam Zanwar |7024 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 30, 2026

Asked by Anonymous - Apr 25, 2026Hindi

Career

I got 140k rank in jee mains I m from delhi I m single girl child too Please suggest colleges for me in Delhi NCR I want CSE branch Also plz tell if I should take CSE AI/ML/DS/NLP/IT

Ans: Realistic Delhi-NCR CSE-family options are mainly private/state colleges rather than top colleges. Target the best-reputed institute you can get with CSE/IT/AI/DS, and treat AI/ML/DS/NLP as broadly comparable to CSE if the college is stronger overall.

Good luck.
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Radheshyam

Radheshyam Zanwar |7024 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 30, 2026

Question by Debasis - Apr 25, 2026Hindi

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My son scored 160000 rank in jee main(OBC ncl rank 55500) .what college may he get chance for admissinon,please suggest

Ans: Try with lower-demand branches in lower/newer NITs. But try with GFTIs for realistic chances. Many IIIT lower branches, state counselling colleges, and private institutes are the practical options.

Good luck.
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Radheshyam

Radheshyam Zanwar |7024 Answers |Ask -Follow

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Question by Ikshu - Apr 25, 2026Hindi

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Kcet rank is 20k is it good to write boards exam 2 to improve boards marks or to focus on comedk

Ans: Please focus on COMDEK

Good luck.
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Radheshyam Zanwar |7024 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 30, 2026

Question by Om - Apr 25, 2026Hindi

Career

Good morning sir, i had given my jee mains 2026 in general category as of i am an obc candidate but not generate the caste certificate at the time , i got 88.59%ile overall and a CRL rank of 177615 and i am student from andra pradesh did the complete schooling here. What should i do?

Ans: If you selected Category as General in the application, a category change is usually not allowed after the result unless NTA/JoSAA opens a correction window. Immediately check official notices and be prepared to participate as General this year, while keeping state/private college options ready.

Good luck.
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Radheshyam

Radheshyam Zanwar |7024 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 30, 2026

Asked by Anonymous - Apr 25, 2026Hindi

Career

My son get 96.66%percentile in jee mains exams and OBC NCL rank is 16062 in which NIT or which IIIT admission in cse or ece

Ans: He has a realistic shot at ECE in some mid/lower NITs and CSE/ECE in many newer/lower-cutoff IIITs. At the same time, top NIT/IIIT CSE seats will remain difficult to secure. So fill a broad JoSAA preference list strategically.

Good luck.
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Radheshyam

Radheshyam Zanwar |7024 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 30, 2026

Question by Aditya - Apr 25, 2026Hindi

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Sir I got 98.3 percentile in jee mains 2026 with a rank of 26500 gen home state up I am getting cse in tier 3 nits electronic and electrical in tier2 nits cse in iiits like Guwahati and pune what should I join to have a good future

Ans: Congratulations. All branches are good. Here, your interest matters more. Yet, try to prefer CSE @ IIITs over the other two options. The final decision will be yours.

Good luck.
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Radheshyam

Radheshyam Zanwar |7024 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 30, 2026

Asked by Anonymous - Apr 25, 2026Hindi

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Namaste sir My Son scored 96.91 percentile in jee mains with rank 48628 Domicile Delhi Which colleges he can get high tier colleges with CSc branches

Ans: Chances with top colleges are moderate to slim. Try with Indraprastha and some lower IIITs/GFTIs, or decent Delhi colleges via state counselling,

Good luck.
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Radheshyam

Radheshyam Zanwar |7024 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 30, 2026

Asked by Anonymous - Apr 25, 2026Hindi

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Sir, I have 94.82 percentile in JEE Mains, OBC category girl from Karnataka. Am I get admission in CSE branch in Tier-2 IIIT’s. Need your guidance?

Ans: There are moderate to realistic chances @ CSE in lower/mid Tier-2 IIITs (especially newer IIITs / CSAB rounds)

Good luck.
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Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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