My age is 40. Annual income 18 lakh. Have OCD, thyroid, cholesterol, little high uric acid. Take regular medicine for each of the health issues. Want to purchase 2 crore term insurance plan. Kindly advice best term plan and how not to get rejected.

Hello Sir, Kindly Advice me on Term Life Insurance and Health Insurance. I am a 26Yrs Old Man, Unmarried, Currently working for a MNC, having Both Term and Health Insurance from the firm, My Parents are covered under ECHS Program. However, I Want to go for MBA and would be taking 2yrs off in between. I am having high thyroid problem which is family hereditary. I would like to go for a term life Insurance. Are HDFC Life and ICICI Prudential a good Option for term LI. If not, please suggest any Alternative. Also please suggest a Health Insurance too, Sorry for my Lack of research on Health Insurances. I will be having my job for at least 6more Months before I go for my MBA. I want to opt for it now, so that any wait period will get covered in this span of 6Months. Thank You.

Hello Guru, My Self sandeep age 40, looking for a term plan(75lacs -1 crore) where in i can pay till i turn 60 means i can pay for 20 years, Rs.2500-3000 per month. Add ons reuqired at least 50% payout on permanent Disability(accidental/due to any illness) future premiums waived off in case of disability. at least 50% payout on Terminal illlness at least 50% payout on Critical illlness premium waived off on found any illness SPUOUSE COVERED