Hi, I am 45 and have a corpus of 4.5 cr (1 cr in shares and MF, and the rest in debt instruments - LIC, FD, RD, PF, and PPF). I run multiple businesses and trying for a total corpus of 10 cr in another 15 years. My home loans are all paid off and I expect that my children (both US citizens, 14 and 15 years old) will get scholarships in US colleges. Every month I invest around 1.1 lakh in MF and shares and 2.5 lakhs in FD and LIC. I keep investing in shares such as TCS, Infosys, Wipro, Unilever, HCL, and HDFC. In addition, I invest in mutual funds - SBI Magnum mid-cap, SBI contra, HDFC Multi cap, Kotak emerging equities, and ICICI flexi cap. I also invest in HDFC and Tata ULIP plans. Is this the correct strategy to reach my goal? Or am I being a bit conservative, and should invest more in equity?

I am 40 Yr old and investing 10k each in below MF from last 2 yrs. My target is to build corpus of 50L for kids education by 2026 and 2.5 - 3.0 cr retirement corpus by 2035. Suggest if i need to make changes. My monthly expense now is ~70K /month. Is the 3Cr corpus for retirement is good?  Invesco India Tax Plan - Gr Kotak Emerging Equity Fund - Gr Axis Multicap Fund - Gr Axis Small Cap Fund - Gr Invesco India Growth Opportunities Fund - Gr Kotak Equity Opportunities Fund - Gr

I am 37 years old, and want to build a corpus of 80 lakh in next 12 years for my child education. I want to take moderate risk. I am having sip of 16000 per month in following funds. Please review my profile and suggest any modification of funds. Sbi blue chip 3000 pm Mirae asset emerging bluechip 2500 pm Quant multi asset fund 4000 pm Uti flexi cap fund 1500 pm Mirae asset tax saver 5000 pm.

I am 36 years and working in the Private Sector. I am planning to achieve a corpus of 5 CR in the next 15 years. Have been investing in the below mutual funds for the past 3 years. Would like to get your suggestion/advice: If the categories (diversification - small/Medium/Large/Flexi) invested in are good enough? Or additional categories would be required for a balanced portfolio. Amount invested would suffice to achieve the goal or additional step-ups required? Any reallocation is required? Have an additional amount of 5 Lakh. In which category/mutual fund can this be invested? Thanks for your suggestion in advance! Quant Tax Plan - Direct Growth (ELSS): 3000 Kotak Flexicap Fund - Direct Growth: 1500 Mirae Asset Emerging Bluechip Fund - Direct Growth: 2500 Mirae Asset Hybrid Equity Fund - Direct Growth: 4000 Quant small cap Fund -Direct Plan - Growth: 5000 ICICI Prudential Bluechip Fund Direct- Growth: 5000

I am 30years old and a salaried class. My current Investments are around 23000 pm. My financial goal is a higher corpus for my retirement. I want to know how much corpus can be achieved from my investment. My investments are as follows: Axis Long term equity-2000 Parag parikh flexi cap-3000 Kotak Tax saver Reg Growth-2000 Quant small cap fund-3000 SBI banking & financial services fund-2000 Quant infrastructure fund-2000 Quant tax plan direct Gr-2000 Tata small cap fund-1000 Kotak small cap fund-1000 Axis midcap direct plan-1000 BOI small cap fund-1000 Axis Small cap fund-1000 Canara robeco bluechip equity fund-1000 Quant absolute fund-1000 Dsp banking and Psu debt fund-1000 Icici prudential technology direct plan hr-1000 Please let me know if any changes to be made. Thanks in advance

Hi Nikunj, I am a 44 year old working professional (IT sector) who wants to build a corpus of 5 crores during retirement. I am currently investing in the following MFs:- 1) Axis Gold Fund- 5000/month 2) Kotak Gold Fund- 5000/month 3) ICICI Prudential Nifty 50 Index Fund- 7,500/month 4) Aditya Birla Sun Life Tax Relief 96 Fund- 1000/month 5) ICICI Prudential Long Term Equity Fund (Tax Saving)- 1000/month 6) Axis Long Term Equity Fund- 1,500/month 7) DSP Tax Saver Fund- 1,500/month 8) DSP Equity & Bond Fund- 6,250/month 9) SBI Equity Hybrid Fund- 6,250/month 10) Canara Robeco Equity Hybrid Fund- 6,250/month 11) Mirae Asset Hybrid Equity Fund- 6,250/month 12) SBI Focused Equity Fund- 7,500/month 13) Axis Small Cap Fund- 7,500/month 14) Aditya Birla Sun Life Corporate Bond Fund- 20,000/month 15) PGIM India Midcap Opportunities Fund- 20,000/month 16) Nippon India (AMC) (Short Term Fund, Gold Savings Fund, Nifty Next 50 Junior BeES FoF, Nifty Midcap 150 Index, Index Fund Nifty 50 Plan)- 10,425 I am not sure if my portfolio is good enough for long term goals, or if I am investing in a lot of redundant schemes. I have a moderately medium risk appetite with focus on maximum corpus build. Please give your opinion and suggest if some changes are required. Thanks much in advance.