I am 34 years old. I need 1cr in next 10-12 years. I have invested in below mutual funds. Please suggest your valuable suggestions.

1. Tata digital India fund regular growth-2500/ month

2. ICICI prudential flexicap fund direct plan growth- 7000/month

1. ICICI prudential smallcap fund direct plan growth- 2000/month

Ans: Jignesh Sir, Order of Preference (1) NITTE-CSE (2) DSCE-R&AI (3) RVCE-Aerospace. All the BEST for Your Son's Bright Future.

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Ans: For 68000, getting Mechanical with BMSCE not at all possible. Wherefrom you got this information? Anyway, once KCET Counselling opens, please fill in maximum number of choice of Colleges / streams your daughter prefers including RVCE, BMSCE, MSRIT, Dayanand, CMR, Alliance, Presidency, BMSIT, RVIT, NITTE, UVCE, BNM, Acharya, BIT, AMC etc. This is (choice filling for NITs/IIITs/GFTIs) applicable for JOSAA Counselling also which I think your daughter would have already done. All the BEST for Your Daughter's Bright Future.

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Ans: Order of Preference (1) CEG-CSE (2) SASTRA-CSE (3) MIT-C-ECE (3) (4) SSN-EEE. All the BEST for Your Daughter's Bright Future.

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Ans: Revathy Madam, You have not mentioned whether your Son appeared in JEE this year or not? If yes, his Score? Had he joined any Coaching Center during his 11th / 12th? If possible, try for alternate solution (than taking a drop for next year JEE) as there are hardly 7-8 months left to appear for his 1st JEE-Main Exam. If he decides for a drop, here are some IMPORTANT Practical Steps / Strategies / Tips to prepare for his JEE next year: (1) Whenever he studies at home, he should study for 45-minutes. Then take a break of 10-minutes when he can move away from her study table, walk, have some water & relax. If he continues studying beyond 45-minutes, his concentration power will go down, resulting to low outputs. Most students commit this mistake. (2) On daily basis (morning or evening whichever will be convenient to him), he should do yoga or meditation or physical exercises or play any games / sports (whichever he can do) for at least 30-45 minutes. This will further reduce his stress / distractions. (3)He should study tough topics / tough subjects (applicable to him) early morning with his fresh mind. (4) Should eat a lot of green vegetables / fruits & avoid soft drinks / junk foods (5) Every day night, before going to bed, he should revise whatever he has studied during the day. (6) Also, he should revise every week whatever she has covered till date (here his short-notes which he should prepare will be helpful). (7) He should also keep practising questions on topics which he has covered either offline or online (8) He should give utmost importance to wrongly answered / difficult / complicated / tough questions and have a separate note-book specially for this for each subject (PCM) (8) He might be aware that NEET rank is allotted on the basis of highest score in Maths, followed by Physics & Chemistry. He should practice more and more in Maths, till he reaches Speed & Accuracy. (9) By November-December, he should attempt full syllabus online test series / mock tests, evaluate and analyse his performance such as, (a) which topic / unit / concept he is weak which needs revision and improvement as this will disturb him when he will appear in actual JEE exam (b) abnormal time taken to attempt any question which he can come to know from Online Test Series which he should reduce (c) which questions he skipped and why? (10) He should AVOID studying under pressure that he should get admission only into IITs/ NITs. Never advisable. Any one can be successful, even if he / she studies in NON-IIT / NON-NIT Colleges also. (11) Have Plan B & Plan C for other Colleges Entrance Exams / Disciplines-Streams. (11) Avoid comparing yourself with other students. (12) Also, it is highly ideal to appear in / attempt minimum 5-Entrance Exams (for both Govt & Private Engineering Colleges). He will have a lot of options (easiest method) to choose the best and most suitable one, keeping in view a lot of factors such as, College | Location | Your Interest | Stream Preference | Placement Records | College Culture | Your Short & Long Term Goals | Pressure He Can Go Through | Your AIR & Job Market Condition when he applies for his BTech & Even after. I hope I have answered to your question with value additions.

All the BEST for your Son's Bright Future.

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Ans: Sreedhar Sir, Order of Preference (1) RVCE-CSE (2) BITS-H & (3) BITS-G. All the BEST for Your Bright Future.

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Ans: Virupakshappa, you have NOT mentioned about the Streams you prefer. However, fill in the maximum number of Colleges & streams you prefer, beginning from Top Colleges like BMSCE, RVCE, MSRIT, Dayanand and also CMR | NITTE Meenakshi | New Horizon | Cambridge | BMSIT | BNM | Alliance | UVCE | Acharya | MVJCE | Presidency etc. All the BEST for Your Bright Future.

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Ans: Deepak Sir, Order of Preference (1) KIIT-CSE (2) SRM-R-CSE-BD (3) SNU-N-E&C. If Location of KIIT not preferred, she can go for SNU-N-E&C. All the BEST for Your Daughter's Bright Future.

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Ans: (1) BITS-P-ECE (if fees affordable). If note, (1) NIT-T-ECE (2) NIT-S-ECE. All the BEST for Your Bright Future.

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Ans: Prefer BITS for Mechanical or EIE. Have Manipal as your 2nd Choice. All the BEST for Your Bright Future.

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