Dear Sir i am 30% slab on tax and i have fds also . i believe only on FDs .but intrest also become taxable 30% . some body told me that if i transfer my fund to wife and son and fd there then no proble . please tell me that if i tranfer 25 lk to wife and make fds there is it taxable to me or not . is 25lk tansterd income become taxable to her or not only intrest taxable please clearify

Ans: Recommendation
Primary Choice: M.Tech in Biomolecular and Bioprocess Engineering at IIT Delhi

Closely aligned with your biotechnology background.
Better placement opportunities in biotech and biopharma sectors.
Offers a specialized skill set valuable for industries.
Alternative Choice: M.Tech in Environmental Science and Engineering at IIT Bombay

Good if you're interested in environmental sustainability.
IIT Bombay’s strong placement network ensures good opportunities, but the field is different from your core biotech knowledge.
Stay at IIT Tirupati: Only if switching to IIT Delhi is not feasible. Chemical engineering placements are broad but may not leverage your biotechnology background fully.
Choose your M.Tech, then I will talk about tools.

Ans: Hello;

The exit date updation is essential before withdrawal.

You may visit the assigned EPFO office with supporting documents and discuss with concerned officers for satisfactory resolution.

Else you may file a grievance with EPFiGMS portal regarding the problem faced by you pertaining to the exit date updation.

You may also approach them on social media, if needed.

Best wishes;

Ans: Definitely Python

Ans: Hello;

You have a sip in an ETF that tries to mimic the performance of nifty midcap 150 index.

So the ETF returns will emulate index returns be it positive or negative.

If you have a long-term horizon then you shouldn't be worried about such short term volatility.

Also remember the standard disclaimer about mutual funds:
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.

ETFs are kind of mutual funds that are traded on the exchanges.

If you are getting affected by the market volatility then you need risk profiling and apt advice as to where you should invest.

Happy Investing;

Ans: To rebuild your career after completing an MBA, identify transferable skills such as management, communication, leadership, and problem-solving, and match them with job roles beyond just calling and backend work. Revamp your resume by highlighting your educational qualifications and skills, and showcase internships, projects, or certifications completed during your MBA. Upskill strategically by considering short-term certifications relevant to your MBA specialization, such as digital marketing, project management, or data analytics.

Get a ton of useful information on "Resume Building," "LinkedIn Profile Building," "Job Search," and "Salary Negotiation Skills" by tuning in to the free webinars hosted by Vikram Anand, Sakshi Chandrasekar, and Sawan Kapoor. Take advantage of these kinds of free webinars to keep yourself busy and increase your self-assurance.

Job search strategy should include applying for jobs that match your skills, using job portals like LinkedIn, and Indeed, and networking actively on LinkedIn. Consider exploring freelance projects or paid internships related to your MBA specialization.

Emotional healing is essential, and it's important to acknowledge the pain of the loss of a relationship. Focus on self-care activities that uplift you, such as journaling, exercising, reading, or joining support groups. Practice mindfulness or meditation to reduce anxiety. Seek professional support if feelings of sadness or self-doubt persist.

Set small, achievable goals to avoid feeling overwhelmed and redefine success as personal growth, resilience, and continuous learning. Remember that progress takes time, and you are not alone in this phase. Stay patient and persistent, as your breakthrough will come.
All The BEST for Your Prosperous Future.

Follow RediffGURUS to Know More on ‘Careers | Finance | Health | Relationships’.

Ans: I think learning about data analytics with a specialization in the finance domain would be useful. If you are comfortable with numbers, you should explore this. Numerous resources are available online.

Ans: The most important thing you can offer her right now is emotional support and reassurance. Let her know that she has a safe space with you to express her fears, frustrations, and feelings without judgment. Encouraging open communication will help her feel less isolated and more empowered to navigate her situation.

Remind her that she has the right to be treated with respect and dignity. It's essential for her to recognize that emotional blackmail is a form of abuse and that she doesn't have to endure it alone. Encourage her to seek local resources, such as counseling or support groups, that can provide guidance and emotional reinforcement.

It's also important for her to consider the well-being of her child. A nurturing environment is crucial for both her and the baby's emotional health. If she's feeling threatened or unsafe, she may need to explore options for securing a more stable and supportive environment.

While you may not be able to provide legal remedies from India, your emotional support and encouragement can make a significant difference in helping her take the necessary steps to protect herself and her child. Let her know that no matter what happens, she has your unwavering support and love, which can be a powerful source of strength during this challenging time.

Ans: First, it's essential to acknowledge the emotional strain this situation may be putting on both of you. It's okay to feel overwhelmed or uncertain, but your commitment to each other is a strong foundation to build upon. It's crucial to support each other emotionally through this process, as it will require patience, resilience, and understanding.

Additionally, you might consider looking into organizations or NGOs that support interfaith or inter-caste couples. These groups often have experience dealing with similar situations and can offer both legal advice and emotional support. They can also help navigate the legal process in a way that minimizes risk and ensures your rights are protected.

It's important to stay connected with people who support you both emotionally, whether it's friends, family, or support groups. Sharing your burden can lighten the emotional load and provide you with a network of allies who can help you through the process.

Remember, the love and commitment you share are powerful. While the road may be difficult, focusing on your shared goals and supporting each other through these challenges will strengthen your bond. Stay hopeful, seek the right help, and trust that you're making the best decisions for your future together.

Ans: Good evening, Raj.

It's understandable that you're feeling anxious about your body hair and how it might affect your future relationship. It's important to remember that every person has unique physical traits, and what truly matters in a relationship goes far beyond physical appearance.

First, self-acceptance is key. Embracing your body and its natural characteristics can boost your confidence and make you feel more comfortable in your own skin. Confidence often makes a significant difference in how others perceive you. If your body hair is something you feel strongly about, there are options for managing it, but it's essential to make any changes for yourself, not just to meet someone else's expectations.

When it comes to marriage, mutual respect, love, and understanding are the foundation of a strong relationship. A loving partner will accept you for who you are, including your physical traits. It's also crucial to communicate openly with your future partner about your feelings and concerns. This openness helps build trust and intimacy, allowing both of you to feel secure in the relationship.

Ultimately, the decision to marry should be based on your emotional readiness, shared values, and a deep connection with your partner, rather than solely on concerns about physical appearance. If you find someone who values you for who you are, these worries about body hair will likely become insignificant. Trust that the right person will see and appreciate the entirety of who you are, not just the surface.