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Samraat Jadhav |2126 Answers |Ask -Follow

Stock Market Expert - Answered on Sep 25, 2024

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Question by YOGESH on Sep 24, 2024Hindi

Money

I Have 1000 Shares of Orient Green Power LTD @15, What to Do.

Ans: hold it

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Ans: Declining Net Cash Flow : Companies not able to generate net cash
Book Value Per Share deteriorating for last 2 years
EXIT

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

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Stock Market Expert - Answered on Aug 18, 2023

Question by Shashank - Aug 18, 2023Hindi

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I have 1210 shares of Balrampur Chini Mills @437. what shall I do with this?

Ans: HOLD

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Advait Arora | Answer |Ask -Follow

Financial Planner - Answered on Nov 06, 2023

Asked by Anonymous - Oct 23, 2023Hindi

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I have 50 shares of Adani Green@987. What should I do?

Ans: pricey but in momemtum. keep ridiing it

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Financial Planner - Answered on Jan 18, 2024

Question by KALYAN - Oct 30, 2023Hindi

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I HAVE 50 SHARES OF EKI Energy Services Ltd @ AVERAGE OF 884.00 WHAT SHOULD I DO? PLEASE REPLY

Ans: Sell and move to better stocks.

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Onkar Singh |25 Answers |Ask -Follow

Career Management, Skills Development Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 24, 2024Hindi

Career

I am a junior engineer in Railway, although the job is well paid and somewhat secure, but I don't feel belonged to this job. I have lost all interest in the work. I don't like office work pressure. I am working only because of family pressure. I have plan to be freelance teacher for 12th class physics in which I have interest. My parents are not dependent on me. My father is a retired teacher and have his own pension and savings. Is it a wise decision to quit the government job for my happiness?

Ans: Hi Anonymous,
I would suggest not leaving your job immediately. Instead, consider experimenting with your freelance physics classes from class 9 to class 12, this could be quite lucrative if you are a good teacher and have a strong knowledge of physics. Once you receive positive feedback on your teaching style from the market, you can think about leaving your job and pursuing this full-time. Please feel free to connect with me and message me on LinkedIn—I’d be happy to provide further insights.
https://www.linkedin.com/in/onkarcsrandsustainability/

Rajesh Kumar Singh |22 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Dec 24, 2024

Asked by Anonymous - Nov 22, 2024Hindi

Career

B.Tech in ENTC engineer isme software job ya hardware job hota hai, software job mein intrest hai, to acha package ka job milsakta hai kya? Yah main mere son ke liye enquiry kar raha hoon. Please guide me...

Ans: B Tech ELECTRONICS & Telecommunication covers mostly hardware. Computer science focusses on Both. Coding will help for software job

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Tech Careers and Skill Development Expert - Answered on Dec 24, 2024

Question by Arkajyoti - Oct 13, 2024Hindi

Career

My son want to try again for cracking iit but his cbsc board is not cross 75percent so he already admits btech ist now i want some hopeful advice by which he can fullfil his dream.

Ans: What is his dream?

Mayank Chandel |1950 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 24, 2024Hindi

Career

Hey sir, I just checked and got to know I have entered wrong dob in my jee mains application form and since now correction time is over, am too worried what should I do now,

Ans: Hi
please write an email jo the JEE authorities stating the correct date of birth. Also carry the proof of actual date of birth & hard copy of email with you to avoid any inconvenience.

Milind Vadjikar |795 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 24, 2024Hindi

Money

Hello i am almost 30 now I have invested around 40 lakhs in Market (mutual funds plus equity) 6 lakhs ppf maybe 2 lakhs pf I have parental property of combining around 2.5cr I have my parents helath insurance from a private insurance company, also covered by cghs health scheme,so no major worries about health expenses, for me i have 10lakhs health insurance Apart from this we have family pension also. As of now overall i have a monthly income of around 2-2.25 lakhs. I have a car a bike a scooty all valid for next 8-10 years What should be my goal amount for the retirement, i want it as early as possible As per the current scenario i am assuming i will live max till 75 years age. As of now i can invest 80-90k per month Yet to be married i assume i need atleast Lakhs per month as of now What should be the ideal amount with which i can retire

Ans: Hello;

Hope you have adequate term life insurance for yourself.

You may start a monthly sip of 90 K in a combination of pure equity mutual funds.

After 10 years your sip and lumpsum investment will grow into sums of 2.09 and 1.24 Cr respectively.

This adds upto 3.33 Cr. If you add your ppf and EPF corpus then this should add upto a sum of around 4 Cr.

If you invest this corpus in a conservative hybrid debt fund and do a SWP at the rate of 3.5%, you may expect a post tax monthly income of
1 L+.

As you get married your expenses will rise as also the need to plan for various other goals.

Therefore the decision to retire from regular 9-6 job should be backed up with alternate business plan or such other plan to monetize your hobbies that may yield income over atleast next 10-15 years.

Best wishes;

Radheshyam Zanwar |1112 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 24, 2024Hindi

Career

My cousin got 60 marks in neet ug and 70% marks in 12th.Can he take admission foreign university with this score.Will he be able to cope up with mbbs syllabus.

Ans: Hello dear.
You did not mention his NEET passing year. Yet if it is assumed that he appeared for NEET in 2024, it might be too late to take admission to any foreign university. Please consult with the consulting firms that deal in the admission process to foreign universities. Now related to your query about whether he will cope with the syllabus, will depend upon the ability of the student to do hard work. Even though a student scores less in 12th grade or NEET, if he puts a lot of effort into MBBS, then it is possible for him to excel in the subjects. There is no relation between the subjects of 12th grade and the MBBS syllabus. If your cousin is comfortable with Biology, then he can easily cope with the syllabus.
If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

Ravi Mittal |474 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Dec 24, 2024

Question by Singh - Dec 23, 2024Hindi

Relationship

Sir mere best friend ka jo ex boyfriend tha uski shadi fixed ho gayi hai. Aur woh meri friend se last time meet karne ke liye bula raha hai. Meri friend mujhse suggestion mang rahi hai infact sath chal ne ke liye bol rahi hai. Please suggest me usse kaise aur kya samjhaun.

Ans: Dear Sonalee,
I am not sure if it's such a good idea to go and meet her ex, but if that's what she needs to do for closure, then other than supporting her, there isn't much you can do. I know it sucks to see our loved ones in pain and making choices that will cause them more pain, but in some cases, we have to let them make their own decisions. Go with her since she is asking you to; look out for any kind of tricky situation and be there for her because it won't be easy.

Best Wishes.

Milind Vadjikar |795 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 07, 2024Hindi

Money

Hi sir, 52 yrs old Government servant Have savings of 2 crore, have two houses presently 06 yrs to retire No debt Liabilities are higher education of two daughters Will get total 4 crore as retirement corpus and will have savings of about 01 crore after doing all expenses Pension will be around 1.75 lakhs monthly Is it sufficient?

Ans: Hello;

If your current regular monthly expenses are 1 Lac or below then it looks okay.

Do take some good health insurance apart from coverage in government healthcare scheme for pensioners.

Best wishes;

Milind Vadjikar |795 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 22, 2024Hindi

Money

Hi sir i am 42 yrs old with 80k income monthly No investments other than 1 house for investment purpose worth 50L health insurance are in place kindly suggest if i will retire at 55 years

Ans: Hello;

You should start a monthly sip of 40 K in a combination of equity mutual funds.

Assuming 12% return, you may expect a corpus of around 1.5 Cr, 13 years from now(at 55 years of age).

Rental from invested house and fixed income from your corpus can provide you monthly income in retirement.

Happy Investing;
X: @mars_invest

Rajesh Kumar Singh |22 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Dec 24, 2024

Asked by Anonymous - Oct 03, 2024Hindi

Career

hello sir i want to ask that i had engineering and several working domains i had completed SAP MM course from institute but i am not getting job related to sap because of lack of experience what should i do. i had wasted lot of time.

Ans: Try internship in SAP.
Companies using SAP will employ you

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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