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Ramalingam Kalirajan |6290 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jun 30, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Prince on Jun 30, 2024Hindi

Health

Thanks very much for replying sir ????

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Thank you so much Sir for your indept reply ????

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Thanks a lot Sir????

Ans: Most Welcome.
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Question by LAXMI - Sep 07, 2024Hindi

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Sir, my son study in CSE AIML at Techno India University, Kolkata and completion 2025. Kindly give me future of the said subject and placement in which Company

Ans: The CSE (Artificial Intelligence and Machine Learning) program your son is pursuing at Techno India University, Kolkata, offers a strong future as AI and ML are rapidly growing fields.
Top recruiting companies for the AI/ML branch would include TCS, Cognizant, Accenture, Wipro, Capgemini, and HCL.

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Question by Amit - Sep 08, 2024Hindi

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Can I do bsc mathematics from IGNOU then MSC mathematics from IIT

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Asked by Anonymous - Sep 07, 2024Hindi

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Which is better among Cambridge institute of technology Bengaluru and Presidency University Bengaluru for CSE

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Is bits goa EEE Is better option for placement in future

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Asked by Anonymous - Jul 15, 2024Hindi

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Sir, my daughter is pursuing an MSc in Applied Microbiology and Biotechnology. Could you please provide information on government organizations that offer internships in this field, along with their application procedures and timelines?"

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Dear sir,my son is studying 2nd yr physics (bsc+msc) at NIT Rourkela.pls suggest which parallel course is favorable for his future.

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Question by T - Sep 14, 2024Hindi

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Hi, My age is 50 and i have one House which is under loan paying 13432 per Month and having one appartment , and i have a debt of 30 L paying emi of 80 K and need to pay of another 4 years , I am going to sell my appartment to close alm My debt and after this I can save 1 L per month. By the age of 60 I want to save 1 to 1.5 crore and also want to invest in Bonds for regular monthly income , suggest ways to save .

Ans: If you do SIP of 61K in a retirement mutual fund for 10 years, you can expect achieve a corpus of 1.5 Cr after 10 years.(Modest return of 13% assumed)

You can use this corpus to buy annuity, invest in PMVVY and SCSS or do a SWP for regular payouts.

You can invest in Post Office monthly income scheme for monthly payouts(current interest rate is 7.4%; If singly held then investment limit is 9 L and for joint holding it is 15 L; 5 year tenure) at this stage.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

Happy Investing

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 14, 2024

Asked by Anonymous - Sep 10, 2024Hindi

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Hello sir , my son completed his Diploma in mech engg. after 10th and working at jsw steel as campus placed . pl suggest how he can do B tech while working or he shd leave job to do B tech. pl guide

Ans: Hello
To do BTech, it would be better to leave the job. Doing B.Tech. while earning is not recommended. Yet, if your financial conditions do not permit, then he can do so. For B.Tech. admission, keep a close eye on a state-level counseling process where your son can apply for it. If eligible, your son will be admitted to 2nd year of mechanical engineering.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

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Question by Shreyan - Sep 09, 2024Hindi

Career

dear sir, i've got civil engineering in Jadavpur university....i want to pursue a career in mechatronics and AI robotics and do MS abroad in these subjects....i have an option of upgrading my branch to power eng, production eng and chemical eng.....i will do an online cs course to upskill myself in coding...what branch do u think i should prefer/ what should be my preference order?

Ans: Hello Shreyan
Your aims are different but you have been admitted to Jadavpur for Civil Engineering. Upgrading to Power Engg, Product branch will not solve your problems. At any time you can do CS courses online to upskill your knowledge in coding. It would be better for you to join any good institute for CSE + AI/ML to fulfill your dreams of working in Robotics and allied fields. If possible, shift from Civll to CSE AI/ML/DS

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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