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HPV vaccine over 35? 50-year-old woman seeking vaccination advice

Dr Nandita Palshetkar | Answer |Ask -Follow

Gynaecologist, IVF expert - Answered on Mar 04, 2025

Dr Nandita Palshetkar is the medical director of Bloom IVF.
She is a pioneer in ICSI, laser hatching, spindle view, oocyte and embryo freezing, IMSI, in vivo vaginal culture, metabolomics, embryoscope and spindle check technologies.
With over 30 years of experience, Dr Nandita is managing 10 centres across India.
She has written over 100 papers, edited 25 books and given over 1,000 lectures and speeches.
She has also won several prestigious awards, including the Dronacharya Award (2021), the Bharat Gaurav Award at the House of Commons in London (2014) and the Inspiring Gynaecologists of India (2018) to name a few.
Dr Nandita completed her MBBS from Grant Medical College and Sir J J Hospital, Mumbai, and her MD in obstetrics and gynaecology from Mumbai University."... more

Asked by Anonymous - Feb 12, 2025Hindi

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Is HPV vaccine recommended for women over 35?

Ans: While the HPV vaccine is most effective when given at a younger age (between 11 and 26), it is still considered beneficial for women over 35, but a discussion with a healthcare provider is recommended to assess individual risk factors and decide if vaccination is appropriate; for women between 27 and 45, the decision to vaccinate should be based on individual risk factors and should be discussed with a healthcare professional.
Factors to consider:
If you are in a new relationship, have multiple partners, or have recently been diagnosed with a sexually transmitted infection, getting the vaccine could be beneficial even at an older age.

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Hello Milind Sir, Good Afternoon, First & foremost, please accept my apologies for such an ignorant & foolish question. Please refrain from passing judgment on me. Sir, I have no stock market, MF, Intra day or Fixed Deposit verticals knowledge on a personal level? I do not have lakhs or crores of rupees in my bank account. Having said that, I have INR 40,000 in a savings account that I would like to invest. What am I supposed to do now? Should I learn about the stock market or put it in mutual funds? Thankyou For Your Time.

Ans: Hello;

First of all remove inferiority complex from your mind.

You are as much a friend as all other answer seekers are!

Normally we seek inputs like your age, time horizon for investment, purpose of investment, you risk appetite and financial profile before advising on the type of investment.

Most people who don't have time, knowledge and temperament for stock trading should avoid doing so directly.

You may invest it in a balanced advantage type mutual fund for 5 year horizon. You may select any fund from the top performance quartile in this category.

Also NPS is desirable for retirement planning.

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Asked by Anonymous - Apr 12, 2025Hindi

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Considering the current market conditions, I'm trying to decide whether it's wiser to invest in real estate or to continue investing in mutual funds. I already have some experience with mutual funds and have seen moderate returns, but I'm also attracted to the idea of owning a tangible asset like property, which could offer appreciation and rental income. I want to understand which option real estate or mutual funds is likely to offer better returns over the next 5 to 10 years, especially given the current economic environment, interest rates, inflation trends, and market volatility. How do factors like liquidity, maintenance, taxes, and risk compare between the two? Should I shift some of my investments into real estate for diversification, or is it more prudent to stay invested in mutual funds and possibly increase SIP contributions? I'm looking for a long-term strategy that helps with both capital growth and financial security.

Ans: Hello;

It is difficult to give an advice without knowing specifics of the case.

I would ideally recommend to include both in your portfolio but if it has to be a choice between the two, I would recommend real estate, as a general advice.

Liquidity, Maintenance, property tax are hassles and costs in real estate but asset price and monthly rentals are generally flat or headed northwards over time unless it is some odd case.

MFs holdings are highly liquid, No maintenance charges and efficient tax treatment. But it is subject to market vagaries.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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