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Dr Chandrakant Lahariya | Answer |Ask -Follow

Diabetologist, Consultant Physician, Vaccine Expert - Answered on Oct 24, 2024

Dr Chandrakant Lahariya is a diabetologist, an infectious diseases and public health specialist and a vaccine expert.
The Delhi-based senior physician also has over 20 years of experience in hypertension, thyroid disorders and respiratory illnesses.
An expert on common health issues and the preventive aspects of medicine, he has co-authored the book, Till We Win: India's Fight Against The Covid-19 Pandemic.
Dr Chandrakant completed his MBBS from the Maulana Azad Medical College, New Delhi, and his MD from the Lady Hardinge Medical College, New Delhi.
He has a DNB (National Board of Examination, 2009) certification and a diploma in vaccinology from Institut Pasteur, Paris.... more

Asked by Anonymous - Oct 02, 2024Hindi

Health

I am 53 years old and have a decently active life style. i do gym ( cardio,weights, core etc ) for @ 90 min daily for 6 days a week and also walk around 3 kms and climb @ 12 floors average on a daily basis, I am a diabetic since 14 years and blood sugar is under control. My BP is normally @135/75 with @ 62 as heart beat. i consume @4 ltrs of water . Of late i feel very exhausted especially when i claim the stairs or walk. my total calories intake per day is 1800 cals -fully veg with a protein of @ 75 gms . What would be the reason for my exhaustion and how can i get over it.? please help

Ans: It is possible that while you are consuming as per the daily needs but the distribution of the meals and calories are irregular. May consult a dietitian.
Also, increase fruits and vegetables in diet. Get Vit D and B12 and LFT and Thyroid Function testing done and you may benefit from some micronutrient and vitamin supplement.
I am not a big supporter of vitamin supplement but in your case, it seems those may benefit.

Best
Dr Chandrakant Lahariya
Centre for Health: The Specialty Practice
Safdarjung Enclave, New Delhi

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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I m 61 and I used to jog in hills for the past 15 years , now my activities increased further about 12 km in hills and treking while the week , my weight is 55kg i never felt tired or restkess

Ans: mpressive! Your dedication to jogging and trekking has clearly cultivated impressive endurance and strength, especially considering your age. Sustaining this level of activity requires attentive self-care. Consistency is key, ensuring you adhere to your exercise routine to maintain and even enhance your fitness. Variety in exercises prevents monotony and engages different muscle groups. Prioritize proper nutrition and hydration to fuel your body adequately. Don't overlook the necessity of rest and recovery to prevent overtraining and injuries. Regular check-ups with your doctor are crucial for monitoring your health as you age. Your commitment to an active lifestyle is truly commendable and serves as an inspiration to others. Keep up the great work and cherish every moment of your journey!

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Dietician, Lifestyle, Nutrition Expert - Answered on Dec 02, 2024

Question by dileep - Nov 30, 2024Hindi

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I am 61 and Diabetic with Fasting sugar at 166. HBAIC 7.3, Not under any medication. But following strict diet control. Off late having sedentary life style. Sitting long hours in office. I was a good runner till 2 years back. Every day used to run about 10 K. But nowadays, I am mentally not strong. Unable to concentrate on my morning workouts. Quiet lazy. Don't feel to get up from bed even though wake up at 415AM. What is causing this and what could be a remedy for this morning sickness / laziness

Ans: Hey Dileep, you are feeling tired lazy because of high blood sugar levels and insulin resistance. Please work on managing the glycemic load of your meals. Which means try to include one serving on complex carbohydrates, one serving of proteins and 2 servings of fibre (salads/cooked vegetables) on your plate. This will ensure your blood sugar/insulin levels are well controlled, and the symptoms like feeling lazy and tired will significantly go down.

Along with this, it is also important to include some form of exercise into your routine. Focus more on strength training. Studies have shown weight training/strength training helps to sensitise insulin and help in better blood sugar management.

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Question by lavan - Feb 26, 2025Hindi

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Hi, I'm Lavan Kumar, i'm 34 year old married, one daughter of 6yr old. my current take home salary is 80k. my current PF balance as on Jan'25 is 8.5L Holding 1Cr term insurance with a premium of 18K per annum medical premium of 40k per annum for my family ( including parents). PPF Balance is 1.18L, investing around 20K per year investing in NPS from Dec'22 onwards and currently holding 2L and investing 50K every year and also investing 4500 monthly through employer from my salary( above mentioned sal is excluding this amt) Investing 9k per month in 5 mutual funds 1.Kotak infrastructure and Economic reform fund - 2k 2.Quant infrastructure fund -2k 3.Bandhan sterling value fund - 1k 4.SBI long term equity fund - 2k 5.Quant Multi Asset fund - 2k Paying LIC of 27K per year for 10L sum assured. currently holding a personal loan with an EMI of 27k per month, same will be closed by Dec'25. Please guide me on how to achieve 1Cr in next 10 years and where to invest to achieve my target.

Ans: Hello;

You may be able to achieve 1 Cr corpus in the following manner;

1. Do a flat monthly SIP of 50 K for 10 years.

2. Begin with a monthly sip of 15 K and step it up every year by 30% minimum.

Other option is to do a flat monthly sip of 20 K for 17 years to achieve 1 Cr.

A modest return of 10% is considered.

Also your funds need a complete rejig for which you may get in touch with a MFD.

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I have sold a flat on 12th Feb2025 for Rs.65 lacs. I have bought this for Rs.11 lacs on 5th April 2005. I do not wish to buy another property . I wish to invest in Capital Gains Tax Saving Bonds. I am 72 years old. How much is the LTCG ? How much do I need to invest in the CG Tax Saving Bonds to minimise the tax ? What will the tax amount payable ? Thanks and regards

Ans: 01. Based on available information, you may opt for LTCG with Indexation.
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sir, I want to check how much money i have in my IT file . i want to purchase land, so want to make confirm is their sufficient amount in file. For this which amount i have to check. Please advice.

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Asked by Anonymous - Feb 26, 2025Hindi

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I sold a property for Rs130 lacs in this month. I bought it for Rs.18 lacs in August 2005. I bought in joint name of self and spouse. I got the sales payment equally in both names. We do not wish to buy another property as I am over 70 years of age and my wife over 67 years. How much should we each invest in CG Tax saving bonds to get exemption ? Both of us are filing returns separately.

Ans: 01. Based on available information, you may opt for LTCG with Indexation.
02. CG Tax Saving Bonds may be purchased for Rs.35.00 lakh each. It may reduce your tax payment significantly.
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Hi My father purchase ist and barsati floor in 1986 @ 2 lac... He made 3rd floor construction... We dont have construction expenses bills Now he want to sell@ 10 lac each floor to 3 indiviual buyers, means total 30 lac sale considration ., how it can be shown in income tax... Will 2 lac buy value is divide in 3 floor?

Ans: 01. As per details provided in the question, your Cost for all the three Flats is Rs.2,00,000.00 only. This is due to lack of documentary evidence about Cost of Construction (Bills & Source of Finance etc.).
02. LTCG tax may be comparativly less, if you opt for LTCG calculation without Indexation.
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Hello Sir, I am 35 year old working women & having SIP of 51K for 15 years. I started it 2 years before.(Current amount is 14L) My salary is 85K per month. I have 10 years daughter. I have currently purchased 2BHK home having home loan of 50L for 15years.My target is close the loan in next 5 years. Rent is coming 15K. EMI is 70K.(35K husband pays the EMI).NPS is 50K yearly. LIC 35K yearly. I want to retire by 2036 with amount of 2cr.Please suggest.

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With your current sip of 51 K you may be able to achieve a corpus of 2.13 Cr in 15 years time frame. (Assuming modest return of 10%).

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Till now I was filing income tax returns every year including the rental income for a flat jointly owned by me and my wife. For AY 2024-25, the rent was included in my wife’s ITR for convenience and no ITR wea filed by me as I had no other income. Is this ok?

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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