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Dr Hemalata Arora | Answer |Ask -Follow

General Physician - Answered on Aug 02, 2023

Dr Hemalata Arora is a senior consultant who practises internal medicine at Mumbai’s Nanavati Max Super Speciality Hospital.
In a career spanning over 24 years, she has focused on managing infectious diseases, critical illnesses and lifestyle disorders.
Dr Arora completed her MBBS and MD from the King Edward Memorial Hospital and Seth Gordhandas Sunderdas Medical College in Mumbai.
She is ECFMG certified, accredited by the American Board of Internal Medicine, Diplomate of the National Board and a DNB faculty.
She was honoured with the Paul Bunn award for her promising performance in the field of infectious diseases at SUNY Upstate Medical University, New York.... more

Question by Vinay on Jul 17, 2023Hindi

Health

I am 46 years old , from last november onwards i have lower back pain with burning and tingling on the left side buttock area, had taken an MRI , The results are as follows, L4/5 DISC - Prosterior bulge indenting the thecal sac and touching the traversing roots at the lateral recess L5/S1 DISC- Prosterior bulge indenting the thecal sac NO MAGOR CAUDA EQUINA COMPRESSION SEEN I Had visited neuro specilaist and taken maxdulin 75 + 20 mg for 2 months , and then there is no reilef, also done yoga for 3 months and also now i am going for walks for 7 km daily, now for the past one week i am experiencing burning sensation on the right buttock area kindly advise

Ans: You should see a good neurosurgeon/ spine surgeon.

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Dr Hemalata Arora | Answer |Ask -Follow

General Physician - Answered on Jul 29, 2023

Question by Vinay - Jul 17, 2023Hindi

Health

I am 46 years old , from last november onwards i have lower back pain with burning and tingling on the left side buttock area, had taken an MRI , The results are as follows, L4/5 DISC - Prosterior bulge indenting the thecal sac and touching the traversing roots at the lateral recess L5/S1 DISC- Prosterior bulge indenting the thecal sac NO MAGOR CAUDA EQUINA COMPRESSION SEEN I Had visited neuro specilaist and taken maxdulin 75 + 20 mg for 2 months , and then there is no reilef, also done yoga for 3 months and also now i am going for walks for 7 km daily, now for the past one week i am experiencing burning sensation on the right buttock area kindly advise

Ans: This is disc prolapse disease in the spine which is causing nerve root compression. Consistent physiotherapy and exercise, weight management, avoiding back stressing movements and adequate rest/sleep. 2 months of doing this will help improve the symptoms significantly and then you have to be consistent with the exercises to maintain the same.

Dr Ashit Hegde | Answer |Ask -Follow

Consultant Physician, Internal Medicine and Critical Care Expert - Answered on Jul 30, 2023

Asked by Anonymous - Jul 28, 2023Hindi

Health

Dr I have been expreciencing Low back pain on the left side for the last one year did an Mri , where the result -L4/5 - prosterior bulge indenting the thecal sac and touching the traversing roots at the lateral recess L5/ S1 disc- prosterior bulge indenting the thecal sac No major cauda equina compression seen i have been on medication ULTRAPLUS , BENCUS PLUS AND GABPENTIN and also the neuro doctor prescribed NUEROBIN INJECTION . There was improvement in the pain, and now suddenly i am having pain on the left side of the buttock cheeks, for the last fifteen days, done an Xray it is clear, i feel becuase of the injection , but it did not pain at that time, it started after 5 to 6 hours later, and also i am feeling shock like feeling in the head, but when i am sleeping the pain and shock is not there, it does not disturb the sleep, Kindly advise

Ans: It is unlikely that neurobion injection is responsible for your symptoms unless the injection was given in the buttocks. In any cas I think you can switch from injection to neurobion tablets.
The pain in the buttock could also be due to pressure on the nerves. You may need to consult a spine specialist

Rebecca Pinto | Answer |Ask -Follow

Physiotherapist, Nutritionist - Answered on Jan 18, 2024

Question by Vinay - Oct 27, 2023Hindi

Health

DR I AM SUFFERING LOW BACK PAIN FOR THE LAST ONE YEAR, DONE AN MRI VISITED ORTHO DR AND NEURO DR, RESULT OF MRI OK, WHEREAS I AM HAVING BURNING SENSATION PRICKING LIKE SENSATION IN THE BOTH SIDE OF LOWER BACK, KINDLY ADVISE

Ans: Please get your scans done again and get your blood sugar checked. Burning and pricking is most likely a nerve impingement

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 14, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Career

Sir, By mistake I have filled wrong DOB in my JEE application form , I have worked really hard ???? and my anxiety level are also at its peak after this incident ! I have send an email to NTA about my problem but there was no response ! ???? Please guide me Sir and will I be able to give my Exam ! ????

Ans: Hi
please write an email jo the JEE authorities stating the correct date of birth. Also carry the proof of actual date of birth & hard copy of email with you to avoid any inconvenience. There won't be any issue in appearing for exam.

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Tech Careers and Skill Development Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Career

Hi I am 2016 passed out. Currently i am working in BPO. I have 7 years of experience in BPO Non-voice. Health care field. I would like move IT field in software developer. It is possible to move IT jobs. Kindly assist

Ans: What are your qualifications?

Asked on - Jan 13, 2025 | Answered on Jan 14, 2025

Ans: Try to increase your qualification by doing MCA etc. Develop your skill set on advance topics like AI, DS etc by doing online course. Then probability of getting job will increase.

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Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Question by AVIJIT - Jan 12, 2025Hindi

Money

I HAVE CARE HEALTH INSURANCE BASE POLICY 1000000 FOR 2 A+ 1 K , AGED 60 YEARS, 45 YEAR AND 16 YEARS. AND FROM THE LAST 15 YEARS NO CLAIM. 2023 I PORTED MY MEDICLAIM POLICY FROM NATIONAL INSURANCE TO CARE HEALTH INSURANCE WITH 1000000 L BASE AND 50% NCB. I GOT A RENEWAL ON DEC/24 AND NCB 50% WAS ADDED WITH MY BASE INSURANCE. NOW I WANTED TO TAKE A SUPER TOP-UP OF NIVA BUPA HEALTH RECHARGE OF 90 LAKH . IS IT GOOD FOR MY FAMILY ? PL ADVISE ME .

Ans: Hello;

It is certainly a good proposition.

Just check on the deductible, sub-limits on some diseases if any, cap on room rent, if any. Any exclusions.

Best wishes;

Milind Vadjikar |857 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Question by AVIJIT - Jan 12, 2025Hindi

Money

I HAVE CARE HEALTH INSURANCE BASE POLICY 1000000 FOR 2 ADULTS 1 KID , AGED 60 YEARS, 45 YEARS AND 16 YEARS. AND FROM THE LAST 15 YEARS NO CLAIM. 2023 I PORTED MY MEDICLAIM POLICY FROM NATIONAL INSURANCE TO CARE HEALTH INSURANCE WITH 1000000 L BASE AND 50% NCB. I GOT A RENEWAL ON DEC/24 AND NCB 50% WAS ADDED WITH MY BASE INSURANCE. NOW I WANTED TO TAKE A SUPER TOP-UP OF NIVA BUPA HEALTH RECHARGE OF 90 LAKH. IS IT GOOD FOR MY FAMILY? PL ADVISE ME.

Ans: Hello;

It is certainly a good proposition.

Just check on the deductible, sub-limits on some diseases if any, cap on room rent, if any. Any exclusions.

Best wishes;

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Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Money

For salaried professionals investing in equity, does this market crash affect the benefits of Section 80C investments, such as ULIPs or ELSS, which are tied to market performance?

Ans: Hello;

Anything and everything connected with the market will get affected by market volatility. (ULIPs & ELSS too)

However for investors it is like a grand new year sale.

Continue your regular investments and also do lumpsum, if possible, at every sharp decline.

Only those whose target horizon is near should withdraw their gains from equity funds. They can begin fresh investments for some other financial goal.

Best wishes;

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Stock Market Expert - Answered on Jan 13, 2025

Question by Deepak - Jan 13, 2025Hindi

Money

Tks a lot for the clear answers to my queries regarding transmission of shares. However, I would like some more clarification on custodial account for shares entitled to C. Custodial account for C will mean a brokerage account in name of C under guardianship of B or an account in name of B but under some category called as Custodial accounts? Alternatively, can the shares entitled for C be sold by B as C's legal guardian and then the sale proceeds be brought in India directly in a bank account in name of C under B's guardianship? Thanks in advance for the support.

Ans: A custodial account for shares typically means a brokerage account held in the name of the minor (C) but managed by the guardian (B). This allows the guardian to oversee the account and make investment decisions on behalf of the minor.
Alternatively, the shares entitled to C can indeed be sold by B as C's legal guardian. The proceeds from the sale can then be brought into India and deposited into a bank account in C's name, under B's guardianship. However, it's important to ensure that all legal requirements and permissions are met, especially if the shares are part of a larger estate or property.
Hope this helps.

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IIT-JEE, GATE Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 03, 2025Hindi

Career

Hello sir,I'm bsc graduate from tier3 clg.i was planning masters but I'm confused whether I should go for MSc ds and ai from mithibai clg or should I go for MCA?Also recently I was going through UPSC Exam details and opportunities.So I wanna know which path is good?

Ans: I believe M.Sc. is better

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Career Counsellor - Answered on Jan 13, 2025

Asked by Anonymous - Nov 30, 2024Hindi

Career

Hi, I am a 29 year old married man stuck between the career what to do and what not I have good experience in sales of around 6 years but not the proper pay as I am living in a city where there is no big companies no growth in terms of salary and in sales same thing from last 6 years that is 'calling' now I am wish to change the profile to digital marketing as it is in demanding stage and can learn and grow my skills as I am from technical background so please suggest me is it the right to switch the profile or remain in same profile and I am not getting the proper pay in my city but living because my parents are here

Ans: Switching over to digital marketing is not recommended. For your parents you can't move out of the town. I appreciate your caring attitude for your parents, but at the same time unless you go to a big city you can't get a good break. Best of luck. Professor.................................:)

Asked on - Jan 13, 2025 | Answered on Jan 13, 2025

Thanks sir for valuable feedback

Ans: Welcome Dear

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Tax Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 10, 2025Hindi

Money

I am in the process of buying raw materials from different states for my manufacturing unit. How does the GST structure affect inter-state purchases, and how can I reclaim the input tax credit (ITC) on these transactions?

Ans: 01. All purchases, may be from different states, should have your GST number on it, so that your GST paid is reflected in GSTR-2B.
02. While filing your GST Returns, you can off set your GST liability with the ITC, as reflected in GSTR-2B.
03. Most welcome for any further clarifications. Thanks

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Tax Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 11, 2025Hindi

Money

Sir, I purchased a flat in 1999 for 3 Lakhs, now in 2025 I am going to sell it for 35 Lakhs. Will there be any Capital Gain Tax on it?

Ans: 01. Yes. This transaction would be subject to Capital Gain Tax.
02. Under present provisions of Income Tax Act, you may opt any of the options (in case of Long Term Capital Gains), as under :
(a). Tax Rate 12.50% without indexation or
(b). Tax Rate of 20% with Indexation.
03. You may calculate your tax liability under both options & may opt for the tax regime, where tax liability is minimum.
04. Most welcome for any further clarifications. Thanks

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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