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Dr Nagarajan J S K

Dr Nagarajan J S K   |112 Answers  |Ask -

Health Science and Pharmaceutical Careers Expert - Answered on Aug 10, 2024

Dr Nagarajan JSK is an associate professor and former head of medical research at the JSS College of Pharmacy, Ooty.
He has over 30 years of experience in counselling students towards making the right career choices, particularly in the field of pharmacy.
As the JSS College placement officer, he has helped aspiring professionals prepare for and crack job interviews.
Dr Nagarajan holds a PhD in pharmaceutical sciences from the JSS Academy of Higher Education And Research, Mysore, and is currently guiding five PhD scholars.... more
Vijay Question by Vijay on Jul 08, 2024Hindi
Career

Which is best iit BHU pharmaceutical engineering and technology or nit trichy civil

Ans: Hi Vijay,
I recommend that you choose IIT BHU for Pharmaceutical Engineering.
Career

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Dr Nagarajan J S K

Dr Nagarajan J S K   |112 Answers  |Ask -

Health Science and Pharmaceutical Careers Expert - Answered on Jul 14, 2024

Asked by Anonymous - Jul 11, 2024Hindi
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Career
Which is best iit Varanasi pharmaceutical engineering and technology or nit trichy civil engineering
Ans: I'd like to discuss the program at IIT Varanasi in Pharmaceutical Engineering. It appears that the Department of Pharmaceutics has been renamed as Pharmaceutical Engineering. The department offers a combination of 16 pharmacy-based and 6 engineering-based subjects. In addition, fundamental subjects such as English, biology, chemistry, physics, and PET are included in the curriculum, similar to other engineering colleges. This differs from traditional pharmacy programs where these subjects are not typically taught.

However, there are some issues with the program. It seems like a new program, and there could be confusion for students interested in pursuing higher education. If a student wants to pursue further studies, they might be uncertain about whether to pursue an M.Tech or M.Pharm. While IIT-V offers an Integrated course for M.Tech, for M.Pharm, the options are limited to IITs and not other pharmacy colleges. The eligibility criteria for joining M.Pharm in pharmacy colleges in India requires a B. Pharm degree from an institution approved by the Pharmacy Council of India with a minimum of 55% marks.

Moreover, after completing B.Tech and M.Pharm, a candidate may encounter limitations in registering with the pharmacy council and joining academic institutions as an academician. This is a drawback of the program.

On the other hand, NIT Trichy offers a Civil Engineering program with core engineering subjects and no biology.

In conclusion, if you have a passion for biology, you may want to consider studying Pharmacy instead of Pharmaceutical Engineering. Conversely, if you are passionate about engineering, NIT Trichy may be a better fit for you. Additionally, IIT Varanasi is also offering Civil engineering.

..Read more

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Insurance, Stocks, MF, PF Expert - Answered on Sep 10, 2024

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Hi, My name is Kunal, I am 38 years old and my wife is 30 years old. I will be retired at the age of 60. I have two kids, a boy(9 years) and a girl(3 years). My basic is 57000 and I get 3% annual increment on basic. My take home salary is 48000. I have PPF(12500/M), SSY(2000/M) and LIC(5850/M) and our monthly expenses around 20000. I want to buy a home, children's educational expenses and my retirement goals are 1 Cr. Can you give a valuable strategy, how and where to invest to get my all goals?
Ans: I presume you have endowment type life insurance policy from LIC, the returns from which are not up to the mark. If you can surrender it and take a term insurance plan then you can still save around 50K annually after factoring Term Plan premium of 20K pa, considering your current annual payment to LIC of ~70K. That translates to investible surplus of 4K + current monthly disposal income after expenses: 7K, So 11K SIP can be initiated. 4K SIP for 15 years will led to corpus of 22L+(13%return assumed) for daughter's education

If surrendering the LIC policy is not an option then you can still deploy the current balance of 7K + incremental disposable part of salary each year into a SIP for 22 years considering conservative return of 13% it can still build a retirement corpus of 1Cr+ as desired.

You can fund son's higher education through PPF but for daughter's education you need to hike investments in SSY also to 1.5L pa and for house you will need to find home loan(Use EPF partial withdrawal towards down payment)

Here it pertinent to note that you may need to increase your income in some way maybe either job change or spouse working so to have additional funds to invest for your goal fulfillment. Happy to help if you have any further queries.

...Read more

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