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Top Pharmacy Colleges in India

Dr Nagarajan Jsk

Dr Nagarajan Jsk   |291 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Mar 22, 2025

Dr Nagarajan JSK is an associate professor and former head of medical research at the JSS College of Pharmacy, Ooty.
He has over 30 years of experience in counselling students towards making the right career choices, particularly in the field of pharmacy.
As the JSS College placement officer, he has helped aspiring professionals prepare for and crack job interviews.
Dr Nagarajan holds a PhD in pharmaceutical sciences from the JSS Academy of Higher Education And Research, Mysore, and is currently guiding five PhD scholars.... more
Asked by Anonymous - Mar 20, 2025Hindi
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Sir what are some of the top colleges in India to study pharmacy after class 12? What is the eligibility criteria? Is NEET compulsory?

Ans: Hi,

I’m not sure where you’re from, but according to the NIRF, the top colleges are located in Ooty, Mysuru, Manipal, and Mumbai. In most states, NEET eligibility is not required for admission, but state-level exams are necessary. Many deemed-to-be universities conduct their own entrance exams, so if you’re interested in joining one of these universities, you can reach out to them for further information.
Eligibility Critieria:(https://gurus.rediff.com/question/qdtl/career/give-neet-exam-12th-maharashtra-board-marks-less-than-150/5186648)

Minimum qualification for admission to –(extracted from Pharmacy council of India.)
A(after HSC). First year B. Pharm – A pass in any of the following examinations - i. Candidate shall have passed 10+2 examination conducted by the respective state/central government authorities recognized as equivalent to 10+2 examination by the Association of Indian Universities (AIU) with English as one of the subjects and Physics, Chemistry, Mathematics/Biology as optional subjects individually. “However, the students possessing 10+2 qualification from non-formal and non-class rooms based schooling such as National Institute of Open Schooling, open school systems of States etc. shall not be eligible for admission to B.Pharm Course.” ii. Any other qualification approved by the Pharmacy Council of India as equivalent to any of the above examinations. Provided that a student should complete the age of 17 years on or before 31st December of the year of admission to the course. Provided that there shall be reservation of seats for the students belonging to the Scheduled Castes, Scheduled Tribes and other Backward Classes in accordance with the instructions issued by the Central Government/State Government/Union Territory Administration as the case may be from time to time. B. B. Pharm lateral entry (to second year/third semester) - A pass in D. Pharm course from an institution approved by the Pharmacy Council of India under section 12 of the Pharmacy Act

Best wishes.
POOCHO. LIFE CHANGE KARO!
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Dr Nagarajan Jsk

Dr Nagarajan Jsk   |291 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Aug 13, 2024

Career
Sir can you give me full information of b pharmacy course after 12th ? Step to step
Ans: ADMISSION:
Eligibility criteria: (EXTRACTED FROM PCI, NEW DELHI).

3. Duration of the course. – B. Pharm: The duration of the course shall be four academic years (annual/semester) full time with each academic year spread over a period of not less than two hundred working days for annual pattern and hundred working days for each semester.


4. Minimum qualification for admission to –
The Bachelor of Pharmacy (B.Pham.) Course Regulations, 2014 No. 14-154/ 2010- PCI.—In exercise of the powers conferred by Section 10 and 18 of the Pharmacy Act, 1948 (8 of 1948), the Pharmacy Council of India, with the approval of the Central Government hereby makes the following regulations; namely– CHAPTER-I 1. Short title and commencement (1) These regulations may be called the Bachelor of Pharmacy (B.Pharm) Course Regulations, 2014. (2) They shall come into force from the date of their publication in the official Gazette.

2. B. Pharm shall consist of a certificate, having passed the course of study and examination as prescribed in these regulations, for the purpose of registration as a pharmacist to practice the profession under the Pharmacy Act, 1948. CHAPTER-II

3. Duration of the course. – B. Pharm: The duration of the course shall be four academic years (annual/semester) full time with each academic year spread over a period of not less than two hundred working days for annual pattern and hundred working days for each semester.

4. Minimum qualification for admission to – A. First year B. Pharm – A pass in any of the following examinations -

i. Candidate shall have passed 10+2 examination conducted by the respective state/central government authorities recognized as equivalent to 10+2 examination by the Association of Indian Universities (AIU) with English as one of the subjects and Physics, Chemistry, Mathematics/Biology as optional subjects individually. “However, the students possessing 10+2 qualification from non-formal and non-class rooms based schooling such as National Institute of Open Schooling, open school systems of States etc. shall not be eligible for admission to B.Pharm Course.”

ii. Any other qualification approved by the Pharmacy Council of India as equivalent to any of the above examinations. Provided that a student should complete the age of 17 years on or before 31st December of the year of admission to the course. Provided that there shall be reservation of seats for the students belonging to the Scheduled Castes, Scheduled Tribes and other Backward Classes in accordance with the instructions issued by the Central Government/State Government/Union Territory Administration as the case may be from time to time.


6. Course of study. – The course of study for B. Pharm shall include the subjects, number of hours in a week devoted to each subject for its teaching in theory, practical and tutorial as may be prescribed by the Pharmacy Council of India from time to time.

7. Practical Training: The student is required to undergo practical training of 150 hrs either in (A) Pharmacy Practice (Hospital/Community pharmacy) or (B) Pharmaceutical and allied Industries spread over a period of not less than one month during the course of study after second year.

8. Syllabus. – The syllabus for each subject of study shall be as prescribed by the Pharmacy Council of India from time to time.

14. Minimum marks for passing examination.? A student shall not be declared to have passed examination unless he or she secures at least 50% marks in each of the subjects separately in the theory and practical examinations, including sessional marks. The students securing 60% marks or above in aggregate in all subjects in a single attempt at B. Pharm shall be declared to have passed in the First Class. Students securing 75% marks or above in any subject or subjects shall be declared to have passed with distinction in the subject or those subjects provided he / she passes in all the subjects in a single attempt.

course: 14 (a). Eligibility for the promotion to the next year. – All the students who have appeared for all the subjects and passed the First year Annual Examination are Eligible for promotion to the second year and so on. However, failure in more than two subjects shall debar him /her from promotion to the next year classes.

15. Approval of examinations.? Examinations mentioned in regulations 10 to 12 and 14 shall be held by the examining authority which shall be approved by the Pharmacy Council of India under sub-section (2) of section 12 of the Pharmacy Act, 1948. Such approval shall be granted only if the examining authority concerned fulfills the conditions as specified in Appendix–(B) to these regulations.

16. Certificate of passing examination.? Every student who has passed the examinations for the B. Pharm shall be granted a certificate by the examining authority.

ENTRANCE TEST:
In order to secure admission, candidates are required to take the entrance test administered by either government or private universities. Admission is granted based on the candidates' scores.

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Ramalingam

Ramalingam Kalirajan  |8128 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Mar 23, 2025

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30000 investment in mutual funds
Ans: Investing Rs. 30,000 every month in mutual funds is a strong financial decision.

A well-structured portfolio ensures steady growth and balanced risk.

Let’s discuss the best way to invest this amount.

Investment Goals and Time Horizon
You have a long-term investment horizon of 15 years.

The goal is to create wealth with a systematic approach.

Market fluctuations will not impact long-term growth if the allocation is right.

Issues to Avoid in Portfolio
1. Over-Diversification
Investing in too many funds reduces effectiveness.

Tracking multiple funds is difficult and time-consuming.

Similar funds may overlap in holdings, limiting returns.

2. High Allocation to Sectoral Funds
Sectoral funds depend on the performance of specific industries.

If a sector underperforms, your portfolio suffers.

A well-diversified approach is better for stability.

3. Investing in Index Funds
Index funds lack active management.

During market corrections, they fall sharply.

Actively managed funds can reduce risks and give better returns.

4. Gold and Silver ETF FoFs
Precious metals are not ideal for long-term wealth creation.

Over time, equity funds outperform gold and silver.

Holding a small amount is fine, but not for wealth generation.

Recommended Fund Categories
1. Flexi-Cap Fund
Adjusts investments across large, mid, and small-cap stocks.

Provides flexibility based on market conditions.

Reduces the risk of underperformance in one category.

2. Mid-Cap Fund
Mid-sized companies have higher growth potential.

Suitable for long-term wealth creation.

Risk is higher than large-cap but rewards are better.

3. Large & Mid-Cap Fund
Invests in both large and mid-sized companies.

Balances stability and growth.

Suitable for investors with a long-term view.

4. ELSS (Tax-Saving) Fund
Helps in tax savings under Section 80C.

Invests in equity markets with a 3-year lock-in period.

One ELSS fund is enough in a portfolio.

5. Balanced Advantage Fund
Adjusts allocation between equity and debt.

Helps in reducing risk during market volatility.

Good for stable and consistent returns.

Suggested Monthly Allocation (Rs. 30,000)
Flexi-Cap Fund – Rs. 10,000

Mid-Cap Fund – Rs. 6,000

Large & Mid-Cap Fund – Rs. 6,000

ELSS Fund – Rs. 4,000

Balanced Advantage Fund – Rs. 4,000

This allocation ensures:

High growth potential from mid-cap and flexi-cap funds.

Stability from large & mid-cap and balanced advantage funds.

Tax savings from ELSS investments.

Benefits of Annual Step-Up
Increasing SIP by 10% every year enhances returns.

Compounding works better when investments grow over time.

Helps in accumulating wealth faster for retirement.

Fund Categories to Avoid
Gold and Silver ETF FoFs → Not useful for long-term growth.

Sectoral Funds → High risk due to industry dependence.

Index Funds → Lack of flexibility and risk management.

Avoiding these funds will improve overall performance.

Final Insights
Reduce unnecessary funds for better portfolio efficiency.

Focus on flexi-cap, mid-cap, and balanced funds.

Avoid sector-specific funds unless you track them actively.

Stop investing in gold, silver, and index funds.

Review portfolio every year and make adjustments if needed.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

Ramalingam

Ramalingam Kalirajan  |8128 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Mar 23, 2025

Asked by Anonymous - Mar 23, 2025Hindi
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Hi , I have recently started investing in mutual funds. I have got following funds in my portfolio. I am 36 years old and I want to invest 30,000 per month and can step up 10% every year. I am looking at 15 years horizon for investment. Could you please tell me if my portfolio is diversified and how much should I invest in each fund and which fund should I stop? SBI Technology Opportunities Fund Direct-Growth, Nippon India Consumption Fund Direct-Growth, SBI Long Term Equity Fund Direct Plan-Growth, Quant ELSS Tax Saver Fund Direct-Growth, ICICI Prudential BHARAT 22 FOF Direct - Growth, Quant Infrastructure Fund Direct-Growth, UTI Gold ETF FoF Direct - Growth, ICICI Prudential Silver ETF FoF Direct - Growth, ICICI Prudential Nifty 50 Index Direct Plan-Growth Parag parikh flexi cap fund Motilal oswal midcap fund
Ans: You have taken a great step by investing in mutual funds.

A well-diversified portfolio can help maximize returns and reduce risks.

Let’s analyze your portfolio and suggest improvements.

Strengths of Your Portfolio
You are investing in multiple sectors and themes.

Your portfolio includes equity, sectoral, gold, and silver exposure.

You have tax-saving funds, which help with deductions under Section 80C.

Your investment horizon of 15 years allows long-term wealth creation.

Issues in Your Portfolio
1. Over-Diversification
Too many funds create unnecessary complexity.

Some funds may overlap in holdings, reducing effectiveness.

Managing multiple funds increases effort and tracking.

2. High Allocation to Sectoral & Thematic Funds
Sectoral funds focus on specific industries.

If the sector underperforms, your returns may be affected.

Diversification should not be restricted to selected themes.

3. Exposure to Gold and Silver ETF FoFs
Precious metals are good for stability but not for long-term growth.

Equity funds generally outperform gold and silver over 15 years.

Allocating too much to metals may lower overall portfolio returns.

4. Investing in an Index Fund
Index funds do not actively manage risks.

Market corrections affect index funds more.

Actively managed funds have better growth potential.

Funds to Stop or Reduce
Gold and Silver ETF FoFs → Not ideal for long-term wealth creation.

Technology and Consumption Funds → Sector-specific risk is high.

Bharat 22 FOF → Limited diversification, better alternatives exist.

One ELSS Fund → Keeping two tax-saving funds is unnecessary.

Nifty 50 Index Fund → Actively managed funds are better.

Stopping or reducing these funds will make your portfolio stronger.

Funds to Continue & Increase Allocation
1. Flexi-Cap Fund
Adapts to market changes.

Invests across large, mid, and small-cap stocks.

Provides flexibility and stability.

2. Mid-Cap Fund
Higher growth potential over 15 years.

Mid-cap stocks have strong wealth creation opportunities.

Suitable for long-term aggressive investors.

3. Infrastructure Fund (Limited Allocation)
India's infrastructure sector is growing.

Can provide good returns if held for the long term.

Keep exposure limited to avoid concentration risk.

4. One ELSS Tax-Saving Fund
Helps in tax savings under Section 80C.

Invest in one ELSS instead of two.

Choose the one with a better track record.

Suggested Monthly Investment Split (Rs. 30,000)
Flexi-Cap Fund – Rs. 10,000

Mid-Cap Fund – Rs. 8,000

ELSS Tax-Saving Fund – Rs. 5,000

Infrastructure Fund – Rs. 3,000

Balanced Advantage Fund – Rs. 4,000 (for stability)

This allocation ensures:

Growth from flexi-cap and mid-cap funds.

Tax benefits from ELSS.

Stability from a balanced advantage fund.

Importance of Annual Step-Up
Increasing investments by 10% every year is a great strategy.

Compounding works better with higher contributions over time.

Helps in beating inflation and achieving larger goals.

Final Insights
Reduce the number of funds to improve efficiency.

Avoid sectoral funds unless you track them actively.

Stop investing in gold, silver, and index funds.

Focus more on flexi-cap and mid-cap for long-term wealth.

Keep reviewing performance every year and rebalance if needed.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

Ramalingam

Ramalingam Kalirajan  |8128 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Mar 23, 2025

Asked by Anonymous - Mar 23, 2025Hindi
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I'm 35 years old. I can invest 30000 in mutual funds for my retirement at 55. My current montly expense 50000. I'm already investing 5k in nifty 50 index fund and 5k in parag parikh flexi cap fund. Small and midcap not doing good now. In which fund I can invest the remaining 20000.
Ans: You are investing Rs. 30,000 per month for retirement.

Rs. 5,000 is allocated to a Nifty 50 Index Fund.

Rs. 5,000 is in Parag Parikh Flexi Cap Fund.

You want to invest the remaining Rs. 20,000 effectively.

Why Actively Managed Funds Are Better Than Index Funds
Index funds only match market performance, they do not beat it.

During market corrections, index funds fall without protection.

Active funds adjust based on market conditions and opportunities.

A Certified Financial Planner can help pick funds with strong management.

To maximize returns, actively managed funds are a better option.

How to Allocate Your Remaining Rs. 20,000
Since you already have exposure to large-cap and flexi-cap funds, diversification is key.

1. Large & Mid-Cap Fund
Combines stability of large caps with growth of mid-caps.

Helps in wealth creation while reducing risk.

Fund managers adjust based on market trends.

2. Focused Equity Fund
Invests in a limited number of high-quality stocks.

Ensures fund managers concentrate on best opportunities.

Suitable for long-term wealth creation.

3. Thematic or Sectoral Fund (Selective Exposure)
Invests in high-growth sectors like manufacturing or exports.

Good for long-term investors with moderate to high risk appetite.

Requires monitoring, so allocation should be limited.

4. Balanced Advantage Fund (For Risk Management)
Adjusts between equity and debt based on market conditions.

Reduces downside risk while capturing equity growth.

Suitable for long-term stability.

Portfolio Balancing for the Long Term
You should review your portfolio every 6-12 months.

Ensure funds are performing as expected.

Avoid frequent switching; long-term compounding is key.

Keep track of taxation on capital gains while redeeming.

Final Insights
Avoid investing more in index funds as they limit potential returns.

Actively managed funds help maximize long-term growth.

A mix of large & mid-cap, focused, and sectoral funds can improve diversification.

Reviewing performance and rebalancing will keep your portfolio strong.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

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