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12th Pass and Curious about B.Pharm Course?

Dr Nagarajan J S K

Dr Nagarajan J S K   |2662 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Aug 13, 2024

Dr Nagarajan JSK is an associate professor and former head of medical research at the JSS College of Pharmacy, Ooty.
He has over 30 years of experience in counselling students towards making the right career choices, particularly in the field of pharmacy.
As the JSS College placement officer, he has helped aspiring professionals prepare for and crack job interviews.
Dr Nagarajan holds a PhD in pharmaceutical sciences from the JSS Academy of Higher Education And Research, Mysore, and is currently guiding five PhD scholars.... more
Ishika Question by Ishika on Aug 11, 2024Hindi
Career

Sir can you give me full information of b pharmacy course after 12th ? Step to step

Ans: ADMISSION:
Eligibility criteria: (EXTRACTED FROM PCI, NEW DELHI).

3. Duration of the course. – B. Pharm: The duration of the course shall be four academic years (annual/semester) full time with each academic year spread over a period of not less than two hundred working days for annual pattern and hundred working days for each semester.


4. Minimum qualification for admission to –
The Bachelor of Pharmacy (B.Pham.) Course Regulations, 2014 No. 14-154/ 2010- PCI.—In exercise of the powers conferred by Section 10 and 18 of the Pharmacy Act, 1948 (8 of 1948), the Pharmacy Council of India, with the approval of the Central Government hereby makes the following regulations; namely– CHAPTER-I 1. Short title and commencement (1) These regulations may be called the Bachelor of Pharmacy (B.Pharm) Course Regulations, 2014. (2) They shall come into force from the date of their publication in the official Gazette.

2. B. Pharm shall consist of a certificate, having passed the course of study and examination as prescribed in these regulations, for the purpose of registration as a pharmacist to practice the profession under the Pharmacy Act, 1948. CHAPTER-II

3. Duration of the course. – B. Pharm: The duration of the course shall be four academic years (annual/semester) full time with each academic year spread over a period of not less than two hundred working days for annual pattern and hundred working days for each semester.

4. Minimum qualification for admission to – A. First year B. Pharm – A pass in any of the following examinations -

i. Candidate shall have passed 10+2 examination conducted by the respective state/central government authorities recognized as equivalent to 10+2 examination by the Association of Indian Universities (AIU) with English as one of the subjects and Physics, Chemistry, Mathematics/Biology as optional subjects individually. “However, the students possessing 10+2 qualification from non-formal and non-class rooms based schooling such as National Institute of Open Schooling, open school systems of States etc. shall not be eligible for admission to B.Pharm Course.”

ii. Any other qualification approved by the Pharmacy Council of India as equivalent to any of the above examinations. Provided that a student should complete the age of 17 years on or before 31st December of the year of admission to the course. Provided that there shall be reservation of seats for the students belonging to the Scheduled Castes, Scheduled Tribes and other Backward Classes in accordance with the instructions issued by the Central Government/State Government/Union Territory Administration as the case may be from time to time.


6. Course of study. – The course of study for B. Pharm shall include the subjects, number of hours in a week devoted to each subject for its teaching in theory, practical and tutorial as may be prescribed by the Pharmacy Council of India from time to time.

7. Practical Training: The student is required to undergo practical training of 150 hrs either in (A) Pharmacy Practice (Hospital/Community pharmacy) or (B) Pharmaceutical and allied Industries spread over a period of not less than one month during the course of study after second year.

8. Syllabus. – The syllabus for each subject of study shall be as prescribed by the Pharmacy Council of India from time to time.

14. Minimum marks for passing examination.? A student shall not be declared to have passed examination unless he or she secures at least 50% marks in each of the subjects separately in the theory and practical examinations, including sessional marks. The students securing 60% marks or above in aggregate in all subjects in a single attempt at B. Pharm shall be declared to have passed in the First Class. Students securing 75% marks or above in any subject or subjects shall be declared to have passed with distinction in the subject or those subjects provided he / she passes in all the subjects in a single attempt.

course: 14 (a). Eligibility for the promotion to the next year. – All the students who have appeared for all the subjects and passed the First year Annual Examination are Eligible for promotion to the second year and so on. However, failure in more than two subjects shall debar him /her from promotion to the next year classes.

15. Approval of examinations.? Examinations mentioned in regulations 10 to 12 and 14 shall be held by the examining authority which shall be approved by the Pharmacy Council of India under sub-section (2) of section 12 of the Pharmacy Act, 1948. Such approval shall be granted only if the examining authority concerned fulfills the conditions as specified in Appendix–(B) to these regulations.

16. Certificate of passing examination.? Every student who has passed the examinations for the B. Pharm shall be granted a certificate by the examining authority.

ENTRANCE TEST:
In order to secure admission, candidates are required to take the entrance test administered by either government or private universities. Admission is granted based on the candidates' scores.
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Dr Nagarajan J S K

Dr Nagarajan J S K   |2662 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Feb 22, 2025

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Career
Can you give a perfect step after 12th to purse b pharmacy iam belongs from middle class family so I can't pursue mba or m Pharma so only iam doing of b pharmacy so is it been good option for me Because I have interest in medical side field but many people said it doesn't have any scope so iam now curious about it iam living in thane but b pharmacy iam thinking to doing from konkan region i know its not good but at that region i have home so I don't need to stay in hostel side so i have decided and that college name is Govindrao Nikam College of pharmacy many say it is waste of many totally by doing this course i don't know what is right and wrong plz would you guard me neatly
Ans: Hi Ishika,

Since you are from the Konkan area (which includes Mumbai), there are many excellent pharmacy institutions available. Don't worry too much about the financial aspect at this stage. Nowadays, numerous agencies, such as Tata, Reliance, and Infosys, are offering scholarships to students. Most of these agencies provide around 1 lakh for eligible students. I won't comment on the college you mentioned.

In Maharashtra, there are many government institutions, as well as a few deemed universities. To pursue a B.Pharm, you will need to take a common admission test called MHT-CET. It's essential to prepare for and appear in this exam to secure admission, and during counseling, you will get a better idea of your options.

I recommend visiting the websites of potential colleges to check their faculty qualifications and infrastructure details. Look for faculty members who have completed their postgraduate degrees in their respective departments and have at least five years of teaching experience. While a good institute can boost your prospects, it’s important for students to have the willingness to learn and improve their skills. Although many industries may recruit from well-known institutions, students must be prepared to perform well in interviews.

Since you have decided to pursue a B.Pharm, here are some steps to follow:

1. Aim for a good percentage of marks in Physics, Chemistry, Mathematics, or Biology in your +2 exams.
2. Prepare for and take the MH-CET.
3. Choose the best college based on your research.
4. Strive for high marks throughout your B.Pharm program (aim for 90% or more to qualify for scholarships).
5. Look for opportunities in multinational companies (MNCs) and consider a career in marketing.
6. After 3-4 years, pursue an MBA.
7. Try to join a product department or a frontline position.

Best of luck with your studies and future plans!

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Dr Nagarajan J S K

Dr Nagarajan J S K   |2662 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Mar 22, 2025

Asked by Anonymous - Mar 20, 2025Hindi
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Career
Sir what are some of the top colleges in India to study pharmacy after class 12? What is the eligibility criteria? Is NEET compulsory?
Ans: Hi,

I’m not sure where you’re from, but according to the NIRF, the top colleges are located in Ooty, Mysuru, Manipal, and Mumbai. In most states, NEET eligibility is not required for admission, but state-level exams are necessary. Many deemed-to-be universities conduct their own entrance exams, so if you’re interested in joining one of these universities, you can reach out to them for further information.
Eligibility Critieria:(https://gurus.rediff.com/question/qdtl/career/give-neet-exam-12th-maharashtra-board-marks-less-than-150/5186648)

Minimum qualification for admission to –(extracted from Pharmacy council of India.)
A(after HSC). First year B. Pharm – A pass in any of the following examinations - i. Candidate shall have passed 10+2 examination conducted by the respective state/central government authorities recognized as equivalent to 10+2 examination by the Association of Indian Universities (AIU) with English as one of the subjects and Physics, Chemistry, Mathematics/Biology as optional subjects individually. “However, the students possessing 10+2 qualification from non-formal and non-class rooms based schooling such as National Institute of Open Schooling, open school systems of States etc. shall not be eligible for admission to B.Pharm Course.” ii. Any other qualification approved by the Pharmacy Council of India as equivalent to any of the above examinations. Provided that a student should complete the age of 17 years on or before 31st December of the year of admission to the course. Provided that there shall be reservation of seats for the students belonging to the Scheduled Castes, Scheduled Tribes and other Backward Classes in accordance with the instructions issued by the Central Government/State Government/Union Territory Administration as the case may be from time to time. B. B. Pharm lateral entry (to second year/third semester) - A pass in D. Pharm course from an institution approved by the Pharmacy Council of India under section 12 of the Pharmacy Act

Best wishes.
POOCHO. LIFE CHANGE KARO!

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Ramalingam

Ramalingam Kalirajan  |11151 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 22, 2026

Money
If I want to withdraw 1.5 lac per month, which SWP is better and how much should I invest in it?
Ans: It is very good that you are planning SWP (Systematic Withdrawal Plan) in advance. Planning monthly income properly helps protect your capital and gives stable cash flow.

To withdraw Rs 1.5 lakh per month, the correct SWP structure depends mainly on:

– your age
– investment horizon
– whether income is required lifelong or for limited years
– existing retirement corpus
– risk tolerance

Still, I will guide you with a practical structure that suits most long-term SWP income needs.

» How much investment is required to withdraw Rs 1.5 lakh per month

Normally, safe SWP withdrawal rate should be around:

– 6% yearly for very safe structure
– 7% yearly for balanced structure
– 8% yearly for growth-oriented structure

Based on this:

Approximate investment required:

– Conservative structure: around Rs 3 crore
– Balanced structure: around Rs 2.5 crore
– Growth-oriented structure: around Rs 2.25 crore

This allows income sustainability without early capital depletion.

If withdrawal period is limited (example 15 years), required corpus may be lower.

If income required lifelong, higher corpus is safer.

» Which mutual fund categories are best for SWP income

Best SWP income normally comes from a combination approach.

Ideal structure:

– 40% Multi asset allocation category fund
– 30% Balanced advantage category fund
– 20% Flexi cap category fund
– 10% Short duration debt category fund

This structure provides:

– income stability
– inflation protection
– market downside control
– long-term capital sustainability

Avoid using only pure equity category funds for SWP.

Avoid using only debt category funds also because inflation reduces value.

Combination approach works best.

» Why multi asset allocation category fund works well for SWP

This category invests across:

– equity
– debt
– gold

It adjusts allocation automatically and supports stable withdrawal planning.

Very suitable for retirement-style monthly income planning.

» Tax efficiency advantage of SWP

SWP is more tax-efficient compared to interest income.

Because:

– only capital gain portion is taxed
– equity mutual fund LTCG above Rs 1.25 lakh taxed at 12.5%
– debt fund gains taxed as per income slab

So proper category selection improves post-tax income.

» How to structure SWP correctly

Better approach:

– keep 2 years withdrawal amount in short duration debt category fund
– keep remaining corpus in multi asset + balanced advantage category funds
– review once per year
– increase withdrawal gradually based on inflation

This protects income continuity during market corrections.

» Important preparation before starting SWP

Before starting SWP ensure:

– emergency fund available separately
– health insurance active
– no high-interest loans pending
– nominee details updated

These steps protect retirement income stability.

» Finally

To withdraw Rs 1.5 lakh monthly comfortably, target corpus should ideally be between Rs 2.25 crore and Rs 3 crore depending on risk level.

Use combination of multi asset, balanced advantage, flexi cap and short duration debt category funds instead of relying on a single category. This improves income stability and protects capital for long-term sustainability.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

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Nayagam P

Nayagam P P  |11050 Answers  |Ask -

Career Counsellor - Answered on Apr 22, 2026

Career
Namaskar, My son has got 93.60 percentile in JEE mains 2026 with General rank 100144 and OBC NCL rank 32618. I request you to kindly guide me can he get admission in SGSITS, Indore in CSE / IT / ETC branch having MP domicile or any other better option as per your recommendation.
Ans: Govind Sir, With 93.60 percentile, CRL 1,00,144 and OBC-NCL rank 32,618 (MP domicile), your son should try both MP BE counselling and JoSAA. For SGSITS Indore, recent MP-counselling data show General home-state closing ranks around CSE 18,410, IT 37,589, ETC 48,484 in 2025, so CSE looks difficult, IT is borderline, and ETC appears the most realistic; OBC-MP quota may improve chances somewhat. For JoSAA, at OBC 32,618, expect mainly lower-demand branches in mid/lower NITs, IIITs and GFTIs, not CSE/IT in top institutes. My recommendation: SGSITS ETC/IT first, then good MP colleges like IET-DAVV/JEC, while keeping JoSAA + CSAB as backup. (I suggest you also cross-check the JoSAA opening and closing ranks data from the last 2–3 years before filling in the maximum number of your son’s preferred institutions and branches during counselling). ALL the BEST for Your Son's Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Apr 22, 2026

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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