Thank you so much for your advice.Sure will do as you said

Ans: Madam, based on your Son's Score in JEE/TS EAMCET, BITSAT will be highly challenging for him as BITS need minimum 300 out of 390 marks for high-in-demand branches. As far as VITEE is concerned, please note that your son may get CSE (AI & ML) at VIT in Category 4, but the fees will be very high in this category. VIT has good placements, especially for CSE and AI/ML, but the cost in Category 4 is a significant factor. As far as TS EAMCET is concerned, it is unlikely to get CSE (AI & ML) in top government or reputed private colleges in Telangana (like JNTU, OU, CBIT, Vasavi, etc.). He may get lower-tier private colleges, but placements may not be as strong. Please try to have some other options by applying to some other colleges in your state which considers your son's JEE/TS EAMCET/12th Grade Score. All the best for your Son's admissions!

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Ans: If a subject is marked "essential repeat," you cannot retake only the failed subjects in CBSE; however, you can take those subjects through NIOS and use the NIOS certificate for college applications. However, I suggest you to approach your school where you studied your 12th Grade for further clarification. Please note, your NRI status remains unchanged regardless of the board. All the best for your bright future!

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Ans: Hello;

Their are no shortcuts for loan repayment.

You will have keep 6-8 month worth of expense coverage amount separately as emergency fund.

Then you may liquidate FD and gold to partially repay the loan.

Obviously EMI burden will get reduced.

Thus you can direct this saving towards your investments meant for retirement and other financial goals.

Hope you both have sufficient term life insurance. Home loan insurance is preferable,if possible.

Explore the option of porting the loan to other lender who may offer better interest rate.

Best wishes;

Ans: Ahad, Currently, Physics is marked as an additional subject due to the retest (RT) status, with Physical Education as a main subject.

After passing the Physics compartment exam in July, Physics will be restored as a main subject, and Physical Education will become additional.

Clearing the Physics compartment makes you eligible for JEE, as passing Physics, Chemistry, and Maths as main subjects is mandatory. I suggest you, immediately approach your school authorities for further clarification. It is also advisable to keep multiple backup options after completing your RT/12th Grade. Apply to 7–8 other entrance exams and register with private colleges that consider your 12th-grade marks, rather than relying solely on JEE. This approach increases your chances of securing admission and provides more opportunities to choose from. All the best for your bright future!

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Ans: Hello;

Please fill composite claim form and submit it to EPFO.

Best wishes

Ans: MIT Manipal (Main Campus): Unlikely to get CSE, IT, or ECE with 94 marks; you may get lower-demand branches if your rank is within their closing cutoffs. Other Campuses: You have a higher chance of getting core branches at Jaipur or Sikkim campuses.
Eligibility: Your 75% in 12th boards is sufficient for eligibility. Recommendation: Wait for your official MET rank and participate in counseling, where you can fill in branch and campus preferences based on your actual rank. It is advisable to have other back-ups too, instead of relying only on MIT. All the best for your admissions!

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Ans: JEE Mains ke through NIT admission ke liye minimum eligibility:
General/OBC/EWS category: Class 12th me 75% marks chahiye (ya phir JEE Main me Top 20 percentile rank apne board me)
SC/ST/PWD category: Minimum 65% marks chahiye 12th me

Aapke 60% hain, to:
Agar aap SC/ST/PWD category se hain, to aap eligible hain


Agar aap General/OBC/EWS category se hain, to aap tabhi eligible honge agar aap Top 20 percentile me hain apne board ke

Ans: Hello Vanshika
B.Sc nursing is in huge demand abroad.

Ans: Hi Naveen
it can be around somewhere 420-250 marks