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Study Abroad Expert - Answered on Sep 22, 2023

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Sanjay Question by Sanjay on Sep 21, 2023Hindi
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Dear Sushil ji, My son is doing Computer Science from VIT vellore and is 3rd Year Student. Please advise whether he should go abroad for the Masters and location whether Germany will be advisable . Kindly provide the input .

Ans: Hello Sanjay,

To begin with, thank you for contacting us. Your son’s future ambitions, financial status, and personal choices, play a key role in deciding if he should travel overseas to pursue a Master’s degree in Computer Science, and if Germany is a favorable study destination. When deciding, take into account the following factors:
1. Career Objectives: Consider if your son has set career ambitions that can be accomplished by studying a master's degree abroad.

2. Academic Prowess: An exceptional academic record can enhance your son’s chances of getting into prominent foreign universities. Take into account his academic success in the program he is currently pursuing.

3. Financial Condition: Studying overseas can be a costly affair. Investigate your financial capacity and the costs related with studying in Germany or any other country. Look into the available scholarships, financial aid, and part-time work opportunities.

4. Choosing Programs and Universities: Conduct extensive study and pick programs and universities that resonate with your son’s educational and professional interests. Search universities that have robust Computer Science departments and research possibilities.

5. English Language Competency: Although there are a few English-taught courses, Germany mainly offers programs in the German language. You on studying in Germany or any other non-English-speaking country, make sure he possesses the required language abilities.

In addition, your son should get to know the visa and immigration prerequisites for the country he intends studying in. For instance, Germany has a fairly simple student visa procedure for international students. Enhanced networking possibilities are offered in the tech sector by some countries over others. Investigate the labor market and links your son can form during the duration of his Master’s course. Also, take into consideration if your son is ready for the societal and cultural changes that come with pursuing overseas education. This involves adjusting to a new setting, building friendships, and getting to know the local culture. Look into the available post-study employment opportunities in the country you have chosen to study in. Taking into account both, the cost of studying and the long-term professional advantages, consider the possible ROI (Return on Investment) of pursuing a master's degree overseas.

Owing to its exceptional system of education, research possibilities, and a friendly environment for international students, Germany can be a top option to pursue a Master's in Computer Science. To make an educated choice, carefully examine each factor and get in touch with career counselors and academic consultants. Your son should also examine particular programs and universities in Germany to make sure that match his objectives and interests.

For more information, you can visit our website.
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Study Abroad Expert - Answered on Sep 14, 2023

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My son is pursuing Degree in Computer Science. He is in his last year. He is good in App Developer. He wants to study in abroad. Please suggest which course to pursue. Any university abroad for one year degree course. Your advice will be very helpful to me.
Ans: Hello Rupinder,

First and foremost, thank you for contacting us. If your son is passionate about developing applications, studying abroad can be a great way for him to advance his education and acquire international exposure in the computer science field. Since he is currently in the final year of his Bachelor’s degree, he may be considering pursuing a one-year Master's course to further specialize in this field. Mentioned below are some courses that your son could opt for:

1. Master's in Information Technology: With an emphasis on app and mobile development, certain colleges provide specialized pathways within their IT programs.

2. Master's in Mobile App Development: A specialized course in creating mobile applications, these programs are offered by a number of universities worldwide, including universities in the UK, Europe, the USA, Australia, and Canada.

3. Master's in Computer Science: This being a flexible choice, it enables your son to focus on app development within the wider field of computer science. Within their computer science programs, a variety of specializations are offered by several universities.

4. Master's in Software Engineering: A rather comprehensive course encompassing both, software and app development, and offered by leading universities globally, the Master's in Software Engineering provides a solid base in software engineering practices and principles.

Your son should research and decide on a program that best matches his hobbies and career objectives.

Outstanding programs in computer science are offered by the below mentioned prominent international universities:

• The UK: University College London, University of Cambridge, Imperial College London, and University of Oxford.

• Australia: University of Melbourne, University of New South Wales, Australian National University, and University of Sydney.

• The USA: University of California, Berkeley, Stanford University, University of Washington, Massachusetts Institute of Technology, and Carnegie Mellon University.

• Europe: Technical University of Munich (Germany), University of Edinburgh (UK), and ETH Zurich (Switzerland).

• Canada: University of British Columbia, McGill University, University of Toronto, and University of Waterloo.

Visit the official websites of each of these universities for accurate details pertaining to the courses offered and the admission prerequisites, as varying programs and specialties may be offered by each university.

Moreover, when selecting a foreign university, your son should take into account the living expenses, location, scholarship possibilities, and internships or co-op programs available. As admission standards and requirements can differ between universities and countries, your son should start applying ahead of time.

For more information, you can visit our website.
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Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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