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Should I Choose ECE at NIT Hamirpur or CS at SPIT?

Nayagam P

Nayagam P P  |3947 Answers  |Ask -

Career Counsellor - Answered on Aug 15, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Vibha Question by Vibha on Jul 17, 2024Hindi
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Career

Sir nit hamirpur ece or spit cs

Ans: Vibha, prefer SPIT-CSE. All the BEST for Your Bright Future.

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Hello Sir, Here is my background - I have done MA Sanskrit. I started working in corporate in 2009. All my friends suggested that I should do MBA as it boosts career prospects. I did that alongwith it did Six Sigma also. As I love languages, I also did my B2 in German and based on that I got placed in Amazon and worked there for 2 years. I have in total 10 yrs of corporate experience in different fields like customer service, e commerce, language quality control etc. While I was working in corporate, I was also teaching Sanskrit and German to students for extra income. After pregnancy, I am full time into training Sanskrit and German taking online classes. As income is not fixed in teaching and as I have B2 German, some are saying me to switch back to corporate. I am confused - should I do Scrum master certification and work in corporate using my German language expertise or instead do B.ed- M.ed and work in teaching? I like to work in both fields, but for my age (36) and with a child, I find corporate jobs very hectic with targets and stuff I can go for teaching, but income is not good and fixed. I am confused please help.
Ans: The most preferred thing is peace of mind. So never go back to corporate. Out of stress you will be suffering. Let the income be less. Continue your Sanskrit and German teaching. Don't go for B.Ed and M.Ed. At this position peace of mind is more important than big earning. Best of luck. Just follow me. GOD BLESS YOU. Professor............:)

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Milind

Milind Vadjikar  |730 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 29, 2024

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Sir My Age is 38 Now. Running Business In Pune city. Below are the My Assets & Liabilities. Current Values - Assets. Own Industrial Plot - Rs. 2.0 Cr Business Income Yearly Rs. 24.00 Lack Own Company Investment ( Machinery, Debtors Etc ) - Rs 2.40 Cr Mutual Fund & Share Market Investment Rs. 2.10 Cr Bank FD - Rs. 50.00 Lack Own 3 Flats in Pune - Rs. 75 lack, 50 Lack & 35 Lack ( Current Values ) Golds - Rs. 25.00 Lack Land - Agriculture - Rs. 50.00 Lack Term Insurances - Rs. 20.00 Lack ( Till Date Premium Paid ) Labilities. House Loan - Rs. 30.00 Lack ( EMI 26500.00 PM ) Loan will close after 17 years. Car Loan - Rs. 6.35 lack ( EMI 12500.00 PM ) Loan will close after 5 years. This Assets & investment sufficient for maintain 7 family members Expenses after retirement ? ( 4 Adult + 3 Children (Below 5 Years) ). I will retire at the age of 45.
Ans: Hello;

What is the expected monthly rental from industrial plot and machinery?

Are you currently occupying one of the flats mentioned here or are all of them given on rent?

Also your term life insurance is very low. You should have minimum term insurance cover of 2.4 Cr.

You have good assets in agri land, industrial land, gold, real estate but they are relatively illiquid when need arises hence term insurance cover with riders for critical care and accident benefit are an absolute must!

Considering the home loan tenure of 17 years and 3 small kids in the family to be supported for education and decent lifestyle, I am not sure if you can retire in 7 years timeframe from now.

However I would appreciate your reply to my queries above, before I give my firm view about your retirement in 7 years timeframe.

Best wishes;

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