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Should I Choose MAKAUT or UIT Burdwan for ECE?

Nayagam P P |3863 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by Deepu on Jul 09, 2024Hindi

Career

Sir Makaut is best for ece or uit burdwan

Ans: Deepu, prefer UIT-B-ECE. All the BEST for Your Bright Future.

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You may like to see similar questions and answers below

Nayagam P P |3863 Answers |Ask -Follow

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Question by KOMMU - Jul 01, 2024Hindi

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Sir IIIT Surat or IIIT Ranchiand IIITDM karnool which is best for ece

Ans: Prefer IIIT-R-ECE. All the BEST for Your Bright Future.

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Nayagam P P |3863 Answers |Ask -Follow

Career Counsellor - Answered on Jul 27, 2024

Asked by Anonymous - Jul 13, 2024Hindi

Career

Dear sir, My son has been allotted ECE in Mahindra university and He will get Ece in top eamcet colleges , What to choose

Ans: Prefer any top college through EAMCET. All the BEST for Your Son's Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.

Latest Questions

Milind Vadjikar |525 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 28, 2024

Question by subhankar - Oct 26, 2024Hindi

Money

I am 40 now. And I am investing in MF since 2018. But till 2020 it was irregular. Since 2021 I am regular on my investing. I presently have a MF invested amount is of around 3lacs(ELSS+Flexi+Momentum). My current XIRR is around 20%. And presently I am investing around 20k per month. Plus I have a NPS where I invest 5k per month(60% in equity). I want to know how can I build 5cr+ corpas by 55 years of age... I am also planning to start investing lumpsum of around 50k in gold every year. Please help me with a plan to aclhieve my goal.

Ans: Hello;

It is great to get a XIRR of around 20%.

However it is to be noted that this has been possible due to strong bull run post COVID fall.

For a long period of 15 years we typically make a modest assumption of 12% return to account for drawdowns and sideways market situations.

For achieving target of 5 Cr in 15 years you have to enhance monthly sip to 100 K from current 20 K.

Purpose of investment in precious metals is basically to provide some degree of stability to your portfolio in adverse market situations and is typically limited to 10% of your overall asset allocation.

But if you wish to achieve your portfolio growth mainly through gold investments then the monthly sip amount mentioned above will need to be almost doubled to get the desired corpus in 15 years.(Modest returns of 7% assumed for gold)

NPS is not factored into this working since it is available to you only at 60.

Even if you consider it, just for computation sake, it will be around 20 L in 15 years, at current level of monthly investment, so not much impact. Returns from NPS are considered at a moderate level of 9%.

Feel free to revert in case you have any queries.

Happy Investing;

Milind Vadjikar |525 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 28, 2024

Asked by Anonymous - Oct 14, 2024Hindi

Money

I m drawing salary of rs 1.50 lac per month, working in govt achool. I have got 3 years to retire. My pension would be around 60k.I will get gratuity, ppf and leave encashment after retirement. Would pension be sufficient to sustain life

Ans: Hello;

What is the sum of your average monthly (regular) expenses currently?

Also what is the amount of gratuity and EPF corpus expected to receive after retirement?

We can answer you suitably based on these inputs.

Thanks;

Milind Vadjikar |525 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 28, 2024

Question by Raja - Oct 27, 2024Hindi

Money

Sir I am 44. I have started sip with 5000 in HDFC flexicap and Kotak multicap 2500 each. Plz review and suggest if any

Ans: Hello;

You have chosen good funds for your monthly sip.

Just be sure about you financial goal and time horizon are aligned with the schemes objectives.

Happy Investing;

You may follow us on X at @mars_invest for updates.

Milind Vadjikar |525 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 28, 2024

Asked by Anonymous - Oct 16, 2024Hindi

Money

Good evening sir I am age 65 years old I am planning to Start business in my son Name and want to purchase house in his name he is 26 years old. Suggest me how to close EMI in 15 years

Ans: Hello;

What is the expected monthly income from the business?

Do you have any other sources of income?

What is the loan amount and EMI?

We request you to provide answers to these queries so as to respond to you suitably.

Best wishes;

Milind Vadjikar |525 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 28, 2024

Question by Shiju - Oct 28, 2024Hindi

Money

HI, Good Day, I need a guidance on Mutual fund where i can invest around 25 lacs on a lumps basis with 5 to 6 funds. These funds are for pure investment for a period of min 5 and maximum of 10 years or more and i would like to have a decent return of 12 % arr and also during the tenure i would like to top up the same funds with 2 lacs or more depending on the funds which i earn from my earlier investment. Also i would like to have a share on equity, debt, hybrid, index based etc., regards Shiju

Ans: Hello;

You may allocate your initial as well as top-up investments in the given funds with given allocation:

1. Flexicap type equity mutual fund: 20%
For eg PPFAS flexicap fund

2. Large and Midcap type equity mutual fund: 20%
For eg Kotak Emerging Opportunities Fund

3. Large Cap type equity mutual fund: 10%
For eg Canara Robeco Bluechip fund

4. Small Cap type equity mutual fund:10%
For eg. Nippon India Small cap fund

5. Multi Asset Allocation type hybrid mutual fund: 15%
ICICI Pru Multi asset allocation fund

6. Dynamic asset allocation type of hybrid mutual fund: 15%
For eg. HDFC balanced advantage fund

7. Nifty Next 50 based index fund:10%
UTI Nifty Next 50 Index Fund

Keep reviewing performance of the funds annually.

Debt is part of hybrid mutual funds recommended to you hence no separate allocation for debt funds is considered, however you may park your emergency funds in liquid type debt mutual funds (for eg ICICI liquid fund).

All funds recommended are with Growth option.

Happy Investing;

You may follow us on X at @mars_invest for updates.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Nayagam P P |3863 Answers |Ask -Follow

Career Counsellor - Answered on Oct 28, 2024

Question by kishore - Oct 20, 2024Hindi

Career

Hi Sir, My daughter would be entering into her 10th grade next year in ICSE, she opted for commerce stream from 9th onwards would like to get some inputs around some good colleagues for her PU in commerce stream. I am staying in Bangalore near to K.R puram railway station any suggestions on the .. PU CBSE schools PU Colleges. Any good colleges where she can continue her degree as well post PU and also make her prepare for the fashion design courses etc etc. I would like to be prepared well in advance around their fee structure and entrance exams etc hence reaching out guidance here.

Ans: Kishore Sir, you may consider enrolling in the following PU colleges: Mount Carmel PU College, Christ Jr College, St. Joseph's PU College, Jyoti Nivas PU College, and Carmel PU College. She should prepare for the following entrance exams: NID DAT, UCEED, and NIFT. Please inquire with these schools to determine whether they also offer integrated programs to assist your daughter in preparing for entrance exams. Alternatively, you may arrange for her to receive online coaching. All the BEST for Your Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

Milind Vadjikar |525 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 28, 2024

Question by Dr - Oct 26, 2024Hindi

Money

Hello Sir. I want to know how much mutual fund investment is required to achieve a goal of 10 cr retirement corpus at the age of 60years.current age 40 years. current investment details are as follows. 1.Ppf 11lcs -maturing on 2029. 2.SSA 13lacs.currently 9years running. 4.Mutual funds + Company shares 15.5lcs 5.SGB -1.5lcs 6.FD -2lcs. 7.Car-3lcs

Ans: Hello;

If we consider that PPF, SSY, SGB and other current investments are meant for other financial goals, then you should start a monthly sip of 1 L to reach a target of 10 Cr after the end of 20 years considering modest return of 12% from pure equity mutual funds.

If we consider the current investments also towards retirement such that each scheme gets reinvested in MFs after maturity then a monthly sip of 60 K would suffice to reach corpus of around 6 Cr after 20 years while balance sum of around 4 Cr is expected after current investments are reinvested in MFs for respective residual span.

Happy Investing;

You may follow us on X at @mars_invest for updates.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Dr Chandrakant Lahariya |101 Answers |Ask -Follow

Diabetologist, Consultant Physician, Vaccine Expert - Answered on Oct 28, 2024

Question by Milind - Oct 28, 2024Hindi

Health

My age is 49, height 6.1'' and weight 84 kg. My BP show 132- 112. I take daily telmisartan -40 mg for last 2 years. what should l do control BP to normal. Family doctor suggested minimise the salt and take cilndidipine 10 mg daily. Kindly suggest

Ans: I am not clear what is 132-112 mean. Are these systolic BP readings or one is systolic (upper one) and other diastolic (lower BP). If 112 is systolic BP, then it is okay.
If diastolic, then you need to consult physician to modify the medicines.
You seems to be doing okay. However, I can provide better advice if I have a detailed blood and vitals report.

Best
Dr Chandrakant Lahariya
Centre for Health: The Specialty Practice
Safdarjung Enclave, New Delhi

Dr Chandrakant Lahariya |101 Answers |Ask -Follow

Diabetologist, Consultant Physician, Vaccine Expert - Answered on Oct 28, 2024

Question by Nahid - Oct 23, 2024Hindi

Health

respected Doctor, i am male age 40yrs. Height 5.2 ft. weight 78Kg. i'm worked in desk job 8 to 5 pm continues on system. tested found HBA1C 7.4, FBS-124, PPBS-183 . so should i start medication and what diet plan i should follow kindly advise Thanks with anticipation.

Ans: You have diabetes type 2 and need to be started on medication. Your weight is also high and need to reduce the weight urgently.
It is likely you may have deranged liver function tests and dyslipidemia.
Please adopt a healthy lifestyle. eat a lot of fruits and vegetables.
Get comprehensive blood tests done and then consult a physician, who would prescribe medications.

Dr Chandrakant Lahariya
Centre for Health: The Specialty Practice
Safdarjung Enclave, New Delhi

Dr Chandrakant Lahariya |101 Answers |Ask -Follow

Diabetologist, Consultant Physician, Vaccine Expert - Answered on Oct 28, 2024

Question by Deepu - Jul 09, 2024Hindi

Health

Dear sir I always feel lazy and sleepy how and i remain always healthy

Ans: Please share your body weight and height and BMI.
Get comprehensive blood tests done specially thyroid and lipid profile.
Eat fruits and vegetables in diet. Maintain physically active lifestyle.

Best wishes,
Dr Chandrakant Lahariya

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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