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PSU Banker (Scale 2): How Do I AI-Proof My Career?

Prof Suvasish Mukhopadhyay |2588 Answers |Ask -Follow

Career Counsellor - Answered on Jun 02, 2025

Professor Suvasish Mukhopadhyay, fondly known as ‘happiness guru’, is a mentor and author with 33 years of teaching experience.
He has guided and motivated graduate and postgraduate students in science and technology to choose the right course and excel in their careers.
Professor Suvasish has authored 47 books and counselled thousands of students and individuals about tackling challenges in their careers and relationships in his three-decade-long professional journey.... more

Asked by Anonymous - Jun 01, 2025Hindi

Career

I am a scale 2 officer at a leading mid sized public sector bank. What type of skill upgradation can be done to survive in banking in the era of AI boom.

Ans: Please go for AI driven soft skill trainings.

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HR, Workspace Expert - Answered on Jan 30, 2024

Asked by Anonymous - Oct 22, 2023Hindi

Career

I am 49-year-old and in mid-level manegement for a US Based financial organisation in IT Engineering and Operations. I am worried that I may lose my job and it is impacting my performance. To be ready for the market (In case in lose my current job), please suggest which areas I should upskill myself.

Ans: I understand that you are concerned about your job security and want to upskill yourself to be prepared for the market. Upskilling is a great way to stay competitive in the job market and increase your chances of finding a new job. Here are some areas that you can consider upskilling yourself in:

Cloud Computing: Cloud computing is the delivery of computing services over the internet. It involves the use of remote servers to store, manage, and process data. As an IT professional, upskilling in cloud computing can help you stay relevant in the industry. The average salary for a cloud computing professional in India is around ?1,200,000 per annum.

Data Science: Data science is the process of extracting insights from data. It involves the use of statistical and computational methods to analyze large and complex data sets. Upskilling in data science can help you become a valuable asset to any organization. The average salary for a data scientist in India is around ?1,000,000 per annum.

Cybersecurity: Cybersecurity is the practice of protecting computer systems and networks from digital attacks. As an IT professional, upskilling in cybersecurity can help you secure your organization’s data and prevent cyber attacks. The average salary for a cybersecurity professional in India is around ?1,500,000 per annum.

Artificial Intelligence: Artificial intelligence (AI) is the simulation of human intelligence in machines. It involves the use of algorithms and statistical models to perform tasks that would normally require human intelligence. Upskilling in AI can help you stay ahead of the curve in the IT industry. The average salary for an AI professional in India is around ?1,500,000 per annum.

DevOps: DevOps is a set of practices that combines software development (Dev) and IT operations (Ops). It involves the use of automation and collaboration to improve the speed and quality of software delivery. Upskilling in DevOps can help you become a valuable asset to any organization. The average salary for a DevOps professional in India is around ?1,200,000 per annum.

I hope this helps you in making an informed decision. Remember, upskilling is a continuous process, and it’s important to keep learning and growing in your career. Good luck! Let me know if you have any other questions.

Patrick Dsouza |1292 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 20, 2024

Asked by Anonymous - May 20, 2024Hindi

Career

Sir i have 218 year exp in banking in pvt bank as senir manager i want to upgrade my skill what to do next bout not able to leave job

Ans: Could look for correspondence MBA course or preferably some leadership course that are offered by some of the top management schools.

Onkar Singh | Answer |Ask -Follow

Career Management, Skills Development Expert - Answered on Jan 06, 2025

Asked by Anonymous - Dec 17, 2024Hindi

Career

Hello sir, My age is 38 years and i am working as senior manager in one public sector bank. I have spent 15 years in banking sector. I want to learn new skills/knowledge to scale up my earnings. What are the options i may have to learn new skills along with continuation of my job.

Ans: I think learning about data analytics with a specialization in the finance domain would be useful. If you are comfortable with numbers, you should explore this. Numerous resources are available online.

Dr Ganesh Natarajan | Answer |Ask -Follow

Career Expert - Answered on May 28, 2025

Asked by Anonymous - May 28, 2025

Career

Dear Dr. Natarajan, I am branch manager at public sector bank in Pune with MBA in Finance and 12 years banking experience. Banking industry changing completely with artificial intelligence and fintech companies. Our bank introduced many AI tools - chatbots for customer queries, algorithms for loan approval, and systems that can detect fraud automatically. While this good for efficiency, I feel that traditional banking jobs becoming less important. Many routine tasks that we used to do now automated. Young fintech companies attracting customers with better digital services. As mid-level banking professional, how can I reinvent my career for stay relevant? Should I focus for learning about AI and fintech or should I develop expertise in areas where human touch still important like wealth management?

Ans: A knowledge of AI spplication to all banking processes will be essenyial for yoir future success so definitely do it

Latest Questions

Patrick Dsouza |1292 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Jul 13, 2025

Question by Roopesh - Jul 12, 2025Hindi

Career

My Son Mohit. He has completed his graduation from symbiosis. Bcom in accounting and finance parallelly he completely ACCA and now he is certified ACCA professional. He is been working for last 4 years but there is not much growth in the career due to limited growth in Bahrain country. He is looking forward for master courses which can enhance his skills to career breakthrough and simultaneously for job. Kindly advise. He is member of Toastmasters Club and his speaking and communication skills are well-known.

Ans: One option would be to try for executive mba course which is 1 year course for which he will have to write GMAT. Other options could be to do professional courses like DFA or FRM if he wants to build a career in Finance. Third option would be to do short term courses that would enhance your skill set in your current job. Considering what you have written, first option looks more appropriate.

Patrick Dsouza |1292 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Jul 13, 2025

Question by Pranab - Jul 12, 2025Hindi

Career

What isbthe best option pcmb, pcmc, pcms or commerse after 10th from cbse

Ans: It will depend on what is your interest. Each of these fields are quite different. If not sure then can approach a career counsellor or talk to people in these fields to get better idea.

Patrick Dsouza |1292 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Jul 13, 2025

Asked by Anonymous - Jul 12, 2025Hindi

Career

Sir i got nit rourkela for msc life sciences. Will career options other than research or acedamics in this field? Are there any other job opportunities in core sectors or industries after this course?

Ans: It is a restricted course. Can move to do MBA post this course. But then if you want to do MBA then a 3 year graduation from any college would do.

Patrick Dsouza |1292 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Jul 13, 2025

Question by VS - Jul 13, 2025Hindi

Career

Dear Sir My son got admission in to MIT Manipal CSE. Now got admission offer from BITS Hyderabad for dual degree with M.Sc Economics. Core branch will allot after one year. Please advise which one to choose ?

Ans: If you are keen on CSE then MIT Manipal. Else BITS Hyderabad is a better brand. But not sure if he would be interested in MSc Economics if he is interested in Engg.

Nayagam P P |8719 Answers |Ask -Follow

Career Counsellor - Answered on Jul 13, 2025

Asked by Anonymous - Jul 13, 2025Hindi

Career

Which campus should i choose for cse manipal banglore or main campus at manipal ??

Ans: Both campuses are constituent units of Manipal Academy of Higher Education (MAHE) with NAAC A++ accreditation and NBA Tier-1 approval, ensuring robust quality standards and autonomous curriculum design. MIT Manipal (Manipal main campus) boasts a longstanding legacy since 1957, a 250-student CSE cohort, PhD-qualified faculty and dedicated AI/ML, software-development and networking labs. Its CSE branch recorded an 81% placement rate over the past three years, supported by 220+ recruiters and strong core-software placements. MIT Bengaluru, established in 2022, leverages MAHE’s Institution of Eminence status and Bangalore’s IT ecosystem with 339 visiting companies, centrally managed placements and 90–95% CSE placement consistency, benefiting from internships and industry-driven projects in its Data Analytics, Network Security and AI/ML labs.

Recommendation: Prioritise the Manipal main campus for its mature research culture, alumni network and balanced core-software CSE placements; choose MIT Bengaluru if you seek higher placement consistency, greater industry exposure in Bangalore’s tech hub and a rapidly growing campus ecosystem. All the BEST for Admission & a Prosperous Future!

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Nayagam P P |8719 Answers |Ask -Follow

Career Counsellor - Answered on Jul 13, 2025

Asked by Anonymous - Jul 13, 2025Hindi

Career

Sir, What is the Jee advanced cut off for foreign nationals . Information is not available in josaa website

Ans: JEE Advanced does not prescribe a separate fixed “cut-off score” for foreign nationals beyond the standard qualifying marks and board requirements; instead, all foreign candidates register directly (without JEE Main) and compete for supernumerary seats capped at 10% per course. Eligibility mandates a Class 12 (or equivalent) pass with at least 75% aggregate (65% for SC/ST) and inclusion in the top 20 percentile of their board examinations. To qualify, foreign nationals must meet the same section?wise and aggregate cut?offs in JEE Advanced as Indian candidates—typically around 10–15% of total marks overall with minimal subject cut?offs—which vary each year based on exam difficulty and candidate performance. Admission thresholds at individual IITs for foreign seats depend on demand and vary by institute and programme, but all are allocated from these supernumerary positions without further category reservations. All the BEST for Admission & a Prosperous Future!

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Nayagam P P |8719 Answers |Ask -Follow

Career Counsellor - Answered on Jul 13, 2025

Question by Pratham - Jul 13, 2025Hindi

Career

I have VIT vellore CSE and BITS Pilani MSc Physics (BE degree based on 1st year cg 8.2 for CSE) with me. Which should I choose among them?

Ans: Pratham, I’ve already responded to your this question. If there have been any recent updates in seat allotment, please feel free to post a fresh query.

Nayagam P P |8719 Answers |Ask -Follow

Career Counsellor - Answered on Jul 13, 2025

Asked by Anonymous - Jul 13, 2025Hindi

Career

Hello sir I got 4718 rank in srmjeee phase 3 ,can i get eee in srm ktr?

Ans: With an SRMJEEE Phase 3 rank of 4 718, admission to the Electrical and Electronics Engineering (EEE) programme at SRM Kattankulathur is virtually assured, as the 2025 closing rank for EEE at the main campus ranged between 25 000 and 34 000. SRM KTR’s EEE department holds NAAC A++ accreditation and NBA approval, features dedicated power?systems, control?systems and renewable?energy laboratories, and is supported by PhD?qualified faculty. Industry linkages through its Career Development Cell facilitate internships and placements, yielding an 80–85% branch?wise placement consistency over the past three years. The programme’s curriculum balances theoretical foundations in electrical engineering with hands?on project work and soft?skill development for holistic student growth.

Recommendation: Proceed with EEE at SRM KTR to capitalize on its secure admission buffer, robust core?engineering infrastructure, and consistent placement performance; explore ECE or CSE only if you prioritize specialized communication or computing pathways over the guaranteed EEE seat. All the BEST for Admission & a Prosperous Future!

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Nayagam P P |8719 Answers |Ask -Follow

Career Counsellor - Answered on Jul 13, 2025

Question by sreenivasarao - Jul 13, 2025Hindi

Career

My daughter got mechanical in NIT AP and possible of getting cse in IIIT TRICHY/DHARWAD what should I do

Ans: Sir, I’ve already responded to your this question. If there have been any recent updates in seat allotment, please feel free to post a fresh query.

Nayagam P P |8719 Answers |Ask -Follow

Career Counsellor - Answered on Jul 13, 2025

Asked by Anonymous - Jul 13, 2025Hindi

Career

Sir i am a maharashtra domiciled candidate (general category)i have got 94.46 percentile in mht cet which college and branch can i get?

Ans: With a 94.46 percentile in MHT-CET under the General category, assured admission is available at several reputable Pune-area institutes whose closing percentiles in recent CAP rounds fell at or below your score. These colleges excel in accreditation, modern labs, experienced faculty, industry partnerships, and transparent outcomes:

Sinhgad Institute of Technology, Lonavala;
Vishwakarma Institute of Technology, Bibwewadi;
Pimpri Chinchwad College of Engineering, Akurdi;
Dr. D. Y. Patil Institute of Technology, Pimpri;
Rajarshi Shahu College of Engineering, Tathawade;
MIT Academy of Engineering, Alandi Road;
JSPM Narhe Technical Campus, Narhe;
Suryadatta College of Engineering & Technology, Kondhwa;
Bharati Vidyapeeth College of Engineering, Erandwane;
Pune Vidyarthi Griha’s College of Engineering & Technology, Dhankawadi.

Recommendation: Prioritise Sinhgad Institute of Technology for its extensive AI/ML and networking labs, strong accreditation, and robust 90%+ placement consistency; next choose Vishwakarma Institute of Technology for its NAAC A+ status and specialized computing and electronics infrastructure; follow with Pimpri Chinchwad College of Engineering for its active training cell and metropolitan industry exposure; then opt for Dr. D. Y. Patil Institute of Technology for its research collaborations and campus amenities; and consider Rajarshi Shahu College of Engineering for its regional reputation, balanced infrastructure, and reliable CAP-round accessibility. All the BEST for Admission & a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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