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Mayank

Mayank Chandel  |2489 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Mar 23, 2024

Mayank Chandel has over 18 years of experience coaching and training students for various exams like IIT-JEE, NEET-UG, SAT, CLAT, CA and CS.
Besides coaching students for entrance exams, he also guides Class 10 and 12 students about career options in engineering, medicine and the vocational sciences.
His interest in coaching students led him to launch the firm, CareerStreets.
Chandel holds an engineering degree in electronics from Nagpur University.... more
Asked by Anonymous - Mar 08, 2024Hindi
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Career

Sar ham Maharashtra se aate hain aur mera beta ke NIT Surat cal mein padta hai BTech first year mein paper ki branch mein padta hai aur use divyang hai aur hamari arthik paristhiti bahut kamjor hai aur hamen padhaane mein bahut dikkat a rahi hai iske liye koi solution de sar

Ans: sir,
you can try to apply for scholarships through college. Many corporates as their CSR sponsor students education.
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Sir mera beta civil engineering mein diploma aur degree bhi kar chuka hai 2023 me,uske liye koi naukari ka chance hoga kyonki abhi 26 year ka hoga aur abhi 2 bar EPFO, UPSC ka exam diya hai koi result nahin aa Raha hai
Ans: Government sector mein age limit mostly 30-32 years tak hai for Junior Engineers positions in CPWD, Central Water Commission, and various PSUs, so abhi bhi time hai UPSC ESE, SSC JE, and state government exams ke liye. Private sector mein age restriction bilkul nahi hai and currently 22,900+ new civil engineering jobs annually create ho rahe hain through 2033. Major companies like L&T, Tata Projects, Shapoorji Pallonji actively hire both diploma and degree holders for site engineer, project manager, and construction supervisor roles. Infrastructure development projects under Smart Cities Mission, Bharatmala, and metro expansion ne massive demand create kiya hai. Both diploma and degree holders earn 2.5-9 LPA initially with rapid growth potential. EPFO regularly recruits civil engineers through specialized notifications, and banking sector bhi civil engineers ko hire karta hai for loan assessment and project evaluation. Recommendation: Continue UPSC/EPFO preparation while simultaneously applying for private sector jobs and consider state government exams as backup options, kyunki current market conditions bohot favorable hain civil engineers ke liye. All the BEST for the Admission & a Prosperous Future!

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Adarsh

Adarsh Rai  |12 Answers  |Ask -

HR, Leadership coach - Answered on Jul 03, 2025

Asked by Anonymous - Jun 11, 2025Hindi
Career
Hi. I am currently 29. Married with no kids. Wife not earning. Planning for a kid this year. Monthly earning 60k post tax. Have savings of 2 lakhs. Have personal loan of 9 lakhs. Monthly expenses 40k including emi's. I have lost interest in job and I don't want to work anymore. I want to do business which can give monthly 50 to 60k income. Max I can invest 2lakhs. Is there any business which I can start with 2 lakhs and generate monthly income of 60k ? I am frustrated with working under an employer. I want to start my own venture. Please suggest.
Ans: Spandan, pause before you mail the resignation.

Your maths
60 k take-home
40 k spends (15 k of that is EMI on a 9 L loan)
→ 20 k buffer

A newborn will nudge monthly costs up by 8-10 k. Cash cushion shrinks fast.

So the plan must earn while you learn, not leap blind.

Keep the paycheck six more months.
Use evenings to test micro-ideas. Risk stays capped at ?0 for now.

Choose a “cash-this-month” niche, not a moon-shot.
Pick work that turns inventory ≤ ?50 k into sales inside 30 days.

Tiffin + office snacks (two dishes, 40 boxes) - ?25 k utensils, ?10 k FSSAI, ?5 k flyers - ?120 per box × 40 = ?4.8 k /day

Amazon / Flipkart reselling (phone cases, cables) ?40 k stock, ?15 k ads 25 % net margin on ?2 L monthly sales = ?50 k

Weekend print-on-demand & personalised gifting kiosk ?45 k heat-press kit (other options are there too) ?300 profit per mug × 200 pcs → ?60 k Bring Your Mug - Take Away Memories.

Local social-media management for clinics & salons ?0 gear, ?3 k Canva Pro ?8 k-?12 k per client; 6 clients hit target

None need heavy staff or rent. All can run beside your day job.

Set one simple goal: ?15 k profit by Day-30.
Hit it twice, raise target to ?35 k. Only when side income beats salary three months straight do you quit.

This is critical - Plug leaks early. Refinance personal loan to longer tenor; shave EMI to ~?10 k.

Park 1 L of savings in an emergency account—no touch.Skill up tiny, daily.
Watch a YouTube on ad copy, take a WhatsApp course on GST filings. Low cost, immediate payback.

Start small, sell fast, reinvest every rupee. Freedom comes, but by steps, not by one loud jump.

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