Hi i am neet aspirants as due to COVID pandameic i didn't get good coaching to prepare for it my parents hastily take my admission in bsc biotech currently i am 19 years old going to 20 as i attempted neet three times now first two scores are low but now i achieve nearly good score but less than 4 to 5 marks of required and now i am on also completion of second year thought i never show kneen intrest in biotech but i always score good topper of it by studying just few days but by managing it what i really want mbbs is getting chased ,sometimes going away i feel frustrated myself my parents say it's okay to try for one more time and also to complete this graduation surviving both sometimes feel really frustrating now can i not think properly what should I do mbbs is always i am chasing and all say there is plenty of oppurunties after biotech too maybe because of marks

Ans: Dear Friend,
To retire in 2 years, you’ll need a corpus of approximately ?2 crore to sustain your current monthly expenses of ?60,000, adjusted for inflation and assuming 30 years of retirement. Allocate ?2.5 crore to fixed-income instruments like SCSS, RBI Bonds, or debt mutual funds to generate a stable annual income (~?10 lakh). Retain ?50 lakh in stocks and equity mutual funds for growth and ?30 lakh in balanced mutual funds for stability. Keep ?20-30 lakh in liquid funds or FDs for emergencies.

For real estate, retain your primary residence and explore rental income from other properties. Consider selling one property to reinvest in diversified assets for liquidity. Allocate ?50 lakh for your daughter’s education through a mix of PPF and equity funds. Regularly review your portfolio to account for inflation and market changes. This plan ensures a comfortable retirement and financial security for your family.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar