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Nayagam P

Nayagam P P  |10846 Answers  |Ask -

Career Counsellor - Answered on Jul 10, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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meenakshi Question by meenakshi on Jul 10, 2025Hindi
Career

Mechanics Thapar Patiala or Mechanics in MIT Banglore is better for my son who is going to complete his three year diploma after 10 th.

Ans: Meenakshi Madam, Prefer THAPAR-Patiala over MIT-Bengaluru. All the BEST for Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |10846 Answers  |Ask -

Career Counsellor - Answered on Jul 18, 2025

Career
Sir what about mechanical engineering at thapar engineering college? Is it good from placement point of view and all
Ans: Mechanical Engineering at Thapar Institute of Engineering & Technology combines rigorous academics, global accreditation, strong industry ties, modern infrastructure, research focus, and robust placement outcomes. The NBA- and ABET-accredited B.E. Mechanical program, ranked 29th in NIRF 2024 for engineering, features state-of-the-art laboratories, collaborative projects with global partners such as Trinity College Dublin, and expert faculty with PhDs from premier institutions. Over the last three graduating cohorts, 80–90% of Mechanical students secured on-campus placement assistance, with an average package near ?11.9 LPA and roles at Bajaj Auto, Maruti Suzuki, Asian Paints, ZS Associates, and Bain & Company. Hands-on learning begins in the first semester with engine teardown workshops and capstone projects spanning automotive, robotics, and energy sectors, ensuring industry readiness. Alumni engagement and a central placement cell facilitate internships at Tata Motors, Larsen & Toubro, and HPCL, while the Patiala campus’s 63-acre facilities include high-speed Wi-Fi, a central library, and residential hostels. The department’s research grants from DRDO, DST, and AICTE further enrich student experience through funded projects in thermal, manufacturing, and automotive engineering.

Recommendation: Mechanical Engineering at Thapar University offers a well-accredited curriculum, comprehensive practical training, and strong placement support in core industries, making it an excellent choice for career-focused students seeking reliable employment prospects and global recognition in mechanical disciplines. All the BEST for a Prosperous Future!

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Naveenn

Naveenn Kummar  |233 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Nov 30, 2025

Money
Dear Naveenn Ji I am 61 yrs old-retired person. I had cardiac procedure with pacemaker 3 yrs back. I had one Medical insurance which was quite useful and was just sufficient at that time to meet expenses. Now I want to enhance the limit say from 10 lac to 20 lac which is not happening with the existing one. Can you suggest what best can be done and how for medical expenses
Ans: We will need to check with different health insurance companies and share your case history in detail. There are chances of getting a policy, but it depends on the underwriter’s assessment. Age, any other medical conditions, pre-existing diseases and the severity of the earlier cardiac issue all play a role.

Sometimes insurers give a counter-offer with a higher premium, a co-payment clause or a permanent exclusion for heart-related conditions while covering everything else.
We also need to check whether porting is possible or if a fresh policy is better.

One important point: please do not cancel your existing policy under any circumstance until a new cover is issued and active.

Alongside insurance, it is always wise to keep a reasonable emergency fund in liquid form such as fixed deposits or liquid mutual funds to handle any immediate medical requirement.

please feel free to ask any further questions you can connect us 044-31683550 if facing any problem

Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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Radheshyam

Radheshyam Zanwar  |6727 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 29, 2025

Asked by Anonymous - Nov 28, 2025Hindi
Career
Sir I have 5 subject in Nios board class 12 in 2026 and the subject names is Physics, Maths, English, Physical Education and in place of Chemistry is Biotechnology or vocational subject Valid for JOSSA 2026 So it will be eligible for Jossa Counselling For BTech in IITs or NITs+System According to JOSSA COUNSELLING 2025 Annexure 2(a)Annexure 2(b) The marks scored in the following five subjects will be considered for calculating the aggregate marks and the cut-off marks for fulfilling the top 20 percentile criterion. Candidates must also pass each of the following subjects in Class XII (or equivalent) to qualify for admission to the NIT+ System: o For B.E./B.Tech. programmes i. Physics ii. Any one of Chemistry, Biology, Biotechnology, Technical Vocation subject iii. Mathematics iv. A language (if the candidate has taken more than one language, then the language with the higher marks will be considered) v. Any subject other than the above four (the subject with the highest marks will be considered). Please Guide Me Sir
Ans: Your question is unclear because you have combined many queries into one. However, I will attempt to answer based on my understanding. Please do not mind; from the question, I can guess that you may be facing problems with the subjects, either in terms of understanding or from other aspects.

Your NIOS 2026 combination (Physics, Maths, English, Physical Education, and Biotechnology instead of Chemistry) complies with JoSAA Annexure 2(a)/(b) requirements, so you will be eligible for JoSAA counselling for BTech in IITs/NIT+ system, subject to passing all subjects and meeting the JEE Advanced and overall eligibility/percentile criteria. However, it is highly recommended to refer to the latest brochure published by NTA on the official website of JEE.

Good luck.
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Radheshyam

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