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Mayank

Mayank Rautela  | Answer  |Ask -

HR Expert - Answered on Mar 11, 2022

Mayank Rautela is the group chief human resources officer at Apollo Hospitals.
A management graduate from the Symbiosis Institute of Management Studies with a master's degree in labour laws from Pune University, Rautela has over 20 years of experience in general management, strategic human resources, global mergers and integrations and change management.... more
Aseem Question by Aseem on Mar 11, 2022Hindi
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Career

Dear Mayank,
I am 45 years old.
After completing my SSC, I completed my three-year diploma in computer technology from the board of technical examinations, Mumbai (year of passing is 1997). So I'm an undergraduate.
Since the last seven years, I've been working as a content writer (English).
In 2019, I completed a one year diploma in creative writing in English from IGNOU.
I want to continue my career as a content writer, but sometimes there are many job openings which are open for only BA graduates (English).
Now, considering I have 15 years of work life, should I pursue a Bachelor of Arts (Honours) English from IGNOU via distance education? Please give me your advice -- will doing this BA be worth it?
Thank you in advance.
Regards,
Aseem Bhatnagar
Mumbai

Ans:

Hi Aseem.

You must definitely pursue your graduation; that will give you an entry into almost any company that has an opening in the content department.

While you do that, do have a candid discussion with your current management.

Explain that you wish to grow in your career and you are investing in your self-growth by completing your education. That way, you will be in the reckoning for a promotion in your current company.

Career

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Nayagam P

Nayagam P P  |3811 Answers  |Ask -

Career Counsellor - Answered on Jul 20, 2024

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Hi sir, I have a few questions regarding the graduation program. I am currently working as a Data Analyst and have an undergraduate background (10+3 - Diploma in Civil Engineering) with over 15 years of work experience in various industries and roles. I am planning to join a BBA course that aligns with my work profile. The reasons for this decision are as follows: 1. Many MNC companies have made it mandatory for candidates to have a minimum of 15 years of education. While I understand that companies have their criteria, it is disappointing that extensive work experience is often overlooked in favor of a graduation certificate, which nowadays can sometimes be easily obtained without real merit. 2. A graduation degree is also essential for overseas job opportunities, and it has been my dream to work abroad for 3-5 years. Considering the above reasons, I have decided to pursue a BBA course. However, I am facing some challenges: a. Having completed my studies in 2008, I am out of touch with academic pursuits and have concentration issues, which may make it difficult for me to pass exams. Nonetheless, I understand that I need to overcome this and focus on my studies to achieve my dream. b. I have two options for the BBA course: online mode and distance education (offline mode). I am unsure which mode will better support my goal of securing a job in an MNC or an overseas opportunity. c. My close circle has suggested IGNOU University, stating that its certificate has a good reputation in the market. Therefore, I am uncertain whether to choose an online mode (such as SRM Institute) or an offline mode (such as IGNOU or KSOU University). Could you please guide me on this matter? Thank you.
Ans: Ravichandra Sir,

1) KSOU is individually good. But as you have gained vast working experience, it is suggested to find out other better options to choose from.

2) You have rightly mentioned that IGNOU Certificate has a good reputation in the market and IGNOU provides comprehensive and well-structured textbooks and study material. However, due to time constraints, you will not have much time to go through each page and take notes, etc.

3) So, it is suggested to go for an online BBA Course with live/recorded online lectures. Here, you will have to check & ensure:

(a) the minimum attendance required
(b) timings of the live sessions should not clash with your office timings.
(c) timeline to submit assignments / Project Reports
(d) fees payable / affordability
(e) Soft copies of Materials provided
(f) Are there any other reputed universities/institutes that provide BBA online courses (other than SRM/Manipal)? On LinkedIn, recently there was news that IIM-Bangalore has a plan to start BBA-Online by September 2024. Please keep checking its website from now onwards.
(g) Try to join a reputed university/institute & research more for a month to choose the best one to reflect in your Resume.

Keeping in view the above factors, please choose the most suitable Institute / University and pursue your BBA.

All the BEST for your Bright Future, Sir.

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Milind

Milind Vadjikar  |387 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Oct 13, 2024

Asked by Anonymous - Oct 12, 2024Hindi
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Hi, age 40 years, monthly net salary Rs 85k, married , 1 kid. Recently have constructed new house. Ground floor commercial shops, and 1st floor residential 2bhk flat were we stay. Home loan 1.05 cr with monthly EMI of 85k for next 30 years & All current savings exhausted due to new construction. Commercial shops have potential for monthly rental income of 60k to 70k.please guide on below for strategy: 1) how to close home loan in next 10 years 2) considering 60 as retirement age, need corpus of 8 cr to fund kid education, marriage and for rest of livelihood.
Ans: Hello;

1. Immediately let out the commercial shops on long lease with yearly rent hikes. This is crucial to fund your loan EMI.

Assuming this to yield rental income of 70 K per month.

You will still need to shell out 15 K for the EMI amount from your income.

2. So after deducting EMI cut from your monthly pay we are left with
70 K.
Earmarking 30 K for your regular expenses, I suggest you start a monthly SIP of 40 K in a pure equity mutual fund with yearly top-up of 11% minimum.

This may grow into a corpus of 1.47 Cr after 10 years part of which you may utilise to settle off the overdue loan amount.

3. The balance corpus left after settling the loan is expected to be around 54 L. At this stage you will need enhance monthly sip to 1.5 L with 13 % yearly top-up for the next 10 years.

4. The corpus from SIP after the next 10 years may be 6.3 Cr. The balance corpus of 54 L may grow into a sum of 1.83 Cr. Both added will give you a comprehensive corpus of 8.13 Cr, as desired. ( A modest return of 13% from pure equity mutual funds is considered).

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

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Nayagam P

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Career Counsellor - Answered on Oct 13, 2024

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Sir the median package at ssnce for cse core is less than rvce ise .So does it make more viable option considering placement in mind .I have a dream of becoming software engineer from my childhood. But my seniors are advising for rvce ise.what to do should I follow my dream or placement.I am a Bangalore resident and Tamil is my mother tongue.
Ans: Ashwin, my son, graduated from RVCE in 2023 and secured employment through campus placement with a reputable software company. Despite being among the highest achievers in COMEDK, he opted for ECE instead of the more accessible CSE. We did not compel him to join CSE. Following his second year, he progressively shown an interest in software and obtained several certifications through NPTEL, Internshala, and similar platforms. Regarding his experience, while ISE is commendable, CSE is the superior option. Simply enter 'RV placement statistics 2024'. Select the initial result to get the Placement Statistics of RV directly. The top placements are for Computer Science Engineering, followed by Electronics and Communication Engineering, and then Information Science Engineering. The recommendations of your seniors, your personal interests, and the branch with the highest placement statistics are distinct considerations. Kindly review the Course Curriculum for both CSE and ISE and make a decision. Kindly review one of my detailed responses below, in which I have explicitly outlined the stages, recommendations, and methods that a first-year engineering student should adhere to till their fourth year for campus placement. All the BEST for Your Prosperous Future.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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