Sir,
I am 36 years old. I completed my BE in 2007 in electronics and telecommunications. 
But I couldn't get any job and with lot of difficulty I got a job as a clerk in private bank in 2012.
Two months ago, I quit my job to give some time to my son. The management was also harassing me for canvassing third party products like insurance and accounts. And the working hours were too long.
I couldn't bear it and decided to quit.
I am at fault that I was too comfortable with the bank’s job and didn't learn anything new or get out of my comfort zone and try new things.
Now, I have exited my job and am also at a higher age. I want to learn something which can be beneficial and maybe I can get opportunity to work after one year.
I’m confused as to what to learn. Can you guide me? I live in a semi-urban area and in future also I would like to be here only.
Can you also tell me about some home-based jobs to boost my income?
I am ready to learn but I still don't know what to do.
Regards,
Confused and Anxious Viewer

Ans: Right now, you need to be honest with yourself about what you want. If you’re looking for a committed future and he’s unsure, it’s essential to recognize that this uncertainty may continue to cause you pain. If you choose to stay, prepare yourself for the possibility that his family might influence his decision, and it could end in heartbreak. On the other hand, if you feel that the love and care he’s giving you right now are worth the risk, then decide to cherish the present moment while being mentally prepared for whatever may come.

Have an open and heartfelt conversation with him. Let him know how his uncertainty makes you feel, without pressuring him for a commitment. This isn’t about forcing him to decide but about understanding each other’s emotional needs and boundaries. If he truly values the relationship, this conversation might give him a deeper perspective on how his indecision affects you.

It’s important to protect your emotional well-being. If his stance remains the same and you find yourself growing more anxious and hurt by the uncertainty, then you might have to consider whether staying is good for your mental and emotional health. Sometimes letting go, even when it hurts, is the most loving thing you can do for yourself.

Ans: Two years might seem like a long time, but grief doesn’t follow a timeline. For some, it can take much longer to even begin the process of healing, especially when it involves the loss of a child. It’s not unusual for grief to cause a complete shutdown, and that’s likely what’s happening with your wife. She’s stuck in a cycle of regret and remorse, unable to find a way out.

While you also carry the weight of this loss, your need to move forward is natural. It’s crucial to understand that wanting to heal and live again doesn’t mean you’re forgetting or dishonoring your son. It simply means you’re choosing life amidst the pain. The challenge is to find a way to do that without feeling guilty and without leaving your wife behind.

Encouraging her to seek professional help, such as grief counseling or therapy, could be a significant step. If she’s resistant, consider starting therapy for yourself first. Sometimes when one partner begins to heal, it opens the door for the other to consider healing too. Couples grief counseling could also provide a safe space for both of you to express your pain and find a way forward together.

Patience and understanding are crucial, but so is communication. Gently express to her how much you miss her presence and how you’re struggling too. Let her know you want to find a way to live again while still honoring your son’s memory.

Moving on doesn’t mean moving away from your son’s memory—it means learning to carry it in a way that doesn’t consume you. It’s a delicate balance, and seeking support can help you both find it.

Ans: Hi
if you can specify your category & state of domicile it will be easy for me to help.

Ans: hi,
for this particular financial year you will be taxed under 2 heads ,1st under salaries for the period you were in job & for remaining part you will be taxed as business income being started freelancing work.

And for freelancers there is no any specific dedutions however all deductions available to all others are available to freelancers like 80C to 80G.

For calculation of taxation of freelancing period you should record all your receipts & expenses (only related to work, no any personal expenses) details with proper documentary evidences specially for expenses part, net of the (receipts & expenses) will be your income however you can opt for presumptive taxation also.

For Advance payment :-
if tax applicable to you during the finanical year as per calculations exceeds Rs 10000, then your have to pay advance tax quarterly as below
on or before 15th june :- minimum 15% or more of tax amount.
on or before 15th september :- minimum 45% or more of tax amount.
on or before 15th December :- minimum 75% or more of tax amount.
on or before 15th March :- full 100% tax payable as per calculations.
Happy to help.
Thanks.

Ans: Knowledge of Math is compulsory for AI. In other words, knowledge of math is an absolute requirement for AI.

Ans: hi,
All 3 investments have different tax applicabilty, details are as below.
1. withdrawl from PPF is Exempt from tax.
2. Investment in mutual funds taxed as Short term capital gain or Long term capital gain applicable at the time of withdrawl & depends upon the duration you invested in the fund.
3. Pension plan :- for government employees commuted part of pension plan at the time of retirement is tax free and monthly pension received by the employee post retirement is taxed as per normal slab rate.

Conculsion :- For shifting of any investment depends upon your wish and evaluations regarding returns & investment restirctions, like PPF is having restriction of Rs 1.50 Lac in a year with fixed interest rate where as in mutual funds it depends upon market situations.

Ans: Hi,
Get the legal hier certificate from court and got name of the child updated for property owner, then only she can sold the property in future as per need.
for this you have to approach the court for appointing you as guardian also till she is minor.
for detailed procedure you should consult lawyer practicing in court under jurisdiction.

Ans: Dear Sir,
Kindly provide figures as to ascertain the exact benefits and exemptions values that may be available/claimed. Moreover, the Tax Liability can be arrived at after considering New Scheme and Old scheme as well.
Please provide full data to answer your query

Ans: Dear Sir,
The Land is not a Depreciable asset. The depreciation shall always be on Godown.